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Sold for $134,750
  • $134,750

    432 Vermont St, Waterloo, IA 50701

    4beds
    2,234sqft
    Single Family Residence
    Built in 1903
    8,276.4 Square Feet Lot
    $135,300 Zestimate®
    $60/sqft
    $946 Estimated rent

    Home value

    $135,300

    $122,000 - $150,000

    $946/mo

    Zestimate® history
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    $920/mo

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    What's special

    Stucco exteriorPristine woodwork throughoutBuilt insCrown moldingHardwood floorsBeautiful decorative coffered ceilingDouble stairway
    Are you looking to make some great memories with family and friends. Perfect for entertaining or having private space to relax. Enjoy yesterday's wonderful Craftmanship in this Charm & Character filed home. Natural light in all the rooms. Pristine woodwork throughout, Crown molding, built ins, hardwood floors. and a double stairway. Brick fireplace with gas insert. Stucco exterior, 4 bedrooms, 1.5 baths, spacious living room/great room that showcases extra space for a reading area or a music corner current owner had a baby grand piano that fit and looked amazing. Formal dining room with original shelving and a beautiful decorative coffered ceiling. The eat in kitchen has a pantry closet, new appliances purchased in 2025. Front and back enclosed porches that are very nice and versatile spaces for many different use's privacy, den, bonus rooms, workstations etc. All replacement windows on the main and second floor except for two vintage lead glass windows. Walk up partially finished attic with a large cedar lined closet & so much storage space. Several separated rooms in the basement and the basement has been professionally waterproofed. Laundry chute that goes from both the main & 2nd floors to the basement. The mechanicals have been updated. enjoy the spacious deck view to the fenced lot and 2 car garage. Mature pine trees and others that provide cool shade and privacy. I believe square footages are larger than what the county assessor reports.

    Zillow last checked:

    Listing updated:

    Listed by:

    Rick Bauer 319-493-3500,

    RE/MAX Concepts - Cedar Falls

    Bought with:

    Chris Carter, S60381

    EXP Realty, LLC

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20255509MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 1
    • Full bathrooms: 1
    • 1/2 bathrooms: 1
    Other
    • Level: Upper
    Other
    • Level: Main
    Other
    • Level: Lower
    Heating
    • Baseboard, Forced Air, Natural Gas, Radiant, Steam
    Cooling
    • Ceiling Fan(s), Central Air
    Appliances
    • Included: Appliances Negotiable, Dishwasher, Dryer, Microwave Built In, Free-Standing Range, Refrigerator, Washer, Gas Water Heater
    • Laundry: Gas Dryer Hookup, Laundry Room, Lower Level, Washer Hookup
    Features
    • Beamed Ceilings, Ceiling-Specialty, Ceiling Fan(s), Crown Molding, Pantry, Rear Stairs
    • Flooring: Hardwood
    • Basement: Block,Floor Drain,Partially Finished
    • Has fireplace: Yes
    • Fireplace features: One, Gas, Gas Log, Living Room, Masonry
    Interior area
    • Total interior livable area: 2,234 sqft
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: 2 Stall, Detached Garage, Garage Door Opener
    • Carport spaces: 2
    Features
    • Patio & porch: Deck, Enclosed
    • Fencing: Fenced
    Lot
    • Size: 8,276 sqft
    • Dimensions: 60'x140'
    Details
    • Parcel number: 891326355007
    • Zoning: R-3
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Stucco
    • Roof: Shingle,Asphalt
    Condition
    • Year built: 1903

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Security
    • Security features: Smoke Detector(s)
    Location
    • Region: Waterloo

    Other

    Other facts
    • Road surface type: Concrete, Hard Surface Road

    Price history

    DateEventPrice
    4/13/2026Sold$134,750-3.4%$60/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255509 Report a problem
    2/13/2026Pending sale$139,500$62/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255509 Report a problem
    2/11/2026Price change$139,500-6.4%$62/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255509 Report a problem
    12/9/2025Price change$149,000-5.4%$67/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255509 Report a problem
    11/7/2025Listed for sale$157,500$71/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255509 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$1,147 -2.8%$88,560 +15.3%
    2024$1,180 -1.1%$76,790 +0.4%
    2023$1,193 +2.9%$76,500 +21.1%
    2022$1,160 -15.5%$63,190
    2021$1,373 +2%$63,190 -8.7%
    2020$1,346 -1.3%$69,210
    2019$1,364 +1.2%$69,210
    2018$1,349 +0%$69,210
    2017$1,348 -1.7%$69,210
    2016$1,372 $69,210
    2015$1,372 +1%$69,210
    2014$1,358 -19.3%$69,210 -13.2%
    2012$1,684 -6.1%$79,770
    2011$1,793 +3.3%$79,770 -7.8%
    2010$1,736 +2.8%$86,540
    2009$1,689 +2.2%$86,540
    2008$1,653 +1.7%$86,540 +7%
    2007$1,625 -0.5%$80,870
    2006$1,633 +2.5%$80,870
    2005$1,594 +5.8%$80,870 +20.4%
    2003$1,506 +1.7%$67,150
    2002$1,481 +10.7%$67,150 +18%
    2001$1,338 $56,910

    Find assessor info on the county website

    Neighborhood: Church Row Historic

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Irving Elementary - Wloo
    • Middle: Central
    • High: West High - Waterloo

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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