Welcome to this beautifully maintained split-level home, perfectly situated on a spacious corner lot in a quiet, established neighborhood. Step inside and enjoy the open main floor layout—ideal for both everyday living and entertaining. The heart of the home features a stunning new kitchen with custom-designed cherry wood cabinetry, elegant quartz countertops, and a full suite of new stainless steel appliances. Gorgeous new flooring flows throughout, complemented by a charming built-in mid-century modern hutch in the dining area, adding both character and functionality. Upstairs, you’ll find three comfortable bedrooms, a full bath, and a cedar-lined closet for added luxury and storage. The lower level includes a newly remodeled bathroom with a walk-in tiled shower, a cozy den, and abundant built-in cabinetry—perfect for organizing and storage. The basement offers even more living space with a family room, dedicated laundry room, and a separate utility room. An insulated, attached 2-car garage completes the package for convenience and comfort. Major updates include a new hot water heater, furnace, and electrical panel (2024). Plus, brand new vinyl siding is scheduled for installation this fall—adding fresh curb appeal and peace of mind. This home is move-in ready and truly a great value for buyers seeking comfort, style, and long-term care. Turn the key and make your MOVE today!
Sold for $228,500
$228,500
433 4th Ave W, Spencer, IA 51301
3beds
2,101sqft
Single Family Residence
Built in 1959
5,662.8 Square Feet Lot
$232,000 Zestimate®
$109/sqft
$1,623 Estimated rent
Home value
$232,000
Estimated sales range
Not available
$1,623/mo
Zestimate® history
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$1,623/mo
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$1,623/mo
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$1,533/mo
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$1,533/mo
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List your homeWhat's special
Separate utility roomCustom-designed cherry wood cabinetryNewly remodeled bathroomOpen main floor layoutCorner lotGorgeous new flooringNew kitchen
Zillow last checked:
Listing updated:
Listed by:
Lori Black PRIM:712-260-1372,
EXIT Realty Midwest- Spencer/Emmetsburg
Bought with:
Lori Black, S32043
EXIT Realty Midwest- Spencer/Emmetsburg
Source: Iowa Great Lakes BOR,MLS#: 251293
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bathroom 1
- Description: Full/Shower
- Level: Upper
Bathroom 2
- Description: 3/4
- Level: Lower
Den
- Level: Lower
Dining room
- Level: Main
Family room
- Level: Basement
Kitchen
- Level: Main
Laundry
- Level: Basement
Living room
- Level: Main
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Oven, Washer, Gas Water Heater
- Laundry: Washer/Dryer Hkups
Features
- Ceiling Fan(s), Pantry
- Flooring: Tile
- Windows: Window Coverings
- Basement: Finished-Partial,Block,Full
Interior area
- Total structure area: 2,530
- Total interior livable area: 2,101 sqft
- Finished area above ground: 1,672
- Finished area below ground: 429
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Attached, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Multi/Split
- Stories: 2
- Fencing: Partial
Lot
- Size: 5,662 sqft
- Dimensions: 66 x 88
- Features: Corner Lot
Details
- Parcel number: 963712483022
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Vinyl Siding, Stick Built
- Roof: Asphalt
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1959
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & neighborhood
Location
- Region: Spencer
- Subdivision: IA
Other
Other facts
- Listing terms: Cash,Conventional,DVA,FHA,Rural Development
Price history
| Date | Event | Price |
|---|---|---|
| 11/17/2025 | Sold | $228,500-1.5%$109/sqft |
Source:  Iowa Great Lakes BOR #251293 Report a problem | ||
| 11/10/2025 | Pending sale | $232,000$110/sqft |
Source: Iowa Great Lakes BOR #251293 Report a problem | ||
| 10/27/2025 | Contingent | $232,000$110/sqft |
Source: Iowa Great Lakes BOR #251293 Report a problem | ||
| 10/2/2025 | Listed for sale | $232,000$110/sqft |
Source: Iowa Great Lakes BOR #251293 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,868 +11.2% | $184,900 -5.6% |
| 2023 | $2,578 +4.9% | $195,960 +26.2% |
| 2022 | $2,458 -6% | $155,220 +5.9% |
| 2021 | $2,614 | $146,540 -0.6% |
| 2020 | $2,614 +20% | $147,390 |
| 2019 | $2,178 +6.8% | $147,390 +15.8% |
| 2018 | $2,040 | $127,280 +27.4% |
| 2017 | $2,040 +19.3% | $99,940 |
| 2016 | $1,710 -3.6% | $99,940 -3.2% |
| 2015 | $1,774 | $103,260 |
| 2014 | $1,774 +7.3% | $103,260 |
| 2013 | $1,654 +3.1% | -- |
| 2012 | $1,604 +7.9% | -- |
| 2011 | $1,486 +4.1% | -- |
| 2010 | $1,428 +3.6% | -- |
| 2009 | $1,378 +1.5% | -- |
| 2007 | $1,358 +4.6% | -- |
| 2005 | $1,298 | -- |
Find assessor info on the county website
Neighborhood: 51301
Nearby schools
GreatSchools rating
- NAJohnson Elementary SchoolGrades: PK-KDistance: 0.4 mi
- 9/10Spencer Middle SchoolGrades: 6-8Distance: 1.3 mi
- 7/10Spencer High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- District: Spencer
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Iowa
- Clay County
- Spencer
- 51301
- 433 4th Ave W
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