Why not OWN than rent? You build equity (ownership); as a renter, you're paying the landlord's equity. Buy a home that: (1) is still affordable; (2) approximates or less than the national median ($390K); (3) is great starter home for a family of 4; (4) is in a desirable location (piece of SD); (5) is compact-sized for the minimalist; etc. Don't dream the California dream, LIVE it! .... You might explore it as a 2nd home or investment. In 2020, the average American family spent $6,435 on a week’s vacation (airfare $3.6K; meals $840; hotel $700; car rental $225; gas $550 (@ $4/gal); amusement park tix $520, excluding your spouse's vacation; gifts; souvenirs; cab fares; Internet access; smartphones; surcharges; resort fees; concierge; tips; taxes; rising gas prices; etc. Costs have skyrocketed due to the protracted pandemic. Two decades of family vacations cost $128K, of which only $11K or less is needed for the conventional down (ask us); $128K would reduce mortgage in half. Get a 15-yr or 30-yr FIXED mortgage in 3s (3%) or less. You'll come out ahead since interest is TAX-DEDUCTIBLE and appreciation alone will have DOUBLED if not tripled the value of the vacation home within a decade. ATTRACTIONS. Easy access to Safari Park; Mission Bay (4000 acres); Balboa Park; SD Zoo; Scripps; Legoland; 68 miles of pristine beaches, i.e. La Jolla Shores, Del Mar and Coronado; La Jolla Cove; Harbor & Shelter Island; PetCo (Padres); Midway (battleship); dolphin & whale-watching excursions; cruise ships; Belmont Park; Birch Aquarium; Seaport Village; Gaslamp Quarter; Sesame Place; etc. WEATHER. It's away from earthquakes, wildfires, tsunamis, rogue waves, hurricanes. Summer averages 76 degrees at Lindbergh (SD airport) and 10 degrees hotter inland in this centrally-located, diverse bedroom community of El Cajon, a SD suburb (ocean 16 miles distant). During the winter, it's 65 and a few degrees warmer further inland. The average annual rainfall is 10". There's no humidity, only an occasional fog belt to cleanse the air and a marine layer of ocean breezes to whip away any smog.... EDUCATION. Academic institutions of higher learning include: UCSD and SDSU. Others: National U, USD, Alliant U.... NEIGHBORHOOD DESCRIPTION. Near 4 freeways & bus. Save 70c/gal GAS vs coastal. Near 4 malls; 5 supermarkets; 6+ produce stands; 3 colleges (SDSU, Grossmont, Cuyamaca); 3 high schools; 4 middle schools. Car racing popular (Cajon Speedway). Laundry room on premise; space for portable, stackables or combo. Aside from good condition and new items, residual sold as-is.
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