Set on a ¼-acre private lot in North Lagoon Oaks, this well-maintained 3-bedroom, 2-bath home offers comfort, convenience, and space to enjoy the Florida lifestyle. The open and inviting layout features a large living area with natural light, a dedicated dining space, and a functional kitchen with plenty of cabinet storage.
The split floor plan provides privacy with a spacious primary suite complete with an ensuite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Outside, enjoy a cleared and oversized yard—perfect for pets, gardening, or adding a workshop or storage building. The property includes a private driveway with ample parking for vehicles, a boat, or RV, and no HOA means you have the freedom to make it your own.
Located on a quiet cul-de-sac just minutes from St. Andrews State Park, the Grand Lagoon, beaches, dining, and marinas, this home combines peaceful living with easy access to everything Panama City Beach has to offer. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this one is ready for your next chapter.
Sold for $215,000
$215,000
433 Water Oak Cir, Panama City Beach, FL 32408
3beds
1,248sqft
Manufactured Home, Single Family Residence
Built in 1993
0.25 Acres Lot
$213,300 Zestimate®
$172/sqft
$1,568 Estimated rent
Home value
$213,300
$194,000 - $235,000
$1,568/mo
Zestimate® history
Owner options
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$1,467/mo
Est. payment
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List your homeWhat's special
Cleared and oversized yardEnsuite bathOpen and inviting layoutSpacious primary suiteSplit floor planDedicated dining spacePrivate lot
Zillow last checked:
Listing updated:
Listed by:
The Wheeler Sauls Collective 850-527-2275,
Salty Marlin Realty LLC
Bought with:
Non Member
NON-MEMBER OFFICE
Source: CPAR,MLS#: 781274
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Den, Dining Room, Kitchen, Living Room
Bedroom
- Level: First
- Dimensions: 11 x 9
Bedroom
- Level: First
- Dimensions: 11 x 9
Den
- Level: First
- Dimensions: 11 x 11
Dining room
- Level: First
- Dimensions: 13 x 11
Kitchen
- Level: First
- Dimensions: 11 x 9
Living room
- Level: First
- Dimensions: 17 x 11
Heating
- Central, Electric
Cooling
- Window Unit(s)
Appliances
- Included: Electric Range
Interior area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
Property
Features
- Patio & porch: Deck
- Exterior features: Deck
Lot
- Size: 0.25 Acres
- Dimensions: 85 x 130
- Features: Cul-De-Sac, Paved
Details
- Parcel number: 30167170000
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: MobileManufactured
- Architectural style: Mobile Home
- Property subtype: Manufactured Home, Single Family Residence
Materials
- Vinyl Siding
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1993
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: North Lagoon Oaks 5th
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $172/sqft
- Tax assessed value: $94,273
- Annual tax amount: $343
- Date on market: 11/5/2025
- Cumulative days on market: 79 days
- Body type: Double Wide
Price history
| Date | Event | Price |
|---|---|---|
| 2/27/2026 | Sold | $215,000$172/sqft |
Source:  CPAR #781274 Report a problem | ||
| 1/1/2026 | Pending sale | $215,000$172/sqft |
Source: CPAR #781274 Report a problem | ||
| 11/5/2025 | Listed for sale | $215,000+330%$172/sqft |
Source: CPAR #781274 Report a problem | ||
| 6/24/2015 | Sold | $50,000-12.1%$40/sqft |
Source: CPAR #630404 Report a problem | ||
| 5/31/2015 | Price change | $56,900-2.6%$46/sqft |
Source: Prudential Shimmering Sands RE #630404 Report a problem | ||
| 5/18/2015 | Price change | $58,400-2.5%$47/sqft |
Source: Prudential Shimmering Sands RE #630404 Report a problem | ||
| 5/4/2015 | Price change | $59,900-4.2%$48/sqft |
Source: Prudential Shimmering Sands RE #630404 Report a problem | ||
| 4/29/2015 | Price change | $62,500-3.8%$50/sqft |
Source: Prudential Shimmering Sands Realty #630404 Report a problem | ||
| 4/3/2015 | Listed for sale | $65,000+5.7%$52/sqft |
Source: Prudential Shimmering Sands Realty #630404 Report a problem | ||
| 12/31/2012 | Sold | $61,500$49/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $343 +3.9% | $49,693 +3% |
| 2023 | $331 +13% | $48,246 +3% |
| 2022 | $293 | $46,841 |
| 2021 | -- | -- |
| 2020 | $281 +13.9% | $44,849 +7.3% |
| 2019 | $247 | $41,815 -2.9% |
| 2018 | $247 -7.1% | $43,066 +2.1% |
| 2017 | $266 +3.8% | $42,180 -1.1% |
| 2016 | $257 -59.7% | $42,662 -5.5% |
| 2015 | $636 | $45,160 -2.7% |
| 2014 | $636 | $46,428 -7.1% |
| 2013 | -- | $49,954 +13.8% |
| 2012 | -- | $43,911 +6.1% |
| 2011 | -- | $41,390 +1.5% |
| 2010 | -- | $40,778 +2.7% |
| 2009 | -- | $39,706 +0.1% |
| 2008 | -- | $39,666 +3% |
| 2007 | -- | $38,511 +2.5% |
| 2006 | -- | $37,572 +3% |
| 2005 | -- | $36,477 +3% |
| 2004 | -- | $35,415 +1.9% |
| 2003 | -- | $34,755 +2.4% |
| 2002 | -- | $33,940 |
| 2001 | -- | $33,940 -5.8% |
| 2000 | -- | $36,021 |
Find assessor info on the county website
Neighborhood: Upper Grand Lagoon
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Nearby schools
GreatSchools rating
- 9/10Patronis Elementary SchoolGrades: K-5Distance: 0.3 mi
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 5.8 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Bay County
- Panama City Beach
- 32408
- Upper Grand Lagoon
- 433 Water Oak Cir
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