For sale

$310,000

439 Waterway Ln, Fort Walton Beach, FL 32547

2beds

1,206sqft

$2,021/mo

Get pre-qualified

Townhouse

Built in 1985

1,306 Square Feet Lot

$-- Zestimate^®

$257/sqft

$-- HOA

What's special

Two spacious suitesBreakfast barOpen-concept layoutEach offer private bathsModern appliances

Welcome to 439 Waterway Lane in Fort Walton Beach--an UPDATED 2BR townhome offering COASTAL LIVING, INVESTMENT POTENTIAL, and everyday comfort. Short term rentals are not allowed. Located near the Intracoastal Waterway and just minutes to OKALOOSA ISLAND and white-sand beaches, this property is ideal as a PRIMARY HOME or VACATION GETAWAY. Inside features an OPEN-CONCEPT layout, UPDATED KITCHEN with CONCRETE COUNTERTOPS, breakfast bar, and modern appliances. The living area opens to a PRIVATE PATIO with storage. Upstairs, TWO SPACIOUS SUITES each offer PRIVATE BATHS.

168 days
275
11

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Description: buyers/agent to verify
Level: Second
Area: 210 Square Feet
Dimensions: 15 x 14

Bedroom

Description: buyers/agent to verify
Level: Second
Area: 210 Square Feet
Dimensions: 15 x 14

Kitchen

Description: buyers/agent to verify
Level: First
Area: 180 Square Feet
Dimensions: 15 x 12

Living room

Description: buyers/agent to verify
Level: First
Area: 255 Square Feet
Dimensions: 17 x 15

Heating

Central

Appliances

Included: Dishwasher, Microwave, Refrigerator

Features

Flooring: Tile

Interior area

Total structure area: 1,206
Total interior livable area: 1,206 sqft

Property

Features

Stories: 2
Exterior features: Private Yard
Has view: Yes
View description: Bay
Has water view: Yes
Water view: Bay

Lot

Size: 1,306 Square Feet

Details

Additional structures: Yard Building
Parcel number: 012S24505500000200

Construction

Type & style

Home type: Townhouse
Property subtype: Townhouse

Materials

Brick, Vinyl Siding

Condition

Construction Complete
New construction: No
Year built: 1985

Utilities & green energy

Water: Public

Community & HOA

Community

Features: Beach, Deed Access, Dock, Dumpster, Fishing, Short Term Rental - Not Allowed, Pavillion/Gazebo, Waterfront
Subdivision: HARBOR T/H

HOA

Has HOA: Yes
Services included: Maintenance Grounds, Trash

Location

Region: Fort Walton Beach

Financial & listing details

Price per square foot: $257/sqft
Tax assessed value: $217,407
Annual tax amount: $638
Date on market: 3/21/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
3/21/2026	Listed for sale	$310,000-6%$257/sqft
Source: ECAOR #998571 Report a problem
1/15/2026	Listing removed	$329,900$274/sqft
Source: ECAOR #982789 Report a problem
10/8/2025	Price change	$329,900-2.9%$274/sqft
Source: ECAOR #982789 Report a problem
9/14/2025	Price change	$339,900-2.9%$282/sqft
Source: ECAOR #982789 Report a problem
8/14/2025	Listed for sale	$349,900+446.7%$290/sqft
Source: ECAOR #982789 Report a problem
6/30/1999	Sold	$64,000$53/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$638 +4.3%	$91,485 +2.9%
2024	$612 +4.4%	$88,907 +3%
2023	$587 +4.5%	$86,317 +3%
2022	$561 +3%	$83,803 +3%
2021	$545 +1.7%	$81,362 +1.4%
2020	$536 +2.7%	$80,239 +2.3%
2019	$522 +2.2%	$78,435 +1.9%
2018	$510	$76,973 +2.1%
2017	$510 +1.4%	$75,390 +2%
2016	$503 +1.4%	$73,904 +0.7%
2015	$496 -2%	$73,390 +0.8%
2014	$506	$72,808 +1.5%
2013	--	$71,732 +1%
2012	--	$70,993 -6.4%
2011	--	$75,839 -12%
2010	--	$86,154 -10.9%
2009	--	$96,708 -11.8%
2008	--	$109,652 -16.1%
2007	--	$130,671 -0.3%
2006	--	$131,064 +84.7%
2005	--	$70,955 +23.2%
2004	--	$57,603 +4.2%
2003	--	$55,284 +12%
2002	--	$49,339 -4%
2001	--	$51,373