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For sale
    • $310,000

    439 Waterway Ln, Fort Walton Beach, FL 32547

    2beds
    1,206sqft
    : 
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    Townhouse
    Built in 1985
    1,306 Square Feet Lot
    $-- Zestimate®
    $257/sqft
    $-- HOA

    What's special

    Two spacious suitesBreakfast barOpen-concept layoutEach offer private bathsModern appliances
    Welcome to 439 Waterway Lane in Fort Walton Beach--an UPDATED 2BR townhome offering COASTAL LIVING, INVESTMENT POTENTIAL, and everyday comfort. Short term rentals are not allowed. Located near the Intracoastal Waterway and just minutes to OKALOOSA ISLAND and white-sand beaches, this property is ideal as a PRIMARY HOME or VACATION GETAWAY. Inside features an OPEN-CONCEPT layout, UPDATED KITCHEN with CONCRETE COUNTERTOPS, breakfast bar, and modern appliances. The living area opens to a PRIVATE PATIO with storage. Upstairs, TWO SPACIOUS SUITES each offer PRIVATE BATHS.
    122 days
    |
    240
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lana Parks 850-686-4000,

    Watersound Real Estate

    Source: ECAOR,MLS#: 998571MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: buyers/agent to verify
      • Level: Second
      • Area: 210 Square Feet
      • Dimensions: 15 x 14
      Bedroom
      • Description: buyers/agent to verify
      • Level: Second
      • Area: 210 Square Feet
      • Dimensions: 15 x 14
      Kitchen
      • Description: buyers/agent to verify
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15 x 12
      Living room
      • Description: buyers/agent to verify
      • Level: First
      • Area: 255 Square Feet
      • Dimensions: 17 x 15
      Heating
      • Central
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator
      Features
      • Flooring: Tile
      Interior area
      • Total structure area: 1,206
      • Total interior livable area: 1,206 sqft

      Property

      Features
      • Stories: 2
      • Exterior features: Private Yard
      • Has view: Yes
      • View description: Bay
      • Has water view: Yes
      • Water view: Bay
      Lot
      • Size: 1,306 Square Feet
      Details
      • Additional structures: Yard Building
      • Parcel number: 012S24505500000200

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Brick, Vinyl Siding
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1985

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Beach, Deed Access, Dock, Dumpster, Fishing, Short Term Rental - Not Allowed, Pavillion/Gazebo, Waterfront
      • Subdivision: HARBOR T/H
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Trash
      Location
      • Region: Fort Walton Beach

      Financial & listing details

      • Price per square foot: $257/sqft
      • Tax assessed value: $223,166
      • Annual tax amount: $638
      • Date on market: 3/21/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        3/21/2026Listed for sale$310,000-6%$257/sqft
        Source: ECAOR #998571 Report a problem
        1/15/2026Listing removed$329,900$274/sqft
        Source: ECAOR #982789 Report a problem
        10/8/2025Price change$329,900-2.9%$274/sqft
        Source: ECAOR #982789 Report a problem
        9/14/2025Price change$339,900-2.9%$282/sqft
        Source: ECAOR #982789 Report a problem
        8/14/2025Listed for sale$349,900+446.7%$290/sqft
        Source: ECAOR #982789 Report a problem
        6/30/1999Sold$64,000$53/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$612 +4.4%$88,907 +3%
        2023$587 +4.5%$86,317 +3%
        2022$561 +3%$83,803 +3%
        2021$545 +1.7%$81,362 +1.4%
        2020$536 +2.7%$80,239 +2.3%
        2019$522 +2.2%$78,435 +1.9%
        2018$510 $76,973 +2.1%
        2017$510 +1.4%$75,390 +2%
        2016$503 +1.4%$73,904 +0.7%
        2015$496 -2%$73,390 +0.8%
        2014$506 $72,808 +1.5%
        2013-- $71,732 +1%
        2012-- $70,993 -6.4%
        2011-- $75,839 -12%
        2010-- $86,154 -10.9%
        2009-- $96,708 -11.8%
        2008-- $109,652 -16.1%
        2007-- $130,671 -0.3%
        2006-- $131,064 +84.7%
        2005-- $70,955 +23.2%
        2004-- $57,603 +4.2%
        2003-- $55,284 +12%
        2002-- $49,339 -4%
        2001-- $51,373
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Ocean City

        Getting around

        54 / 100
        Somewhat Walkable
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Shalimar
        • Middle: Pryor
        • High: Choctawhatchee

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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