Welcome home to this beautifully updated 2-bedroom, 2 full bath property located just steps from Twin Oaks Golf Course. Whether you're an avid golfer or simply enjoy peaceful surroundings, this location offers the perfect blend of convenience and relaxation.
Recent improvements provide peace of mind and move-in-ready living, including fresh paint throughout, brand-new carpet, a new electrical panel, brand-new siding, and a freshly painted exterior. The spacious layout offers comfortable living spaces, while the two full bathrooms add functionality and convenience.
Enjoy low-maintenance living in a desirable location close to golf, dining, shopping, and everyday amenities. Whether you're looking for your first home, downsizing, or searching for an investment opportunity, this charming property is ready for its next owner.
Pending
$187,000
431 Baltimore Ave, Covington, KY 41015
2beds
--sqft
Single Family Residence, Residential
Built in 1904
3,049 Square Feet Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Fresh paint throughoutFreshly painted exteriorBrand-new carpetSpacious layoutBrand-new sidingNew electrical panel
- 20 days |
- 75 |
- 3 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Tamra Minch 859-444-2285,
eXp Realty, LLC
Source: NKMLS,MLS#: 643413
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Carpet Flooring
- Level: Second
- Area: 165
- Dimensions: 15 x 11
Bedroom 2
- Features: Carpet Flooring
- Level: Second
- Area: 136
- Dimensions: 17 x 8
Dining room
- Features: Hardwood Floors
- Level: First
- Area: 196
- Dimensions: 14 x 14
Entry
- Features: Hardwood Floors
- Level: First
- Area: 110
- Dimensions: 11 x 10
Kitchen
- Features: Walk-Out Access
- Level: First
- Area: 182
- Dimensions: 14 x 13
Living room
- Features: Carpet Flooring
- Level: First
- Area: 195
- Dimensions: 15 x 13
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Electric Oven, Dryer, Refrigerator, Washer
Features
- Windows: Wood Frames
- Number of fireplaces: 1
- Fireplace features: Ceramic, Inoperable
Interior area
- Total structure area: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
Lot
- Size: 3,049 Square Feet
Details
- Parcel number: 0564309002.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Foundation: Stone
- Roof: Shingle
Condition
- New construction: No
- Year built: 1904
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Covington
Financial & listing details
- Tax assessed value: $133,400
- Annual tax amount: $1,754
- Date on market: 6/13/2026
- Cumulative days on market: 20 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/9/2026 | Pending sale | $187,000 |
Source: | ||
| 6/6/2026 | Listed for sale | $187,000+152.7% |
Source: | ||
| 6/2/2010 | Sold | $74,000-1.2% |
Source: Public Record Report a problem | ||
| 4/7/2010 | Listed for sale | $74,900+38.7% |
Source: HUFF Realty, LLC #383731 Report a problem | ||
| 8/3/2007 | Sold | $54,000+12.5% |
Source: Public Record Report a problem | ||
| 1/16/2007 | Sold | $48,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,754 -1.3% | $133,400 |
| 2023 | $1,777 +0.8% | $133,400 |
| 2022 | $1,762 +44.4% | $133,400 +66.8% |
| 2021 | $1,220 -28.3% | $80,000 |
| 2020 | $1,703 | $80,000 |
| 2019 | $1,703 +30.6% | $80,000 |
| 2018 | $1,304 | $80,000 +8.1% |
| 2017 | $1,304 -13.9% | $74,000 |
| 2015 | $1,515 +4.5% | $74,000 |
| 2014 | $1,450 | $74,000 |
| 2013 | $1,450 | $74,000 |
| 2012 | -- | $74,000 |
| 2011 | -- | $74,000 +37% |
| 2010 | -- | $54,000 |
| 2009 | -- | $54,000 |
| 2008 | -- | $54,000 -22.9% |
| 2007 | -- | $70,000 |
| 2006 | -- | $70,000 +1.4% |
| 2005 | -- | $69,000 |
| 2004 | -- | $69,000 |
| 2003 | -- | $69,000 |
| 2002 | -- | $69,000 +7.8% |
| 2001 | -- | $64,000 |
| 2000 | -- | $64,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 41015
Nearby schools
GreatSchools rating
- 5/10Latonia Elementary SchoolGrades: K-5Distance: 0.5 mi
- 3/10Holmes Middle SchoolGrades: 6-8Distance: 1.7 mi
- 1/10Holmes High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Latonia Elementary
- Middle: Holmes Middle School
- High: Holmes Senior High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Kenton County
- Covington
- 41015
- 431 Baltimore Ave





