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For sale
    • Price cut: $125K (7/10)
    $2,150,000

    4366 Monroe Ave, Loveland, CO 80538

    5beds
    4,205sqft
    : 
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    Single Family Residence
    Built in 2013
    0.34 Acres Lot
    $2,062,900 Zestimate®
    $511/sqft
    $-- HOA

    What's special

    PRICE IMPROVEMENT! Set on the shoreline of private Horseshoe Lake, a 650-acre motorized lake, this custom waterfront home was built for a lifestyle rarely available in Northern Colorado. From mornings on the dock to sunset dinners overlooking the water, every detail was designed around the lake experience. This sprawling ranch was completed in 2013 & extensively upgraded since. The remodeled kitchen feature many custom Milarc cabinets, upgraded appliances, refrigerator drawers, statement Arhaus lighting, & a seamless connection to the outdoor living spaces. The upper deck of this ranch style home offers built-in heaters, a fire pit, and panoramic lake views extending into the primary suite. As beautiful as the interior of this home is, the lakefront setup truly sets this property apart. Over $50,000 was invested into the waterfront deck alone, engineered with marine-grade steel, Trex decking, & 9 helical piers drilled 21 feet into the lake bed. Gas and electrical service the built-in grill connection, upper & lower fire pits, outdoor lighting, & integrated sound system w/ underground subwoofer. A high-end floating dock, metal fence & private concrete boat ramp make lake access effortless.The walkout lower level was designed for entertaining, featuring a theater wall w/ projector & premium sound including 2 control 4 subs, wet bar, wine room with whiskey barrel, lake bath, Fort Knox safe room, additional bedrooms & baths, & direct access to the patio & shoreline. Additional upgrades include heated primary bath floors, new carpet, remodeled laundry room, tankless water heater, epoxy-finished garage floors, generator hookup, Ring security, WiFi-controlled irrigation, & Control4 smart home integration.The finished, boat ready (3 bays wide and the 3rd extra deep), 1,072 sq ft garage & expansive driveway provide rare parking capacity for guests and boats. Additionally, the seller may entertain a carryback with the right situation!
    60 days
    |
    1,295
    |
    81
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lani Carwin 970-226-3990,

    RE/MAX Alliance-FTC South

    Source: IRES as distributed by MLS GRID,MLS#: 1059638MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      • Main level bathrooms: 2
      Rooms
      • Room types: Media Room
      Primary bedroom
      • Description: Carpet
      • Features: Luxury Features Primary Bath, 5 Piece Primary Bath
      • Level: Main
      • Area: 306 Square Feet
      • Dimensions: 18 x 17
      Bedroom 2
      • Description: Carpet
      • Level: Main
      Bedroom 3
      • Description: Carpet
      • Level: Main
      Bedroom 4
      • Description: Carpet
      • Level: Basement
      Bedroom 5
      • Description: Carpet
      • Level: Basement
      Dining room
      • Description: Wood
      • Level: Main
      Family room
      • Description: Carpet
      • Level: Basement
      Kitchen
      • Description: Wood
      • Level: Main
      • Area: 242 Square Feet
      • Dimensions: 11 x 22
      Laundry
      • Description: Tile
      • Level: Main
      Living room
      • Description: Carpet
      • Level: Main
      Recreation room
      • Description: Other
      • Level: Basement
      Study
      • Description: Tile
      • Level: Main
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Gas Range, Double Oven, Dishwasher, Refrigerator, Microwave, Disposal
      Features
      • Eat-in Kitchen, Separate Dining Room, Cathedral Ceiling(s), Open Floorplan, Walk-In Closet(s), Wet Bar, Kitchen Island, Theatre Room
      • Flooring: Wood
      • Windows: Wood Frames
      • Basement: Full,Partially Finished
      • Has fireplace: Yes
      • Fireplace features: Two or More, Gas
      Interior area
      • Total structure area: 2,134
      • Total interior livable area: 4,205 sqft
      • Finished area above ground: 2,134
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: RV Access/Parking, Attached, >8' Garage Door, Oversized
      • Attached garage spaces: 3
      • Details: Attached
      Accessibility
      • Accessibility features: Level Drive, Low Carpet, Main Floor Bath, Accessible Bedroom, Stall Shower
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Deck
      • Exterior features: Sprinkler System
      • Fencing: Fenced
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Abuts Pond/Lake
      Lot
      • Size: 0.34 Acres
      • Features: Paved
      Details
      • Parcel number: R1060082
      • Zoning: FA
      • Special conditions: Private Owner

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame, Stone, Stucco
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 2013

      Utilities & green energy

      • Electric: City of Loveland
      • Gas: Xcel
      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Natural Gas Available, Electricity Available

      Community & HOA

      Community
      • Subdivision: Centennial Shores Add
      HOA
      • Has HOA: No
      Location
      • Region: Loveland

      Financial & listing details

      • Price per square foot: $511/sqft
      • Annual tax amount: $6,665
      • Date on market: 5/21/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Exclusions: All Seller Personal property and staging
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $2,062,900

        $1.96M - $2.17M

        $3,802/mo

        Price history

        DateEventPrice
        7/10/2026Price change$2,150,000-5.5%$511/sqft
        Source: IRES as distributed by MLS GRID #1059638 Report a problem
        5/22/2026Listed for sale$2,275,000+127.5%$541/sqft
        Source: IRES as distributed by MLS GRID #1059638 Report a problem
        5/16/2018Sold$1,000,000$238/sqft
        Source: IRES as distributed by MLS GRID #846372 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 80538

        Getting around

        22 / 100
        Car-Dependent
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Peakview Academy at Conrad Ball
        • Middle: Peakview Academy at Conrad Ball
        • High: Mountain View

        Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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