Welcome to your own peaceful retreat along the shores of beautiful Cabin Point Creek. This meticulously maintained waterfront home offers the perfect blend of comfort and classic charm, with 3 bedrooms, 2.5 bathrooms, and over 2,600 square feet of thoughtfully designed living space. Step inside to discover rich hardwood floors and a spacious floor plan that provides room for relaxation and entertaining. The kitchen includes solid surface countertops and ample cabinet space, ideal for preparing meals with a view and cozy sunroom on the waterside. The main level features a tranquil primary bedroom, while upstairs offers two guest bedrooms and a versatile loft with a balcony overlooking the water—perfect for stargazing or simply admiring the serenity. Outside, the property shines just as bright. The landscaped yard includes a waterside deck, a fenced area for pets, and even a garden spot for those with a green thumb. The private pier with a boat lift invites you to set sail any time the mood strikes. A detached garage offers extra space for hobbyists or storage. Set in a welcoming neighborhood, you'll also enjoy access to a community pool, tennis courts, a clubhouse, boat launch, and a sandy beach. Whether you’re seeking a retreat or your next full-time residence, this home offers everything needed to enjoy relaxing waterfront living. Bring your boat, your dreams, and maybe even your fishing pole.
Sold for $725,000
$725,000
431 Ships Row, Montross, VA 22520
3beds
2,607sqft
Single Family Residence
Built in 2004
0.7 Acres Lot
$742,400 Zestimate®
$278/sqft
$2,988 Estimated rent
Home value
$742,400
Estimated sales range
Not available
$2,988/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Melissa L. Bradley 804-761-2024,
Shore Realty, Inc.
Bought with:
Theresa E Billington
RE/MAX Gateway
Source: CVRMLS,MLS#: 2515286
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Other
- Description: Tub & Shower
- Level: First
Other
- Description: Shower
- Level: Second
Half bath
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Instant Hot Water, Refrigerator, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Bedroom on Main Level, Ceiling Fan(s), Dining Area, Fireplace, Solid Surface Counters, Walk-In Closet(s)
- Flooring: Tile, Wood
- Basement: Crawl Space
- Attic: Access Only
- Number of fireplaces: 1
Interior area
- Total interior livable area: 2,607 sqft
- Finished area above ground: 2,607
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck, Front Porch, Porch
- Exterior features: Boat Lift, Dock, Porch, Storage, Shed
- Pool features: Pool, Community
- Fencing: Partial
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Creek, Dock Access, Mooring, Boat Ramp/Lift Access, Waterfront
- Body of water: Cabin Point Creek
- Frontage length: 118.0000,118.0000
Lot
- Size: 0.7 Acres
- Features: Waterfront
Details
- Additional structures: Garage(s), Shed(s)
- Parcel number: 25B3417
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Water: Community/Coop, Shared Well
Community & HOA
Community
- Features: Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Dock, Pool, Tennis Court(s)
- Subdivision: Cabin Point
Location
- Region: Montross
Financial & listing details
- Price per square foot: $278/sqft
- Tax assessed value: $469,700
- Annual tax amount: $3,438
- Date on market: 11/17/2025
- Ownership: Individuals
- Ownership type: Sole Proprietor
Price history
| Date | Event | Price |
|---|---|---|
| 12/15/2025 | Sold | $725,000$278/sqft |
Source:  CVRMLS #2515286 Report a problem | ||
| 10/13/2025 | Pending sale | $725,000$278/sqft |
Source: CVRMLS #2515286 Report a problem | ||
| 8/4/2025 | Listing removed | $725,000$278/sqft |
Source: CVRMLS #2515286 Report a problem | ||
| 6/30/2025 | Price change | $725,000-2.7%$278/sqft |
Source: Northern Neck AOR #118884 Report a problem | ||
| 6/11/2025 | Price change | $745,000-2.6%$286/sqft |
Source: CVRMLS #2515286 Report a problem | ||
| 5/31/2025 | Listed for sale | $765,000+118.6%$293/sqft |
Source: Northern Neck AOR #118884 Report a problem | ||
| 5/23/2018 | Sold | $350,000-7.7%$134/sqft |
Source: Public Record Report a problem | ||
| 4/28/2018 | Pending sale | $379,000$145/sqft |
Source: Shore Realty #102715 Report a problem | ||
| 4/4/2018 | Listed for sale | $379,000$145/sqft |
Source: Shore Realty #102715 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,194 | $469,700 |
| 2024 | $3,194 +9.7% | $469,700 |
| 2023 | $2,912 | $469,700 |
| 2022 | $2,912 -4.4% | $469,700 +17.2% |
| 2021 | $3,045 | $400,700 |
| 2020 | $3,045 +16.9% | $400,700 |
| 2019 | $2,605 +7% | $400,700 +3.7% |
| 2018 | $2,434 | $386,300 |
| 2017 | -- | $386,300 |
| 2016 | -- | $386,300 -7.9% |
| 2015 | -- | $419,500 |
| 2014 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Neighborhood: 22520
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Nearby schools
GreatSchools rating
- 5/10Cople Elementary SchoolGrades: PK-5Distance: 4.9 mi
- 7/10Montross Middle SchoolGrades: 6-8Distance: 7.9 mi
- 4/10Washington & Lee High SchoolGrades: 9-12Distance: 8.6 mi
Schools provided by the listing agent
- Elementary: Cople Elementary
- Middle: Montross
- High: Washington and Lee
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Virginia
- Westmoreland County
- Montross
- 22520
- 431 Ships Row
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