Investment Opportunity! This large split level home located in popular community of Sudden Valley on Lake Whatcom. Offering has three bedrooms, one bath, large back deck, over-sized replated lot with mature landscaping, large trees, plus a shed. Double car attached garage all located in a very convenient location near community mailboxes and Lake Whatcom Blvd. Excellent rental possibility or update and flip. Call your favorite broker to explore all the details.
Pending
Listed by: John L. Scott Bellingham • Peter Roberts
Price cut: $31.7K (6/16)
$285,570
434 Sudden Valley Drive, Bellingham, WA 98226
3beds
1,768sqft
Single Family Residence
Built in 1976
9,173 Square Feet Lot
$-- Zestimate®
$162/sqft
$156/mo HOA
What's special
Large split level homeDouble car attached garageLarge back deckLarge treesThree bedrooms
- 230 days |
- 1,301 |
- 57 |
Zillow last checked:
Listing updated:
Offers reviewed: Nov 29
Listed by:
Peter Roberts,
John L. Scott Bellingham
Source: NWMLS as distributed by MLS GRID,MLS#: 2456709
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bathroom full
- Level: Main
Entry hall
- Level: Split
Family room
- Level: Lower
Kitchen with eating space
- Level: Main
Living room
- Level: Main
Utility room
- Level: Lower
Heating
- Fireplace, Baseboard, Heat Pump, Electric
Cooling
- Heat Pump
Appliances
- Included: Water Heater: Electric, Water Heater Location: Garage
Features
- Flooring: Vinyl, Carpet
- Windows: Dbl Pane/Storm Window
- Basement: Daylight
- Number of fireplaces: 1
- Fireplace features: Main Level: 1, Fireplace
Interior area
- Total structure area: 1,768
- Total interior livable area: 1,768 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has attached garage: Yes
- Covered spaces: 2
Features
- Levels: Multi/Split
- Entry location: Split
- Patio & porch: Dbl Pane/Storm Window, Fireplace, Water Heater
- Pool features: Community
- Has view: Yes
- View description: Territorial
Lot
- Size: 9,173 Square Feet
- Dimensions: 91 x 101 x 74 x 93
- Features: Paved, Cable TV, Deck, High Speed Internet, Outbuildings
- Topography: Partial Slope
- Residential vegetation: Wooded
Details
- Parcel number: 370408034530000
- Zoning: RR3
- Zoning description: Jurisdiction: County
- Special conditions: Standard
- Other equipment: Leased Equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Modern,Split Entry
- Property subtype: Single Family Residence
Materials
- Wood Products
- Foundation: Slab
- Roof: Composition
Condition
- Good
- Year built: 1976
Utilities & green energy
- Electric: Company: pse
- Sewer: Sewer Connected, Company: City of Bellingham
- Water: Public, Company: wsd-2
- Utilities for property: Xfinity, Comcast
Community & HOA
Community
- Features: Boat Launch, CCRs, Clubhouse, Golf, Park, Playground, Trail(s)
- Security: Security Service
- Subdivision: Sudden Valley
HOA
- Services included: Common Area Maintenance, Road Maintenance, Security, Snow Removal
- HOA fee: $156 monthly
- HOA phone: 360-734-6430
Location
- Region: Bellingham
Financial & listing details
- Price per square foot: $162/sqft
- Tax assessed value: $416,726
- Annual tax amount: $3,880
- Offers reviewed: 11/29/2025
- Date on market: 11/21/2025
- Cumulative days on market: 231 days
- Inclusions: Leased Equipment
Estimated market value
Not available
Estimated sales range
Not available
$2,888/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Pending sale | $285,570$162/sqft |
Source:  NWMLS as distributed by MLS GRID #2456709 Report a problem | ||
| 6/16/2026 | Price change | $285,570-10%$162/sqft |
Source: NWMLS as distributed by MLS GRID #2456709 Report a problem | ||
| 5/15/2026 | Price change | $317,300-5%$179/sqft |
Source: NWMLS as distributed by MLS GRID #2456709 Report a problem | ||
| 4/20/2026 | Price change | $333,900-10%$189/sqft |
Source: NWMLS as distributed by MLS GRID #2456709 Report a problem | ||
| 3/19/2026 | Price change | $370,975-5%$210/sqft |
Source: NWMLS as distributed by MLS GRID #2456709 Report a problem | ||
| 2/17/2026 | Price change | $390,500-5%$221/sqft |
Source: NWMLS as distributed by MLS GRID #2456709 Report a problem | ||
| 1/16/2026 | Price change | $410,900-4.9%$232/sqft |
Source: NWMLS as distributed by MLS GRID #2456709 Report a problem | ||
| 12/19/2025 | Price change | $432,250-5%$244/sqft |
Source: NWMLS as distributed by MLS GRID #2456709 Report a problem | ||
| 11/21/2025 | Listed for sale | $455,000$257/sqft |
Source: NWMLS as distributed by MLS GRID #2456709 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,880 +6% | $416,726 -0.6% |
| 2023 | $3,661 +3% | $419,271 +16% |
| 2022 | $3,556 +28% | $361,451 +38% |
| 2021 | $2,777 +690.4% | $261,921 +6% |
| 2020 | $351 | $247,095 +0.9% |
| 2019 | $351 -2.9% | $244,845 +6.5% |
| 2018 | $362 -4.7% | $229,891 +17% |
| 2017 | $380 -7.1% | $196,453 +13.7% |
| 2016 | $409 -4.1% | $172,810 +6.5% |
| 2015 | $426 | $162,255 +2.9% |
| 2014 | $426 -3.5% | $157,621 +3.1% |
| 2013 | $442 | $152,842 -1.6% |
| 2012 | -- | $155,287 -4.1% |
| 2011 | -- | $161,956 |
| 2010 | -- | -- |
| 2009 | $364 -75% | $138,060 -25.2% |
| 2008 | $1,452 | $184,565 +33.7% |
| 2007 | $1,452 -16.6% | $138,060 |
| 2005 | $1,742 +900% | $138,060 |
| 2004 | $174 -86.1% | $138,060 +48.4% |
| 2003 | $1,256 +2% | $93,015 |
| 2002 | $1,231 +0.2% | $93,015 |
| 2001 | $1,229 | $93,015 |
| 2000 | -- | $93,015 +10.8% |
| 1999 | -- | $83,955 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Sudden Valley
Nearby schools
GreatSchools rating
- 6/10Geneva Elementary SchoolGrades: PK-5Distance: 3.9 mi
- 9/10Kulshan Middle SchoolGrades: 6-8Distance: 5 mi
- 8/10Bellingham High SchoolGrades: 9-12Distance: 7 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Washington
- Whatcom County
- Bellingham
- 98229
- Sudden Valley
- 434 Sudden Valley Drive
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