For sale

$361,950

437 Oregon Ave, Saint Cloud, FL 34769

3beds

1,720sqft

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Single Family Residence

Built in 1982

0.26 Acres Lot

$-- Zestimate^®

$210/sqft

$-- HOA

What's special

Durable metal roofInviting curb appealComfortable living spacesPlenty of natural lightSpacious layoutGenerous yardMature landscaping

Welcome to this charming 3-bedroom, 2-bath home nestled in the heart of St. Cloud! This well-maintained property offers a spacious layout with a separate living room and dining room—perfect for both everyday living and entertaining. The home features a durable metal roof, providing long-term value and peace of mind. Enjoy the inviting curb appeal with mature landscaping and a generous yard, ideal for relaxing, gardening, or hosting gatherings. Inside, you’ll find comfortable living spaces with plenty of natural light and flexibility for a variety of lifestyles. Conveniently located near local shops, dining, and schools, this home combines comfort, character, and practicality in a desirable location. Don’t miss the opportunity to make this St. Cloud gem your own!

72 days

416

29

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Features: Built-in Closet
Level: First
Area: 168 Square Feet
Dimensions: 12x14

Bedroom 2

Features: Built-in Closet
Level: First
Area: 120 Square Feet
Dimensions: 10x12

Bedroom 3

Features: Built-in Closet
Level: First
Area: 144 Square Feet
Dimensions: 12x12

Bedroom 4

Features: Built-in Closet
Level: First
Area: 144 Square Feet
Dimensions: 12x12

Dining room

Features: No Closet
Level: First
Area: 120 Square Feet
Dimensions: 10x12

Family room

Features: No Closet
Level: First
Area: 180 Square Feet
Dimensions: 12x15

Kitchen

Features: No Closet
Level: First
Area: 96 Square Feet
Dimensions: 12x8

Living room

Level: First
Area: 228 Square Feet
Dimensions: 12x19

Heating

Heat Pump

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Washer
Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup

Features

Ceiling Fan(s)
Flooring: Laminate
Has fireplace: No

Interior area

Total structure area: 1,720
Total interior livable area: 1,720 sqft

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Property

Parking

Parking features: Driveway, Parking Pad
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Exterior features: Sidewalk
Fencing: Vinyl
Has view: Yes
View description: City

Lot

Size: 0.26 Acres
Residential vegetation: Mature Landscaping

Details

Parcel number: 012630000103620110
Zoning: SR1A
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Block
Foundation: Block
Roof: Metal

Condition

Completed
New construction: No
Year built: 1982

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Street Lights, Water Connected

Community & HOA

Community

Pet fee: $0 monthly
Subdivision: ST CLOUD 2ND TOWN OF

HOA

Has HOA: No

Location

Region: Saint Cloud

Financial & listing details

Price per square foot: $210/sqft
Tax assessed value: $265,900
Annual tax amount: $2,141
Date on market: 5/5/2026
Cumulative days on market: 73 days
Listing terms: Cash,Conventional,FHA,VA Loan
Ownership: Fee Simple
Total actual rent: 0
Electric utility on property: Yes
Road surface type: Asphalt

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
5/6/2026	Listed for sale	$361,950+302.2%$210/sqft
Source: Stellar MLS #O6405244 Report a problem
1/23/2009	Sold	$90,000$52/sqft
Source: Stellar MLS #S4635383 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,141 +3.9%	$265,900 +2.1%
2024	$2,061 +3.2%	$260,500 +10.5%
2023	$1,997 +0%	$235,800 +12.4%
2022	$1,997 +1.6%	$209,800 +20.2%
2021	$1,966 +1.1%	$174,500 +9.1%
2020	$1,945 +1.7%	$160,000 +11.4%
2019	$1,912	$143,600 +7.6%
2018	$1,912 -23.5%	$133,400 +12.7%
2017	$2,499 +8.8%	$118,400 +7%
2016	$2,298 +6%	$110,700 +9.1%
2015	$2,167 +14.5%	$101,500 +7.7%
2014	$1,893	$94,200 +8.4%
2013	--	$86,900 +7.5%
2012	--	$80,800 -5.3%
2011	--	$85,300 -8.3%
2010	--	$93,000 -10.9%
2009	--	$104,400 -30.1%
2008	--	$149,300 -7.3%
2007	--	$161,100 +21.5%
2006	--	$132,600 +56.2%
2003	--	$84,900 +31%
2002	$803 +2.3%	$64,795 +1.6%
2001	$785 +3.2%	$63,775 +3%
2000	$761	$61,917

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Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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