Welcome to your dream lakeside retreat! This charming 3-bedroom camp perfectly blends rustic character with modern comforts, nestled in a serene community on beautiful Willsboro Bay. Enjoy full access to the lake just steps from your door—without the burden of lakefront property taxes. Spend your days swimming, kayaking, or mooring your boat just offshore from the private beach area shared by the community. Unwind on the expansive wrap-around porch with lake views or gather with friends around the stone patio fire pit under the stars. Inside, you'll find a beautifully updated kitchen and bathroom, cozy bedrooms, and an open-plan kitchen and living area perfect for entertaining or relaxing after a day on the water. The camp also includes a new washer/dryer combo for convenience.
Sold for $174,000
$174,000
432 Bay Ln, Willsboro, NY 12996
3beds
896sqft
Single Family Residence
Built in 1900
0.5 Acres Lot
$183,400 Zestimate®
$194/sqft
$1,734 Estimated rent
Home value
$183,400
Estimated sales range
Not available
$1,734/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Scott Neverett,
TopNetRealty.com. Inc.
Bought with:
Scott Neverett, 10401224678
Source: ACVMLS,MLS#: 204656
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Bedroom 1
- Level: Second
- Area: 75 Square Feet
- Dimensions: 10 x 7.5
Bedroom 2
- Level: Second
- Area: 75 Square Feet
- Dimensions: 10 x 7.5
Bedroom 3
- Level: Second
- Area: 60 Square Feet
- Dimensions: 8 x 7.5
Bathroom
- Level: First
- Area: 36 Square Feet
- Dimensions: 6 x 6
Dining room
- Level: First
- Area: 143 Square Feet
- Dimensions: 13 x 11
Family room
- Level: First
- Area: 150 Square Feet
- Dimensions: 10 x 15
Kitchen
- Level: First
- Area: 63 Square Feet
- Dimensions: 9 x 7
Loft
- Level: Second
- Area: 40 Square Feet
- Dimensions: 8 x 5
Heating
- Baseboard, Electric
Cooling
- Window Unit(s)
Appliances
- Included: Electric Oven, Microwave, Refrigerator, Washer/Dryer
- Laundry: Laundry Closet
Features
- Ceiling Fan(s), Open Floorplan
- Flooring: Hardwood, Vinyl
- Windows: Blinds, Drapes, Window Treatments
- Basement: None
Interior area
- Total structure area: 896
- Total interior livable area: 896 sqft
- Finished area above ground: 896
- Finished area below ground: 0
Property
Parking
- Parking features: Additional Parking, Gravel, Off Street
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Wrap Around
- Exterior features: Lake Access Steps, Lighting
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Body of water: Lake Champlain
- Frontage type: See Remarks
Lot
- Size: 0.5 Acres
- Features: Cleared, Landscaped, Level, Views
- Topography: Level
Details
- Additional structures: Shed(s)
- Parcel number: 20.20175
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Camp
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Pillar/Post/Pier
- Roof: Asphalt
Condition
- Year built: 1900
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Water: See Remarks
- Utilities for property: Cable Available
Community & HOA
Location
- Region: Willsboro
Financial & listing details
- Price per square foot: $194/sqft
- Tax assessed value: $116,000
- Annual tax amount: $1,677
- Date on market: 5/27/2025
- Listing agreement: Exclusive Agency
- Lease term: None
Price history
| Date | Event | Price |
|---|---|---|
| 10/20/2025 | Sold | $174,000-15.1%$194/sqft |
Source:  ACVMLS #204656 Report a problem | ||
| 8/20/2025 | Pending sale | $205,000$229/sqft |
Source:  Global MLS #202517918 Report a problem | ||
| 6/18/2025 | Price change | $205,000-14.5%$229/sqft |
Source: Global MLS #202517918 Report a problem | ||
| 5/22/2025 | Listed for sale | $239,900+4.3%$268/sqft |
Source: Global MLS #202517918 Report a problem | ||
| 10/21/2024 | Listing removed | $230,000$257/sqft |
Source: Global MLS #202421822 Report a problem | ||
| 10/11/2024 | Price change | $230,000-4.2%$257/sqft |
Source: Global MLS #202421822 Report a problem | ||
| 8/25/2024 | Price change | $240,000-8.4%$268/sqft |
Source: Global MLS #202421822 Report a problem | ||
| 8/18/2024 | Price change | $262,000-3%$292/sqft |
Source: Global MLS #202421822 Report a problem | ||
| 8/10/2024 | Listed for sale | $270,000$301/sqft |
Source: Global MLS #202421822 Report a problem | ||
| 8/5/2024 | Pending sale | $270,000$301/sqft |
Source: Global MLS #202421822 Report a problem | ||
| 7/20/2024 | Listed for sale | $270,000+8%$301/sqft |
Source: Global MLS #202421822 Report a problem | ||
| 7/8/2024 | Listing removed | -- |
Source: ACVMLS #202325 Report a problem | ||
| 7/6/2024 | Listed for sale | $250,000+177.8%$279/sqft |
Source: ACVMLS #202325 Report a problem | ||
| 5/5/2021 | Sold | $90,000+73.1%$100/sqft |
Source: Public Record Report a problem | ||
| 8/15/1994 | Sold | $52,000$58/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $116,000 +3.6% |
| 2024 | -- | $112,000 +9.8% |
| 2023 | -- | $102,000 +6.3% |
| 2022 | -- | $96,000 +45.5% |
| 2021 | -- | $66,000 |
| 2020 | -- | $66,000 +11.9% |
| 2019 | -- | $59,000 |
| 2018 | -- | $59,000 |
| 2017 | $1,043 | $59,000 +11.3% |
| 2016 | -- | $53,000 |
| 2015 | -- | $53,000 |
| 2014 | -- | $53,000 -14.5% |
| 2013 | -- | $62,000 |
| 2012 | -- | $62,000 |
| 2011 | -- | $62,000 |
| 2010 | -- | $62,000 -8.8% |
| 2009 | -- | $68,000 +5.3% |
| 2008 | -- | $64,600 |
| 2007 | -- | $64,600 |
| 2006 | -- | $64,600 +10.1% |
| 2005 | -- | $58,700 +7.5% |
| 2004 | -- | $54,600 +5% |
| 2003 | -- | $52,000 |
| 2002 | -- | $52,000 |
| 2001 | -- | $52,000 |
Find assessor info on the county website
Neighborhood: 12996
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Nearby schools
GreatSchools rating
- 4/10Willsboro Central SchoolGrades: PK-12Distance: 1.6 mi
- New York
- Essex County
- Willsboro
- 12996
- 432 Bay Ln
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