This is the home you’ve been looking for! This property features private community access to Lake Norman with a beach area AND boat launch, is located in the highly sought-after Rock Springs and North Lincoln school district, includes separate living quarters with a private entrance, an attached garage in addition to a large workshop, a spacious fenced backyard with room for a pool, and an easy commute to Charlotte and Charlotte Douglas International Airport. Nestled on a private cul-de-sac, this home is designed for everyday living and entertaining. One of the standout features is the community lake access, complete with a private beach area and boat launch, making it easy to enjoy boating, fishing, and all that Lake Norman has to offer. The property includes a designated fenced area for on-site boat storage or a camper. Inside, the home features a desirable split-bedroom floor plan on the main level, providing privacy for family and guests. The spacious bonus room offers flexibility for a home office, media room, work out room, or playroom. A rare and highly sought-after feature is the separate living quarters with a private entrance or an entrance from interior of home, creating the ideal setup for multi-generational living, extended guests, an in-law suite, or potential rental income. Step outside to a beautifully fenced backyard with a place to garden and fire pit area. Plenty of room to add a pool if you choose. The expansive deck provides the perfect setting for entertaining, grilling, or relaxing. Car enthusiasts and craftsmen will appreciate the incredible workspace this property provides. In addition to the attached garage, the property features a substantial workshop with room for woodworking, automotive projects, equipment storage, or hobby space. With sought-after schools, private lake-community amenities, dedicated boat storage, flexible living arrangements, exceptional workshop space, and a prime location near Charlotte, this property delivers a lifestyle that is truly hard to find. Don’t miss the opportunity to make it yours!
Under contract-show
Price cut: $26K (6/29)
$799,000
4342 Harbor Watch Dr, Denver, NC 28037
4beds
3,555sqft
Single Family Residence
Built in 2003
0.85 Acres Lot
$-- Zestimate®
$225/sqft
$21/mo HOA
What's special
Large workshopBoat launchPlace to gardenSpacious bonus roomExpansive deckFlexible living arrangementsSpacious fenced backyard
- 29 days |
- 1,500 |
- 81 |
Zillow last checked:
Listing updated:
Listed by:
Jennifer Taylor jennifertaylor@kw.com,
Keller Williams Advantage
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4393232
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Upper
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Other
- Level: Upper
Bonus room
- Level: Upper
Breakfast
- Level: Main
Dining area
- Level: Main
Kitchen
- Features: Breakfast Bar, Open Floorplan
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Sunroom
- Level: Main
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
- Laundry: Inside, Laundry Room, Main Level
Features
- Breakfast Bar, Open Floorplan, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Has basement: No
- Fireplace features: Living Room
Interior area
- Total structure area: 3,555
- Total interior livable area: 3,555 sqft
- Finished area above ground: 3,555
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Shop, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch
- Fencing: Back Yard
- Waterfront features: Beach - Public, Boat Ramp – Community, Paddlesport Launch Site - Community, Other - See Remarks
- Body of water: Lake Norman
Lot
- Size: 0.85 Acres
Living quarters
- Secondary features: Exterior Connected,Interior Connected
Details
- Additional structures: Shed(s), Workshop
- Parcel number: 78430
- Zoning: R-SF
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Full, Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Features: Lake Access, Picnic Area, Recreation Area, Other
- Subdivision: Harbor Watch
HOA
- Has HOA: Yes
- HOA fee: $250 annually
Location
- Region: Denver
Financial & listing details
- Price per square foot: $225/sqft
- Tax assessed value: $747,153
- Annual tax amount: $4,660
- Date on market: 6/13/2026
- Cumulative days on market: 29 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Propane Tank, Swing by Fire pit, Air Lines in Shop, Speakers in Shop
- Road surface type: Concrete, Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/29/2026 | Price change | $799,000-3.2%$225/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4393232 Report a problem | ||
| 6/13/2026 | Listed for sale | $825,000+1.2%$232/sqft |
Source: Canopy MLS as distributed by MLS GRID #4393232 Report a problem | ||
| 6/8/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 5/26/2026 | Listed for sale | $815,000+158.7%$229/sqft |
Source: Owner Report a problem | ||
| 3/17/2006 | Sold | $315,000$89/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,660 +0.8% | $747,153 |
| 2024 | $4,625 | $747,153 |
| 2023 | $4,625 +46% | $747,153 +81.3% |
| 2022 | $3,169 -0.1% | $412,116 |
| 2021 | $3,171 +3.3% | $412,116 |
| 2020 | $3,070 +1.9% | $412,116 |
| 2019 | $3,012 +17.5% | $412,116 +20.5% |
| 2018 | $2,564 -0.1% | $341,931 |
| 2017 | $2,566 +0.3% | $341,931 |
| 2016 | $2,559 +0.4% | $341,931 |
| 2015 | $2,550 -5.5% | -- |
| 2014 | $2,697 | $369,320 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | $389,786 +61% |
| 2007 | -- | $242,095 +3.1% |
| 2006 | -- | $234,855 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28037
Nearby schools
GreatSchools rating
- 9/10Rock Springs ElementaryGrades: PK-5Distance: 1.7 mi
- 6/10North Lincoln MiddleGrades: 6-8Distance: 7.1 mi
- 6/10North Lincoln High SchoolGrades: 9-12Distance: 6.9 mi
Schools provided by the listing agent
- Elementary: Rock Springs
- Middle: North Lincoln
- High: North Lincoln
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- North Carolina
- Lincoln County
- Denver
- 28037
- 4342 Harbor Watch Dr
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