Skip main navigation
Pending
  • Price cut: $10K (6/5)
    $199,000

    44 Bell St, Toccoa, GA 30577

    3beds
    1,188sqft
    : 
    $1,335/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 1988
    6,534 Square Feet Lot
    $196,400 Zestimate®
    $168/sqft
    $-- HOA

    What's special

    Move-in ready and packed with major upgrades! This beautifully renovated 3-bedroom, 2-bath home in Toccoa offers the style buyers want and the peace of mind they need. Recent improvements include a new roof, new HVAC system, new furnace, and new ductwork - giving you confidence that the costly items are already taken care of. Inside, you'll find updated finishes, a bright and inviting layout, and low-maintenance living from day one. Conveniently located near shopping, dining, schools, and downtown Toccoa, this home is perfect for a first-time buyer, downsizer, or investor seeking a turnkey opportunity. Why rent when you can own a fully updated home with major systems already replaced? Schedule your showing today!
    116 days
    |
    67
    |
    0
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Candis Lowery,

    Bolst, Inc. 678-201-0244

    Source: FMLS GA,MLS#: 7747136MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Family Room
      Primary bedroom
      • Features: Master on Main, Split Bedroom Plan
      • Level: Master on Main, Split Bedroom Plan
      Bedroom
      • Features: Master on Main, Split Bedroom Plan
      Primary bathroom
      • Features: Tub/Shower Combo
      Dining room
      • Features: Open Concept
      Kitchen
      • Features: Cabinets White, Eat-in Kitchen, Stone Counters
      Heating
      • Central, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Electric Oven, Electric Water Heater, Microwave
      • Laundry: In Hall
      Features
      • High Ceilings 9 ft Main, High Speed Internet
      • Flooring: Luxury Vinyl
      • Windows: None
      • Basement: None
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 1,188
      • Total interior livable area: 1,188 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway, Parking Pad
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Rear Porch
      • Exterior features: None
      • Pool features: None
      • Spa features: None
      • Fencing: None
      • Has view: Yes
      • View description: City
      • Waterfront features: None
      • Body of water: None
      Lot
      • Size: 6,534 Square Feet
      • Features: Back Yard, Front Yard
      Details
      • Additional structures: None
      • Parcel number: T20 036
      • Other equipment: None
      • Horse amenities: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence, Residential
      Materials
      • Wood Siding
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Electric: None
      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities, Water Available
      Green energy
      • Energy efficient items: None
      • Energy generation: None

      Community & HOA

      Community
      • Features: None
      • Security: None
      • Subdivision: Jm Carter
      HOA
      • Has HOA: No
      Location
      • Region: Toccoa

      Financial & listing details

      • Price per square foot: $168/sqft
      • Tax assessed value: $149,549
      • Annual tax amount: $1,776
      • Date on market: 4/3/2026
      • Cumulative days on market: 103 days
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $196,400

        $187,000 - $206,000

        $1,659/mo

        Price history

        DateEventPrice
        6/20/2026Pending sale$199,000$168/sqft
        Source: GAMLS #10725108 Report a problem
        6/5/2026Price change$199,000-4.8%$168/sqft
        Source: GAMLS #10725108 Report a problem
        5/13/2026Price change$209,000-4.9%$176/sqft
        Source: GAMLS #10725108 Report a problem
        4/27/2026Price change$219,8000%$185/sqft
        Source: GAMLS #10725108 Report a problem
        4/14/2026Price change$219,900-2.2%$185/sqft
        Source: GAMLS #10725108 Report a problem
        4/3/2026Listed for sale$224,900+243.4%$189/sqft
        Source: FMLS GA #7747136 Report a problem
        2/9/2026Sold$65,500$55/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,087 +385.5%$59,820 +58%
        2024$430 +137%$37,849 +8.5%
        2023$181 -0.7%$34,884 +6.9%
        2022$183 +2.3%$32,635 +9.3%
        2021$179 +0.2%$29,868 +0.3%
        2020$178 -0.2%$29,775
        2019$179 $29,775
        2018$179 $29,775
        2017-- $29,775 +0%
        2016-- $29,774 +0.1%
        2015-- $29,756 +17.9%
        2014-- $25,236 +0%
        2013-- $25,235
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 30577

        Getting around

        30 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Toccoa
        • Middle: Stephens County
        • High: Stephens County

        Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes