Welcome to this beautifully updated Cass Gilbert–style cottage, perfectly situated on 70+ feet of prime lakeshore in the highly desirable Cottage Park neighborhood. Blending timeless architectural charm with modern amenities, this spacious home offers thoughtfully designed updates throughout. The main level features an inviting kitchen with a dining area and cozy gas fireplace, a bright family room, charming sunroom with new windows and carpet, sitting room, and formal dining or living room—providing flexible spaces for everyday living and entertaining. A newly added breezeway, mudroom, and laundry room offer convenience and expanded functionality. The new attached garage includes a workshop area. Upstairs, you’ll find four bedrooms, an attached ensuite bath and a fully remodeled bathroom. Large windows throughout the home showcase stunning lake views and fill the rooms with natural light. The walkout lower level adds even more living space with a second family room, bathroom, additional laundry room, and ample storage. A standout feature of this home is the added versatile private suite—perfect as a mother-in-law suite, guest retreat, home office, or multi-generational living space. This thoughtfully designed area includes its own bedroom, bathroom, family room, office, and wetbar, plus direct access to a private deck overlooking the lake, making it an ideal independent living space. Located within walking distance to downtown White Bear Lake, you can enjoy boutique shopping, dining, and community events just steps from your door. This rare lakeshore opportunity offers modern living, classic character, and an unbeatable location.
Closed
$1,622,500
4320 Cottage Park Rd, White Bear Lake, MN 55110
5beds
4,140sqft
Single Family Residence
Built in 1884
9,583.2 Square Feet Lot
$1,664,100 Zestimate®
$392/sqft
$4,376 Estimated rent
Home value
$1,664,100
$1.50M - $1.85M
$4,376/mo
Zestimate® history
Owner options
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$4,376/mo
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$4,376/mo
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$8,563/mo
Est. payment
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$8,563/mo
Est. payment
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Zillow last checked:
Listing updated:
Listed by:
Rathmanner & Co. - Marty Rathmanner 651-485-1555,
Keller Williams Premier Realty
Bought with:
Reidell Estey & Associates – Marti Estey
RE/MAX Results
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6793488
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 2
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Bedroom
- Level: Upper
- Area: 182 Square Feet
- Dimensions: 14x13
Bedroom 2
- Level: Upper
- Area: 143 Square Feet
- Dimensions: 13x11
Bedroom 3
- Level: Upper
- Area: 130 Square Feet
- Dimensions: 13x10
Bedroom 4
- Level: Upper
- Area: 143 Square Feet
- Dimensions: 13x11
Bedroom 5
- Level: Upper
- Area: 130 Square Feet
- Dimensions: 13x10
Other
- Level: Lower
- Area: 306 Square Feet
- Dimensions: 18x17
Dining room
- Level: Main
- Area: 238 Square Feet
- Dimensions: 17x14
Family room
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13x12
Flex room
- Level: Lower
- Area: 208 Square Feet
- Dimensions: 16x13
Kitchen
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13x12
Laundry
- Level: Lower
- Area: 90 Square Feet
- Dimensions: 10x9
Laundry
- Level: Main
- Area: 135 Square Feet
- Dimensions: 9x15
Living room
- Level: Main
- Area: 468 Square Feet
- Dimensions: 26x18
Sitting room
- Level: Upper
- Area: 384 Square Feet
- Dimensions: 24x16
Sun room
- Level: Main
- Area: 247 Square Feet
- Dimensions: 26x9.5
Workshop
- Level: Lower
- Area: 77 Square Feet
- Dimensions: 11x7
Heating
- Baseboard, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Lower Level, Main Level, Sink
Features
- Basement: Block,Daylight,Finished,Full,Concrete,Sump Pump,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Brick, Family Room, Gas, Living Room, Wood Burning
Interior area
- Total structure area: 4,140
- Total interior livable area: 4,140 sqft
- Finished area above ground: 3,398
- Finished area below ground: 742
Property
Parking
- Total spaces: 2
- Parking features: Attached, Concrete, Garage Door Opener, Heated Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (24x23)
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Fencing: Wood
- Has view: Yes
- View description: East, Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Waterfront Elevation(4-10), Lake Bottom(Sand)
- Frontage length: Water Frontage: 73
Lot
- Size: 9,583 sqft
- Dimensions: 106 x 132 x 73 x 136
- Features: Irregular Lot, Tree Coverage - Medium
Details
- Foundation area: 1432
- Parcel number: 233022420030
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Roof: Age 8 Years or Less,Asphalt
Condition
- New construction: No
- Year built: 1884
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & neighborhood
Location
- Region: White Bear Lake
- Subdivision: Cottage Park
HOA & financial
HOA
- Has HOA: No
Other
Other facts
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 1/2/2026 | Sold | $1,622,500+1.7%$392/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6793488 Report a problem | ||
| 12/11/2025 | Pending sale | $1,595,000$385/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6793488 Report a problem | ||
| 12/9/2025 | Listing removed | $1,595,000$385/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6793488 Report a problem | ||
| 12/4/2025 | Listed for sale | $1,595,000+61.1%$385/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6793488 Report a problem | ||
| 9/4/2019 | Sold | $990,000-5.7%$239/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5257234 Report a problem | ||
| 7/30/2019 | Pending sale | $1,050,000$254/sqft |
Source: Keller Williams Integrity Realty Lakes #5257234 Report a problem | ||
| 7/12/2019 | Listed for sale | $1,050,000+445.5%$254/sqft |
Source: Keller Williams Integrity Realty Lakes #5257234 Report a problem | ||
| 8/25/2011 | Listing removed | $2,675$1/sqft |
Source: Latigo Leasing and Sales, Inc Report a problem | ||
| 6/28/2011 | Price change | $2,675-10.1%$1/sqft |
Source: Profile Properties LLC Report a problem | ||
| 3/17/2011 | Listed for rent | $2,975$1/sqft |
Source: Profile Properties LLC Report a problem | ||
| 9/11/1998 | Sold | $192,500-50%$46/sqft |
Source: Public Record Report a problem | ||
| 5/30/1997 | Sold | $385,000$93/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $24,878 +14% | $1,855,100 +21.2% |
| 2024 | $21,814 +51.7% | $1,530,500 +7.9% |
| 2023 | $14,380 -1% | $1,418,900 +44.1% |
| 2022 | $14,520 +5.1% | $984,500 +3.3% |
| 2021 | $13,814 +61.2% | $953,100 +2.8% |
| 2020 | $8,572 +13.9% | $927,200 +40.3% |
| 2019 | $7,526 | $660,700 |
| 2018 | $7,526 | $660,700 +14.7% |
| 2017 | $7,526 | $575,900 |
| 2016 | $7,526 -8.4% | -- |
| 2015 | $8,220 -29.4% | $581,400 |
| 2014 | $11,638 -7.1% | -- |
| 2013 | $12,530 +6.9% | -- |
| 2012 | $11,720 +1% | -- |
| 2011 | $11,604 | -- |
| 2010 | -- | -- |
| 2009 | $11,516 +18.6% | -- |
| 2008 | $9,706 +22.9% | -- |
| 2007 | $7,898 +12.1% | -- |
| 2006 | $7,048 +10.8% | -- |
| 2005 | $6,362 +7% | -- |
| 2004 | $5,944 +11.5% | -- |
| 2003 | $5,330 +11.6% | -- |
| 2002 | $4,778 -23.3% | -- |
| 2001 | $6,226 +4% | -- |
| 2000 | $5,988 | -- |
Find assessor info on the county website
Neighborhood: 55110
Nearby schools
GreatSchools rating
- 6/10Lakeaires Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 5/10Sunrise Park Middle SchoolGrades: 6-8Distance: 1 mi
- NAWhite Bear Lake Area High SchoolGrades: 9-12Distance: 1.5 mi
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Estimated market value
$1,664,100
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Estimated market value
$1,664,100
- Minnesota
- Ramsey County
- White Bear Lake
- 55110
- 4320 Cottage Park Rd
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