Your inner peace is calling! If serenity is what you seek, then this is the place for you! This fabulous 3 bed, 2 bath cottage boasts 130' of private sandy frontage overlooking beautiful Black Lake. The setting is something of "On Golden Pond", as you gaze across the calmness of the clear waters, and watch the sunrise right before you. The "up north" cottage you have always dreamed about is ready and waiting for you, and comes with most furnishings you see here. Ready for you to bring your suitcase and start enjoying all the beauty before you! The roof is 2 years new, as well as the great covered porch area, which offers a great safe haven from the elements on those inclement days. If you have never experienced Black Lake, your are truly in for a treat, as even on the busiest of sunny days you will not have be bothered by to many boaters! This property has it all, and is waiting to impress you, so hurry for your personal tour today!
For sale
$599,000
432 N Black River Rd, Onaway, MI 49765
3beds
1,344sqft
SingleFamily
Built in ----
-- sqft lot
$-- Zestimate®
$446/sqft
$-- HOA
What's special
Clear watersCovered porch areaPrivate sandy frontageOverlooking beautiful black lakeWatch the sunrise
- 344 days |
- 911 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Marty Moody,
Lynda's Real Estate Service 231-582-9555
Source: Northern Michigan MLS,MLS#: 477312
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Area: 132
- Dimensions: 11 x 12
Bedroom 1
- Area: 99
- Dimensions: 9 x 11
Dining room
- Description: Incl
Family room
- Area: 153
- Dimensions: 9 x 17
Kitchen
- Area: 156
- Dimensions: 12 x 13
Living room
- Area: 374
- Dimensions: 17 x 22
Heating
- Natural Gas, Hot Water Baseboard
Cooling
- Ceiling Fan(s)
Appliances
- Included: Refrigerator, Washer, Dryer, Range
Features
- Windows: Mini Blinds
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total interior livable area: 1,344 sqft
Property
Parking
- Parking features: Detached Garage
- Has garage: Yes
- Covered spaces: 2.5
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Features: Near Snowmobile Trails
Details
- Additional structures: Shed(s)
- Parcel number: 15103440000800
Construction
Type & style
- Home type: SingleFamily
Materials
- Wood Frame/Site Built
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Connected
Community & HOA
HOA
- Has HOA: No
Location
- Region: Onaway
Financial & listing details
- Price per square foot: $446/sqft
- Tax assessed value: $361,800
- Annual tax amount: $5,578
- Date on market: 7/28/2025
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,597/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/28/2025 | Listed for sale | $599,000$446/sqft |
Source: | ||
| 7/28/2025 | Listing removed | $599,000$446/sqft |
Source: | ||
| 7/27/2024 | Listed for sale | $599,000+207.3%$446/sqft |
Source: | ||
| 6/4/2024 | Listing removed | -- |
Source: | ||
| 4/26/2023 | Price change | $194,900+18.2%$145/sqft |
Source: | ||
| 3/16/2023 | Price change | $164,900-15.4%$123/sqft |
Source: | ||
| 2/14/2023 | Price change | $194,900+18.2%$145/sqft |
Source: | ||
| 11/15/2022 | Price change | $164,900-15.4%$123/sqft |
Source: | ||
| 11/8/2022 | Price change | $194,900+18.2%$145/sqft |
Source: | ||
| 11/5/2022 | Listed for sale | $164,900-32.7%$123/sqft |
Source: | ||
| 8/7/2014 | Sold | $245,000-12.8%$182/sqft |
Source: | ||
| 7/16/2014 | Price change | $281,000-0.2%$209/sqft |
Source: Cheboygan #283759 Report a problem | ||
| 6/12/2014 | Price change | $281,500-0.5%$209/sqft |
Source: Berkshire Hathaway HomeServices-Cheboygan #283759 Report a problem | ||
| 5/21/2014 | Price change | $282,900-0.7%$210/sqft |
Source: Berkshire Hathaway HomeServices-Cheboygan #283759 Report a problem | ||
| 5/2/2014 | Price change | $285,000-1.4%$212/sqft |
Source: Berkshire Hathaway HomeServices-Cheboygan #283759 Report a problem | ||
| 4/13/2013 | Listed for sale | $289,000-0.8%$215/sqft |
Source: Prudential Preferred Properties Network #283759 Report a problem | ||
| 3/3/2013 | Listing removed | $291,392$217/sqft |
Source: MM Sherwood Real Estate Exchange, Inc. #277461 Report a problem | ||
| 3/9/2012 | Listed for sale | $291,392$217/sqft |
Source: MM Sherwood Real Estate Exchange, Inc. #277461 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | -- |
| 2023 | $5,578 +2.9% | $180,900 +21.7% |
| 2022 | $5,421 | $148,700 +10.4% |
| 2021 | -- | $134,700 -2.9% |
| 2020 | -- | $138,700 +0.4% |
| 2019 | -- | $138,100 -1.9% |
| 2018 | -- | $140,800 +11.7% |
| 2017 | -- | $126,000 -0.3% |
| 2016 | -- | $126,400 +3.7% |
| 2015 | -- | $121,900 +0.7% |
| 2014 | -- | $121,100 -8.3% |
| 2012 | -- | $132,100 +0.5% |
| 2011 | -- | $131,400 -1.5% |
| 2010 | -- | $133,400 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 49765
Nearby schools
GreatSchools rating
- NAEast Elementary SchoolGrades: K-3Distance: 14.9 mi
- 6/10Cheboygan Area High SchoolGrades: 8-12Distance: 15.3 mi
- 7/10Cheboygan Intermediate SchoolGrades: 3-5Distance: 15.3 mi
Schools provided by the listing agent
- District: Onaway
Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Cheboygan County
- Onaway
- 49765
- 432 N Black River Rd




