Move-in ready and packed with major upgrades! This beautifully renovated 3-bedroom, 2-bath home in Toccoa offers the style buyers want and the peace of mind they need. Recent improvements include a new roof, new HVAC system, new furnace, and new ductwork - giving you confidence that the costly items are already taken care of. Inside, you'll find updated finishes, a bright and inviting layout, and low-maintenance living from day one. Conveniently located near shopping, dining, schools, and downtown Toccoa, this home is perfect for a first-time buyer, downsizer, or investor seeking a turnkey opportunity. Why rent when you can own a fully updated home with major systems already replaced? Schedule your showing today!
Active
Price cut: $10K (6/5)
$199,000
44 Bell St, Toccoa, GA 30577
3beds
1,188sqft
Single Family Residence
Built in 1988
6,534 Square Feet Lot
$197,800 Zestimate®
$168/sqft
$-- HOA
What's special
New roofBright and inviting layoutLow-maintenance livingUpdated finishes
- 70 days |
- 855 |
- 78 |
Zillow last checked:
Listing updated:
Listed by:
Candis Lowery 770-715-0295,
Bolst, Inc.
Source: GAMLS,MLS#: 10725108
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Family Room
Heating
- Central, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Microwave, Oven/Range (Combo)
- Laundry: In Hall
Features
- Master On Main Level
- Flooring: Vinyl
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 1,188
- Total interior livable area: 1,188 sqft
- Finished area above ground: 1,188
- Finished area below ground: 0
Property
Parking
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
Lot
- Size: 6,534 Square Feet
- Features: City Lot, Level
Details
- Parcel number: T20 036
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Composition
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Underground Utilities, Water Available
Community & HOA
Community
- Features: None
- Subdivision: JM Carter
HOA
- Has HOA: No
- Services included: None
Location
- Region: Toccoa
Financial & listing details
- Price per square foot: $168/sqft
- Tax assessed value: $149,549
- Annual tax amount: $1,776
- Date on market: 4/3/2026
- Cumulative days on market: 71 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
$197,800
$188,000 - $208,000
$1,652/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2026 | Price change | $199,000-4.8%$168/sqft |
Source:  GAMLS #10725108 Report a problem | ||
| 5/13/2026 | Price change | $209,000-4.9%$176/sqft |
Source: GAMLS #10725108 Report a problem | ||
| 4/27/2026 | Price change | $219,8000%$185/sqft |
Source: GAMLS #10725108 Report a problem | ||
| 4/14/2026 | Price change | $219,900-2.2%$185/sqft |
Source: GAMLS #10725108 Report a problem | ||
| 4/3/2026 | Listed for sale | $224,900+243.4%$189/sqft |
Source:  FMLS GA #7747136 Report a problem | ||
| 2/9/2026 | Sold | $65,500$55/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,087 +385.5% | $59,820 +58% |
| 2024 | $430 +137% | $37,849 +8.5% |
| 2023 | $181 -0.7% | $34,884 +6.9% |
| 2022 | $183 +2.3% | $32,635 +9.3% |
| 2021 | $179 +0.2% | $29,868 +0.3% |
| 2020 | $178 -0.2% | $29,775 |
| 2019 | $179 | $29,775 |
| 2018 | $179 | $29,775 |
| 2017 | -- | $29,775 +0% |
| 2016 | -- | $29,774 +0.1% |
| 2015 | -- | $29,756 +17.9% |
| 2014 | -- | $25,236 +0% |
| 2013 | -- | $25,235 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 30577
Nearby schools
GreatSchools rating
- 4/10Toccoa Elementary SchoolGrades: 2-4Distance: 0.7 mi
- 4/10Stephens County Middle SchoolGrades: 6-8Distance: 2.6 mi
- 5/10Stephens County High SchoolGrades: 9-12Distance: 2.7 mi
Schools provided by the listing agent
- Elementary: Toccoa
- Middle: Stephens
- High: Stephens
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Georgia
- Stephens County
- Toccoa
- 30577
- 44 Bell St
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