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For sale
  • Price cut: $10K (6/29)
    $99,900

    434 Belmont Ave, Waterloo, IA 50701

    2beds
    864sqft
    : 
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    Townhouse
    Built in 1929
    1,306 Square Feet Lot
    $-- Zestimate®
    $116/sqft
    $-- HOA

    What's special

    Practical layoutClean efficient workspaceComfortable outdoor spaceRecently installed appliancesNew stove and refrigerator
    Tucked into a Waterloo neighborhood where daily life feels simple and manageable, this thoughtfully renovated townhouse offers a practical layout paired with comfortable outdoor space. From the moment you arrive, the home presents an easygoing lifestyle—one designed for low maintenance and everyday convenience. Stepping through the front door, the main level unfolds into a welcoming living room that naturally connects to the dining area and kitchen beyond. The layout encourages an easy rhythm for daily routines, whether it’s relaxing in the living space, gathering for a quick dinner, or catching up over coffee at the table. In the kitchen, recently installed appliances—including a new stove and refrigerator—provide a fresh start for meal prep while maintaining a clean, efficient workspace that supports both quick weeknight cooking and leisurely weekend mornings. Upstairs, the home’s two bedrooms offer comfortable proportions and flexibility for rest, work, or hobbies. Each space feels bright and practical, creating a quiet retreat at the end of the day. The full bathroom adds a touch of character with its carefully chosen accent tile and a glass block window that filters in soft natural light while maintaining privacy—an inviting detail that elevates the everyday routine. Out back, the home continues to surprise with a fenced courtyard-style yard designed for private outdoor living. A patio seating area creates the perfect setting for morning coffee, casual dinners, or simply unwinding in the fresh air. The fully fenced space offers both security and charm, while a dedicated parking pad at the rear provides convenient off-street parking. Fully renovated and ready for its next chapter, this Waterloo townhouse blends smart design with manageable living—an ideal option for those seeking a move-in ready home where comfort, simplicity, and thoughtful updates come together.
    110 days
    |
    174
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lynette D Sorensen 319-504-2789,

    RE/MAX Concepts - Cedar Falls,

    Gerald Sorensen 319-269-1168,

    RE/MAX Concepts - Cedar Falls

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20261185MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: 1st Floor Entry
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Free-Standing Range, Refrigerator, Electric Water Heater
      • Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup
      Features
      • Flooring: Hardwood
      • Basement: Interior Entry,Unfinished
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 864 sqft
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: None
      Features
      • Patio & porch: Patio
      Lot
      • Size: 1,306 Square Feet
      • Dimensions: 17x80
      Details
      • Parcel number: 891326156056
      • Zoning: R-P
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Brick
      • Roof: Membrane
      Condition
      • Year built: 1929

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Sidewalks
      • Security: Smoke Detector(s)
      • Subdivision: MILLERS REPLAT OF BLK 5
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $116/sqft
      • Tax assessed value: $76,710
      • Annual tax amount: $794
      • Date on market: 3/26/2026
      • Cumulative days on market: 111 days
      • Road surface type: None, Hard Surface Road

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $826/mo

        Price history

        DateEventPrice
        6/29/2026Price change$99,900-9.1%$116/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261185 Report a problem
        6/8/2026Price change$109,900-4.4%$127/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261185 Report a problem
        4/23/2026Price change$114,900-8%$133/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261185 Report a problem
        3/26/2026Listed for sale$124,900+237.6%$145/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261185 Report a problem
        9/7/2018Listing removed$500$1/sqft
        Source: Hawthorne Rentals, L.L.C. Report a problem
        8/28/2018Price change$500-9.1%$1/sqft
        Source: Hawthorne Rentals, L.L.C. Report a problem
        8/8/2018Price change$550-4.3%$1/sqft
        Source: Hawthorne Rentals, L.L.C. Report a problem
        7/26/2018Price change$575-4.2%$1/sqft
        Source: Hawthorne Rentals, L.L.C. Report a problem
        6/21/2018Price change$600+4.3%$1/sqft
        Source: Hawthorne Rentals, L.L.C. Report a problem
        6/15/2018Listed for rent$575$1/sqft
        Source: Hawthorne Rentals, L.L.C. Report a problem
        2/17/2018Listing removed$575$1/sqft
        Source: Hawthorne Rentals, L.L.C. Report a problem
        2/11/2018Price change$575+4.5%$1/sqft
        Source: Hawthorne Rentals, L.L.C. Report a problem
        1/16/2018Price change$550-7.6%$1/sqft
        Source: Hawthorne Rentals, L.L.C. Report a problem
        12/12/2017Listed for rent$595$1/sqft
        Source: Hawthorne Rentals, L.L.C. Report a problem
        5/8/2015Sold$37,000-15.7%$43/sqft
        Source: Public Record Report a problem
        5/19/2013Listing removed$43,900$51/sqft
        Source: Fusion Real Estate Inc #202700 Report a problem
        3/21/2013Listed for sale$43,900$51/sqft
        Source: Fusion Real Estate Inc #202700 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$795 +8.5%--
        2024$732 +57.5%$36,630
        2023$465 +2.7%$36,630 +73.1%
        2022$452 -14.3%$21,160
        2021$528 +1.6%$21,160 -9.2%
        2020$519 -0.9%$23,300
        2019$524 +0.8%$23,300
        2018$519 -0.1%$23,300
        2017$520 -1.5%$23,300
        2016$528 $23,300
        2015$528 +0.8%$23,300
        2014$524 -2.1%$23,300 -9.9%
        2012$535 -2.1%$25,860 +2%
        2011$547 +3.3%$25,360 -3.9%
        2010$530 +2.8%$26,400
        2009$515 +2.2%$26,400
        2008$504 +1.7%$26,400 +7%
        2007$496 -0.5%$24,670
        2006$498 -14%$24,670
        2005$579 +4.2%$24,670 -0.4%
        2003$556 +1.7%$24,780
        2002$547 +10.7%$24,780 +18%
        2001$494 $21,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Church Row Historic

        Getting around

        42 / 100
        Car-Dependent
        27 / 100
        Some Transit
        79 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Irving Elementary - Wloo
        • Middle: Central Intermediate
        • High: East High

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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