Welcome Home! Step into this stunning reverse basement floor plan home in the desirable Settlers Lake Subdivision—a rare find with 3 spacious stories, 6 bedrooms, a bonus room (possible 7th bedroom), and 3.5 baths. Designed for both style and functionality, this layout offers unique flexibility perfect for modern living. Recent updates include stylish new light fixtures and modern toilets, giving the home a fresh, contemporary feel. The main level features a versatile bonus room—perfect for a home office or guest suite—alongside a half bath, and a bright, open living space with beautiful hardwood floors and abundant natural light. The chef’s kitchen is a dream with stainless steel appliances, a large island, and ample cabinetry, flowing seamlessly into a cozy family room with fireplace and a formal dining room that’s great for entertaining. Upstairs, you’ll find the primary suite complete with a luxurious ensuite bathroom—including a soaking tub, separate shower, and new toilet—plus three additional bedrooms and another full bath. The lower level (reverse basement) offers a flexible loft-style area—ideal for a media room, home gym, or playroom—and includes two more spacious bedrooms and a full bath with new toilet, providing privacy and comfort for guests or multi-generational living. Neighborhood amenities are second to none, offering: Community pool Tennis courts Clubhouse Basketball courts Playground Scenic lake with a dock Homestead Park with a wood-burning fireplace—perfect for cozy outdoor gatherings All of this, just minutes from Highway 400, top-rated schools, shopping, dining, and recreational hot spots. This home offers the perfect blend of comfort, elegance, and convenience. Schedule your private tour today—homes like this don’t come around often!
Closed
$540,000
4345 Settlers Grove Rd, Cumming, GA 30040
6beds
4,207sqft
Single Family Residence, Residential
Built in 2006
9,583 Square Feet Lot
$529,700 Zestimate®
$128/sqft
$3,483 Estimated rent
Home value
$529,700
$493,000 - $572,000
$3,483/mo
Zestimate® history
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List your homeWhat's special
Modern toiletsLarge islandBright open living spaceHome gymAbundant natural lightStainless steel appliancesFlexible loft-style area
Zillow last checked:
Listing updated:
Listed by:
The Cullity Martin Group,
Keller Williams Realty Community Partners,
Jeff Moran,
Keller Williams Realty Community Partners
Bought with:
Lauren Sieber, 377568
Epique Realty
Source: FMLS GA,MLS#: 7519193
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Game Room, Living Room, Loft, Master Bathroom, Master Bedroom, Office
Primary bedroom
- Features: Other
- Level: Other
Bedroom
- Features: Other
Primary bathroom
- Features: Double Vanity, Separate Tub/Shower, Soaking Tub
Dining room
- Features: Separate Dining Room
Kitchen
- Features: Cabinets Other, Other Surface Counters, Pantry, View to Family Room
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Gas Oven, Microwave, Refrigerator
- Laundry: Upper Level
Features
- Entrance Foyer, Entrance Foyer 2 Story, High Speed Internet, Walk-In Closet(s)
- Flooring: Carpet, Hardwood
- Windows: Insulated Windows, Shutters
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Factory Built, Family Room, Gas Starter
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 4,207
- Total interior livable area: 4,207 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage, Garage Faces Front, Level Driveway
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three Or More
- Patio & porch: Front Porch, Patio
- Exterior features: None, No Dock
- Pool features: None
- Spa features: None
- Fencing: Back Yard
- Has view: Yes
- View description: Rural, Trees/Woods
- Waterfront features: None
- Body of water: None
Lot
- Size: 9,583 Square Feet
- Features: Back Yard, Front Yard, Level
Details
- Additional structures: None
- Parcel number: 233 297
- Other equipment: None
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Brick, Brick Front, HardiPlank Type
- Foundation: Slab
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2006
Utilities & green energy
- Electric: 110 Volts, 220 Volts
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Sewer Available, Underground Utilities, Water Available
Green energy
- Energy efficient items: None
- Energy generation: None
Community & HOA
Community
- Features: Clubhouse, Homeowners Assoc, Near Schools, Near Shopping, Playground, Pool, Tennis Court(s)
- Security: Smoke Detector(s)
- Subdivision: Settlers Lake
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Swim, Tennis
- HOA fee: $550 annually
Location
- Region: Cumming
Financial & listing details
- Price per square foot: $128/sqft
- Tax assessed value: $536,820
- Annual tax amount: $5,390
- Date on market: 2/4/2025
- Cumulative days on market: 82 days
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 6/6/2025 | Sold | $540,000$128/sqft |
Source:  FMLS GA #7519193 Report a problem | ||
| 4/28/2025 | Pending sale | $540,000$128/sqft |
Source: FMLS GA #7519193 Report a problem | ||
| 4/8/2025 | Price change | $540,000-2.7%$128/sqft |
Source: FMLS GA #7519193 Report a problem | ||
| 3/18/2025 | Price change | $555,000-3.5%$132/sqft |
Source: FMLS GA #7519193 Report a problem | ||
| 2/4/2025 | Listed for sale | $575,000-2.5%$137/sqft |
Source: FMLS GA #7519193 Report a problem | ||
| 1/15/2025 | Listing removed | $590,000$140/sqft |
Source: FMLS GA #7441435 Report a problem | ||
| 10/3/2024 | Price change | $590,000-1.7%$140/sqft |
Source: FMLS GA #7441435 Report a problem | ||
| 8/19/2024 | Listed for sale | $600,000+18.8%$143/sqft |
Source: FMLS GA #7441435 Report a problem | ||
| 7/29/2024 | Sold | $505,000-14.4%$120/sqft |
Source: Public Record Report a problem | ||
| 7/8/2024 | Pending sale | $590,000$140/sqft |
Source: FMLS GA #7382819 Report a problem | ||
| 6/8/2024 | Price change | $590,000-0.8%$140/sqft |
Source:  GAMLS #10295027 Report a problem | ||
| 6/6/2024 | Price change | $595,000-0.8%$141/sqft |
Source: FMLS GA #7382819 Report a problem | ||
| 5/29/2024 | Price change | $600,000-1.6%$143/sqft |
Source: GAMLS #10295027 Report a problem | ||
| 5/21/2024 | Price change | $610,000-1.6%$145/sqft |
Source: GAMLS #10295027 Report a problem | ||
| 5/8/2024 | Listed for sale | $620,000+113.8%$147/sqft |
Source: FMLS GA #7382819 Report a problem | ||
| 8/6/2007 | Sold | $290,000$69/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,266 -2.3% | $214,728 -2.3% |
| 2024 | $5,390 +7% | $219,820 +7.4% |
| 2023 | $5,036 +19.7% | $204,584 +29.4% |
| 2022 | $4,208 +12.5% | $158,112 +16.7% |
| 2021 | $3,741 +3.9% | $135,472 +3.9% |
| 2020 | $3,600 +2.2% | $130,364 +2.3% |
| 2019 | $3,524 +21.5% | $127,416 +22% |
| 2017 | $2,899 +0% | $104,464 |
| 2016 | $2,899 | $104,464 |
| 2015 | $2,899 +20.9% | $104,464 +15.3% |
| 2014 | $2,399 +0.4% | $90,600 +0.6% |
| 2013 | $2,389 -1.1% | $90,080 -0.9% |
| 2012 | $2,415 -10.7% | $90,884 -10.6% |
| 2011 | $2,705 | $101,612 |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | $129,344 +361.9% |
| 2006 | $610 | $28,000 |
Find assessor info on the county website
Neighborhood: Settlers Lake
Nearby homes
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Nearby schools
GreatSchools rating
- 8/10Silver City Elementary SchoolGrades: PK-5Distance: 2 mi
- 6/10North Forsyth Middle SchoolGrades: 6-8Distance: 3.6 mi
- 8/10North Forsyth High SchoolGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Silver City
- Middle: North Forsyth
- High: North Forsyth
Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$529,700
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Estimated market value
$529,700
- Georgia
- Forsyth County
- Cumming
- 30040
- Settlers Lake
- 4345 Settlers Grove Rd
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