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For sale
    • Price cut: $41K (6/16)
    $849,000

    431 Wilson St, Bumpass, VA 23024

    3beds
    1,206sqft
    : 
    $5,164/mo
    Get pre-qualified
    Single Family Residence
    Built in 2007
    0.94 Acres Lot
    $823,800 Zestimate®
    $704/sqft
    $21/mo HOA

    What's special

    Warm inviting layoutWater viewsSandy beachBamboo flooring
    Turnkey Lakefront Retreat on Private-Side Lake Anna – Boat & Jet Skis Included!!!!! Welcome to 431 Wilson Street, a lakefront gem on the private side of Lake Anna in Bumpass. This 3BR/2BA home offers 85 ft of water frontage, a sandy beach, and a well-appointed boathouse with jet ski lifts — plus a boat and two jet skis available for conveyance for an effortless, turnkey lake experience. Inside, bamboo flooring and water views create a warm, inviting layout. Step out to the rear deck to entertain or unwind overlooking the lake. A maintained rock shoreline leads down to the beach and boathouse, just steps from the home. Set back on a long, private driveway, the home offers seclusion while staying minutes from dining, marinas, and conveniences. HVAC is only a few years old. HOA allows short-term rentals — seller can share STR rental history, making this a rare investment opportunity with real income potential. Full-time residence, weekend getaway, or income property: this one delivers.
    115 days
    |
    651
    |
    28
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ashley Brady 540-498-5900,

    Pearson Smith Realty, LLC 571-386-1075

    Source: Bright MLS,MLS#: VALA2009728MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Dryer, Ice Maker, Instant Hot Water, Refrigerator, Cooktop, Washer, Water Heater, Electric Water Heater
      • Laundry: Main Level
      Features
      • Breakfast Area, Combination Dining/Living, Entry Level Bedroom, Primary Bath(s), Floor Plan - Traditional, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Bathroom - Stall Shower
      • Flooring: Carpet, Bamboo, Wood
      • Doors: Sliding Glass
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,206
      • Total interior livable area: 1,206 sqft
      • Finished area above ground: 1,206
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 6
      • Parking features: Driveway, Other
      • Uncovered spaces: 6
      Accessibility
      • Accessibility features: Accessible Doors
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio, Porch, Roof
      • Exterior features: Rain Gutters, Private Beach, Stone Retaining Walls, Boat Storage, Barbecue, Flood Lights
      • Pool features: None
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Boat/Launch Ramp - Private, Private Dock Site, Sandy Beach, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
      • Body of water: Lake Anna
      • Frontage length: Water Frontage Ft: 85
      Lot
      • Size: 0.94 Acres
      • Features: Private, Front Yard
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 46G1 1 33
      • Zoning: RESIDENTIAL
      • Zoning description: Residential
      • Special conditions: Standard
      • Other equipment: Negotiable

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      Condition
      • Excellent,Very Good
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: On Site Septic
      • Water: Well

      Community & HOA

      Community
      • Security: Exterior Cameras
      • Subdivision: Cuckoo's Nest
      HOA
      • Has HOA: Yes
      • HOA fee: $250 annually
      • HOA name: CUCKOO'S NEST ASSOCIATION, INC
      Location
      • Region: Bumpass

      Financial & listing details

      • Price per square foot: $704/sqft
      • Tax assessed value: $734,280
      • Annual tax amount: $5,222
      • Date on market: 4/30/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple

        Estimated market value

        $823,800

        $783,000 - $865,000

        $2,345/mo

        Price history

        DateEventPrice
        6/16/2026Price change$849,000-4.6%$704/sqft
        Source: Bright MLS #VALA2009728 Report a problem
        4/30/2026Listed for sale$890,000+123.2%$738/sqft
        Source: Bright MLS #VALA2009728 Report a problem
        10/16/2013Sold$398,800-0.3%$331/sqft
        Source: Public Record Report a problem
        6/28/2013Price change$399,800-10.9%$332/sqft
        Source: RE/MAX Bravo #LA7875943 Report a problem
        1/17/2013Listed for sale$448,700$372/sqft
        Source: RE/MAX Bravo #LA7875943 Report a problem
        12/2/2012Listing removed$448,700$372/sqft
        Source: RE/MAX BRAVO #LA7875943 Report a problem
        7/1/2012Price change$448,7000%$372/sqft
        Source: RE/MAX BRAVO #LA7875943 Report a problem
        4/12/2012Price change$448,900-5.5%$372/sqft
        Source: Lake Anna Island Realty #LA7565856 Report a problem
        2/17/2012Price change$474,900-4.2%$394/sqft
        Source: Lake Anna Island Realty #LA7565856 Report a problem
        9/6/2011Price change$495,900+0.1%$411/sqft
        Source: Lake Anna Island Realty #LA7565856 Report a problem
        9/1/2011Price change$495,500-3.8%$411/sqft
        Source: Lake Anna Island Realty #LA7565856 Report a problem
        4/15/2011Listed for sale$515,000+57.5%$427/sqft
        Source: Lake Anna Island Realty #LA7565856 Report a problem
        12/2/2010Sold$327,000$271/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,972 +2.5%$690,500 +2.5%
        2023$4,851 +23.7%$673,800 +23.7%
        2022$3,923 +20.9%$544,900 +20.9%
        2021$3,245 $450,700 +9.3%
        2020-- $412,200 +6.6%
        2018$2,771 +1.1%$386,700 +0.5%
        2017$2,742 $384,800 +1.1%
        2016$2,742 -0.3%$380,800 -0.3%
        2015$2,751 +5%$382,100 +15.3%
        2013$2,621 +18.1%$331,300 -2.1%
        2012$2,220 $338,300 -1.3%
        2011$2,220 -7.6%$342,900 -4.2%
        2010$2,403 $358,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 23024

        Getting around

        0 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Thomas Jefferson
        • Middle: Louisa County
        • High: Louisa County
        • District: Louisa County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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