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For sale
    • Price cut: $41K (6/16)
    $849,000

    431 Wilson St, Bumpass, VA 23024

    3beds
    1,206sqft
    : 
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    Single Family Residence
    Built in 2007
    0.94 Acres Lot
    $823,000 Zestimate®
    $704/sqft
    $21/mo HOA

    What's special

    Lakefront retreatMaintained rock shorelineComfortable and inviting layoutWell-appointed boathouseWater viewsYour own sandy beachBamboo flooring
    Welcome to 431 Wilson Street—a lakefront retreat on the private side of Lake Anna in Bumpass, offering 85 feet of beautiful water frontage, your own sandy beach, and a well-appointed boathouse ready for days on the water. This 3-bedroom, 2-bath home features a comfortable and inviting layout, enhanced by bamboo flooring and water views that make it easy to settle in and enjoy the surroundings. Step outside to the rear deck—perfect for entertaining, dining, or simply unwinding while overlooking the lake. What truly sets this property apart is how seamlessly it connects you to the water. The boathouse, sandy beach, and shoreline are just steps from the home, making it effortless to go from relaxing on the deck to being out on the lake in moments. Down by the water, a maintained rock shoreline leads to your sandy beach and boathouse, creating a functional yet relaxing waterfront setting. The jet ski lifts offer a convenient way to store and protect your watercraft while keeping everything ready to go whenever you are. A boat and two jet skis are available for conveyance, providing the opportunity for an easy, turnkey lake experience. Set back on the property, the long private driveway offers a sense of privacy while still being just a short drive to local dining, marinas, and everyday conveniences. Recent updates include an HVAC system that is only a few years old, adding peace of mind for years to come. Whether you’re looking for a full-time residence, a weekend getaway, or an investment opportunity, this home offers flexibility and potential. The HOA allows short-term rentals, giving you the option to enjoy the property while also generating income. Seller does have history of Short Term Rental history that can be shown. Come experience the ease and enjoyment of lakefront living on the private side of Lake Anna where days on the water are just steps from your door.
    70 days
    |
    974
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ashley Brady 540-498-5900,

    Pearson Smith Realty, LLC

    Source: Bright MLS,MLS#: VALA2009728MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Dryer, Ice Maker, Instant Hot Water, Refrigerator, Cooktop, Washer, Water Heater, Electric Water Heater
      • Laundry: Main Level
      Features
      • Breakfast Area, Combination Dining/Living, Entry Level Bedroom, Primary Bath(s), Floor Plan - Traditional, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Bathroom - Stall Shower
      • Flooring: Carpet, Bamboo, Wood
      • Doors: Sliding Glass
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,206
      • Total interior livable area: 1,206 sqft
      • Finished area above ground: 1,206
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 6
      • Parking features: Driveway, Other
      • Uncovered spaces: 6
      Accessibility
      • Accessibility features: Accessible Doors
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio, Porch, Roof
      • Exterior features: Rain Gutters, Private Beach, Stone Retaining Walls, Boat Storage, Barbecue, Flood Lights
      • Pool features: None
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Boat/Launch Ramp - Private, Private Dock Site, Sandy Beach, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
      • Body of water: Lake Anna
      • Frontage length: Water Frontage Ft: 85
      Lot
      • Size: 0.94 Acres
      • Features: Private, Front Yard
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 46G1 1 33
      • Zoning: RESIDENTIAL
      • Zoning description: Residential
      • Special conditions: Standard
      • Other equipment: Negotiable

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      Condition
      • Excellent,Very Good
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: On Site Septic
      • Water: Well

      Community & HOA

      Community
      • Security: Exterior Cameras
      • Subdivision: Cuckoo's Nest
      HOA
      • Has HOA: Yes
      • HOA fee: $250 annually
      • HOA name: CUCKOO'S NEST ASSOCIATION, INC
      Location
      • Region: Bumpass

      Financial & listing details

      • Price per square foot: $704/sqft
      • Tax assessed value: $734,280
      • Annual tax amount: $5,222
      • Date on market: 4/30/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple

        Estimated market value

        $823,000

        $782,000 - $864,000

        $2,126/mo

        Price history

        DateEventPrice
        6/16/2026Price change$849,000-4.6%$704/sqft
        Source: Bright MLS #VALA2009728 Report a problem
        4/30/2026Listed for sale$890,000+123.2%$738/sqft
        Source: Bright MLS #VALA2009728 Report a problem
        10/16/2013Sold$398,800-0.3%$331/sqft
        Source: Public Record Report a problem
        6/28/2013Price change$399,800-10.9%$332/sqft
        Source: RE/MAX Bravo #LA7875943 Report a problem
        1/17/2013Listed for sale$448,700$372/sqft
        Source: RE/MAX Bravo #LA7875943 Report a problem
        12/2/2012Listing removed$448,700$372/sqft
        Source: RE/MAX BRAVO #LA7875943 Report a problem
        7/1/2012Price change$448,7000%$372/sqft
        Source: RE/MAX BRAVO #LA7875943 Report a problem
        4/12/2012Price change$448,900-5.5%$372/sqft
        Source: Lake Anna Island Realty #LA7565856 Report a problem
        2/17/2012Price change$474,900-4.2%$394/sqft
        Source: Lake Anna Island Realty #LA7565856 Report a problem
        9/6/2011Price change$495,900+0.1%$411/sqft
        Source: Lake Anna Island Realty #LA7565856 Report a problem
        9/1/2011Price change$495,500-3.8%$411/sqft
        Source: Lake Anna Island Realty #LA7565856 Report a problem
        4/15/2011Listed for sale$515,000+57.5%$427/sqft
        Source: Lake Anna Island Realty #LA7565856 Report a problem
        12/2/2010Sold$327,000$271/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,972 +2.5%$690,500 +2.5%
        2023$4,851 +23.7%$673,800 +23.7%
        2022$3,923 +20.9%$544,900 +20.9%
        2021$3,245 $450,700 +9.3%
        2020-- $412,200 +6.6%
        2018$2,771 +1.1%$386,700 +0.5%
        2017$2,742 $384,800 +1.1%
        2016$2,742 -0.3%$380,800 -0.3%
        2015$2,751 +5%$382,100 +15.3%
        2013$2,621 +18.1%$331,300 -2.1%
        2012$2,220 $338,300 -1.3%
        2011$2,220 -7.6%$342,900 -4.2%
        2010$2,403 $358,100

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 23024

        Getting around

        0 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Thomas Jefferson
        • Middle: Louisa County
        • High: Louisa County
        • District: Louisa County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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