If you’re looking for peace of mind, thoughtfully designed updates with modern appeal, this beautiful 4 bedroom, 2.5 bath home located in the heart of Thomas Township is the one for you. Offering approximately 1,800 square feet of living space, every major update has already been completed so you can move right in and simply enjoy your new home. Inside, you’ll find a warm and inviting layout featuring a tastefully renovated kitchen complete with stunning quartz countertops, generous island for gathering, brand new stainless steel appliances, and modern finishes throughout. With a spacious formal dining room, convenient first floor laundry, and a full bath on each level, this home boasts easy, everyday living. The spacious primary suite is a true private escape offering a large ensuite bath complete with a spa jetted tub, walk in shower, water closet, and generous walk in closet. Enjoy your morning coffee this summer on the backyard deck overlooking the expansive fully fenced backyard. Extensive updates include a brand new roof and gutters in 2025, new furnace, AC, and water tank in 2021, upgraded electrical, and vinyl windows installed in 2010. From top to bottom, this home has been thoughtfully updated offering true worry free living for years to come.
Pending
$234,900
434 N River Rd, Saginaw, MI 48609
4beds
1,800sqft
Single Family Residence
Built in 1954
9,583 Square Feet Lot
$236,500 Zestimate®
$131/sqft
$-- HOA
What's special
- 15 days |
- 1,969 |
- 172 |
Zillow last checked:
Listing updated:
Listed by:
Jenna Bader 989-293-0181,
Berkshire Hathaway HomeServices 989-790-9292
Source: MiRealSource,MLS#: 50209171
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Laundry, Master Bedroom, Master Bathroom, First Flr Lavatory, Bathroom, Dining Room
Bedroom 1
- Features: Luxury Vinyl
- Level: Second
- Area: 272
- Dimensions: 17 x 16
Bedroom 2
- Features: Luxury Vinyl
- Level: First
- Area: 216
- Dimensions: 18 x 12
Bedroom 3
- Features: Luxury Vinyl
- Level: First
- Area: 143
- Dimensions: 13 x 11
Bedroom 4
- Features: Luxury Vinyl
- Level: First
- Area: 143
- Dimensions: 13 x 11
Bathroom 1
- Features: Ceramic
- Level: First
- Area: 56
- Dimensions: 8 x 7
Bathroom 2
- Features: Ceramic
- Level: Second
- Area: 238
- Dimensions: 17 x 14
Dining room
- Level: First
- Area: 180
- Dimensions: 15 x 12
Kitchen
- Features: Ceramic
- Level: First
- Area: 154
- Dimensions: 14 x 11
Living room
- Features: Luxury Vinyl
- Level: First
- Area: 320
- Dimensions: 20 x 16
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Gas Water Heater
- Laundry: First Floor Laundry
Features
- Walk-In Closet(s)
- Flooring: Ceramic Tile
- Basement: Block,Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
- Finished area above ground: 1,800
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces, Attached
- Attached garage spaces: 1
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Porch
- Has spa: Yes
- Spa features: Spa/Jetted Tub
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 70
Lot
- Size: 9,583 Square Feet
- Dimensions: 70 x 142
- Features: Main Street
Details
- Additional structures: Shed(s)
- Parcel number: 28124302153000
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 1954
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: N/A
HOA
- Has HOA: No
Location
- Region: Saginaw
Financial & listing details
- Price per square foot: $131/sqft
- Tax assessed value: $177,000
- Annual tax amount: $2,947
- Date on market: 5/28/2026
- Cumulative days on market: 16 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
- Road surface type: Paved
Estimated market value
$236,500
$225,000 - $248,000
$1,815/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2026 | Pending sale | $234,900$131/sqft |
Source:  MiRealSource #50209171 Report a problem | ||
| 5/28/2026 | Listed for sale | $234,900+95.8%$131/sqft |
Source: MiRealSource #50209171 Report a problem | ||
| 12/5/2016 | Sold | $120,000-3.9%$67/sqft |
Source: MiRealSource #31283883 Report a problem | ||
| 11/11/2016 | Pending sale | $124,900$69/sqft |
Source: Wilson Realty #31283883 Report a problem | ||
| 8/24/2016 | Price change | $124,900-3.8%$69/sqft |
Source: Wilson Realty #31283883 Report a problem | ||
| 3/21/2016 | Listed for sale | $129,900+4%$72/sqft |
Source: Wilson Realty #31283883 Report a problem | ||
| 9/23/2013 | Listing removed | $124,900$69/sqft |
Source: Keller Williams - Saginaw #130840 Report a problem | ||
| 6/7/2013 | Price change | $124,900-3.8%$69/sqft |
Source: Keller Williams - Saginaw #130840 Report a problem | ||
| 5/25/2013 | Price change | $129,900-3.8%$72/sqft |
Source: Keller Williams - Saginaw #130840 Report a problem | ||
| 4/11/2013 | Listed for sale | $135,000+8.1%$75/sqft |
Source: Keller Williams - Saginaw #130840 Report a problem | ||
| 1/2/2011 | Listing removed | $124,900$69/sqft |
Source: Wilson Realty, Inc. #100871 Report a problem | ||
| 9/2/2010 | Listed for sale | $124,900$69/sqft |
Source: Wilson Realty, Inc. #100871 Report a problem | ||
| 8/26/2010 | Sold | $124,900-3.8%$69/sqft |
Source: MiRealSource #20034699 Report a problem | ||
| 4/8/2010 | Listed for sale | $129,900-11%$72/sqft |
Source: Wilson Realty, Inc. #100871 Report a problem | ||
| 6/2/2009 | Listing removed | $146,000$81/sqft |
Source: Keller Williams Realty #084619 Report a problem | ||
| 3/28/2009 | Price change | $146,000-1.4%$81/sqft |
Source: Keller Williams Realty #084619 Report a problem | ||
| 11/6/2008 | Price change | $148,000-4.5%$82/sqft |
Source: Keller Williams Realty #084619 Report a problem | ||
| 11/1/2008 | Listed for sale | $154,900+149.8%$86/sqft |
Source: Keller Williams Realty #084619 Report a problem | ||
| 8/24/2000 | Sold | $62,000-23.2%$34/sqft |
Source: Public Record Report a problem | ||
| 10/14/1999 | Sold | $80,725+74.1%$45/sqft |
Source: Public Record Report a problem | ||
| 3/29/1999 | Sold | $46,356$26/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,343 -10.5% | $88,500 +26.4% |
| 2023 | $2,617 | $70,000 +8.4% |
| 2022 | -- | $64,600 +5.2% |
| 2021 | $2,337 | $61,400 +2.3% |
| 2020 | $2,337 +9.8% | $60,000 -8% |
| 2018 | $2,129 +45.1% | $65,200 +12.6% |
| 2017 | $1,467 | $57,900 +7.4% |
| 2016 | $1,467 | $53,900 +5.5% |
| 2014 | $1,467 | $51,100 +4.1% |
| 2013 | -- | $49,100 +12.9% |
| 2012 | -- | $43,500 -5.4% |
| 2011 | -- | $46,000 -2.7% |
| 2010 | -- | $47,300 -15.2% |
| 2009 | -- | $55,800 +153.6% |
| 2008 | -- | $22,000 -61.7% |
| 2007 | -- | $57,400 +0.2% |
| 2006 | -- | $57,300 +12.6% |
| 2005 | -- | $50,900 +12.4% |
| 2003 | -- | $45,300 +11.9% |
| 2002 | -- | $40,500 +2% |
| 2001 | -- | $39,700 +6.4% |
| 2000 | -- | $37,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48609
Nearby schools
GreatSchools rating
- NAShields Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 7/10Swan Valley Middle SchoolGrades: 6-8Distance: 1.7 mi
- 7/10Swan Valley High SchoolGrades: PK,9-12Distance: 1.5 mi
Schools provided by the listing agent
- District: Swan Valley School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Saginaw County
- Saginaw
- 48609
- 434 N River Rd
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