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  • $713,000

    4320 Cottage Ave, Mishawaka, IN 46544

    4beds
    3,187sqft
    Single Family Residence
    Built in 1996
    0.41 Acres Lot
    $713,200 Zestimate®
    $--/sqft
    $3,164 Estimated rent

    Home value

    $713,200

    $663,000 - $763,000

    $3,164/mo

    Zestimate® history
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    What's special

    Riverfront retreatMain-level primary ensuiteElegant interiorsSophisticated updatesSpacious walk-in closetFrameless steam showerMain-floor home office
    ~~Exceptional Riverfront Retreat with 130+ Feet of Scenic ST. JOSEPH RIVER Frontage~~ Discover the art of luxury living in this exceptional riverfront retreat, gracefully situated on three beautifully maintained lots and offering over 130 feet of tranquil frontage along one of the region’s most picturesque waterways. Designed to balance elegance and livability, this property captures stunning views from nearly every window and invites effortless entertaining indoors and out. The home’s transformation is evident in every detail, reflecting years of thoughtful design and expert craftsmanship. Extensive improvements have been completed, including major renovations by the esteemed Peacock & Co. and professional landscaping by Foegley Landscape, Inc. The result is a property that feels both refined and refreshed—surrounded by lush, manicured gardens and outdoor spaces perfect for gathering with friends, or simply enjoying the peaceful rhythm of the river. Inside, the thoughtful layout exudes both warmth and functionality. The chef-inspired kitchen, remodeled by Peacock & Co., showcases stainless steel appliances, including a top-of-the-line Thermador gas range, a granite-topped breakfast bar, cherry cabinetry, travertine flooring, and a walk-in pantry, forming the true heart of the home. The main-level primary ensuite opens to the pergola covered patio with river views for an easy connection to the outdoors. The primary quarters includes a spacious walk-in closet and a spa-quality bath with heated tile flooring and towel rack, dual vanities, and a frameless steam shower designed for ultimate relaxation. In the living room, elegant design meets comfort with a gas fireplace framed in custom masonry and built-in shelving that adds both beauty and functionality. A main-floor home office provides a peaceful space for productivity or creative pursuits. Upstairs, three spacious bedrooms accompany a remodeled full bath, with one bedroom being ideal for a second living room, media space, or used as a separate living area with private access through the three-stall garage. Every detail of this home reflects thoughtful design and fine craftsmanship. With its combination of elegant interiors, sophisticated updates, and breathtaking natural surroundings, this property offers a truly remarkable riverfront lifestyle you will not want to miss! ***CURRENT TAXES SHOWN ARE WITHOUT HOMESTEAD EXEMPTION***

    Zillow last checked:

    Listing updated:

    Listed by:

    Kerrie Drury Cell:574-607-3890,

    RE/MAX 100

    Bought with:

    Kelly Kryder, RB21000542

    Howard Hanna SB Real Estate

    Source: IRMLS,MLS#: 202615909MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bedrooms: 1
    Bedroom 1
    • Level: Main
    Bedroom 2
    • Level: Upper
    Dining room
    • Level: Main
    • Area: 195
    • Dimensions: 15 x 13
    Kitchen
    • Level: Main
    • Area: 144
    • Dimensions: 12 x 12
    Living room
    • Level: Main
    • Area: 374
    • Dimensions: 22 x 17
    Office
    • Level: Main
    • Area: 156
    • Dimensions: 13 x 12
    Heating
    • Natural Gas, Baseboard, Floor Furnace, Hot Water, Radiant, Multiple Heating Systems
    Cooling
    • Central Air
    Appliances
    • Laundry: Main Level
    Features
    • 1st Bdrm En Suite, Ceiling Fan(s), Walk-In Closet(s), Countertops-Solid Surf, Eat-in Kitchen, Kitchen Island, Pantry, Steam Shower, Double Vanity, Stand Up Shower, Tub/Shower Combination, Bidet, Custom Cabinetry
    • Flooring: Carpet, Tile
    • Basement: Crawl Space,Concrete
    • Number of fireplaces: 1
    • Fireplace features: Living Room, Gas Log
    Interior area
    • Total structure area: 3,187
    • Total interior livable area: 3,187 sqft
    • Finished area above ground: 3,187
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached, Garage Door Opener, Garage Utilities, Concrete
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck Covered, Deck, Patio
    • Exterior features: Fire Pit, Irrigation System
    • Fencing: Metal,Pet Fence
    • Has view: Yes
    • On waterfront: Yes
    • Waterfront features: Waterfront, Deck on Waterfront, Pier/Dock, Boat Lot, River Front, River
    • Body of water: Saint Joseph River
    • Frontage length: Water Frontage(130)
    Lot
    • Size: 0.41 Acres
    • Dimensions: 120X150
    • Features: Sloped, 0-2.9999, Landscaped
    Details
    • Parcel number: 711007327012.000023
    • Other equipment: Built-In Entertainment Ct

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Brick
    • Roof: Asphalt,Shingle
    Condition
    • New construction: No
    • Year built: 1996

    Utilities & green energy

    • Sewer: City
    • Water: City

    Community & HOA

    Community
    • Security: Security System, Smoke Detector(s)
    • Subdivision: Twin Branch
    Location
    • Region: Mishawaka

    Financial & listing details

    • Tax assessed value: $730,400
    • Annual tax amount: $12,136
    • Date on market: 5/1/2026
    • Listing terms: Cash,Conventional,FHA,VA Loan

    Price history

    DateEventPrice
    8/28/2026Sold$713,000-4.3%
    Source: IRMLS #202615909 Report a problem
    8/5/2026Pending sale$745,000
    Source: IRMLS #202615909 Report a problem
    5/1/2026Listed for sale$745,000
    Source: IRMLS #202615909 Report a problem
    4/30/2026Listing removed$745,000
    Source: IRMLS #202543978 Report a problem
    4/17/2026Listed for sale$745,000
    Source: IRMLS #202543978 Report a problem
    2/3/2026Listing removed$745,000
    Source: IRMLS #202543978 Report a problem
    10/30/2025Listed for sale$745,000+6.4%
    Source: IRMLS #202543978 Report a problem
    10/24/2023Sold$700,000
    Source: IRMLS #202331908 Report a problem
    9/28/2023Pending sale$700,000
    Source: IRMLS #202331908 Report a problem
    9/2/2023Listed for sale$700,000
    Source: IRMLS #202331908 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$12,136 +103.8%$730,400 +40.7%
    2024$5,956 -1.3%$519,000 +5.8%
    2023$6,034 +12.9%$490,700
    2022$5,342 +13.5%$490,700 +13.6%
    2021$4,708 +6.6%$431,900 +11%
    2020$4,417 -18.6%$389,100 +7%
    2019$5,424 +0.4%$363,800 +3.9%
    2018$5,404 +2.6%$350,100 +8.4%
    2017$5,269 +11.8%$323,000 -2.2%
    2016$4,713 -0.3%$330,300 -4.1%
    2014$4,726 -4.8%$344,500 -1.1%
    2013$4,964 +18.7%$348,200 +18.8%
    2012$4,182 -31.9%$293,000 -28.3%
    2011$6,137 -0.2%$408,700
    2010$6,150 -51.4%$408,700 -6.8%
    2009$12,647 $438,400 +25.2%
    2007-- $350,200 -38.7%
    2006$6,514 +0.2%$571,600
    2004$6,502 +2.8%$571,600 -17%
    2003$6,325 $688,720 +1664.1%
    2001-- $39,040
    Find assessor info on the county website

    Neighborhood: 46544

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Twin Branch
    • Middle: John Young
    • High: Mishawaka
    • District: School City of Mishawaka

    Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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