Beautiful Home with Separate Living Quarters in Desirable Covenant Hills! Welcome to this stunning home located in the sought-after Covenant Hills Subdivision! With thoughtful design, quality finishes, and versatile living spaces—including full separate living quarters on the lower level—this home offers the perfect blend of elegance, comfort, and flexibility. Step onto the charming covered front porch and into the impressive two-story foyer featuring gleaming wood floors. The spacious great room boasts vaulted ceilings and flows seamlessly into the formal dining room and open-concept living area. The heart of the home is the gorgeous kitchen with granite countertops, a farmhouse sink, large island, pantry, and stainless steel appliances. A sunny breakfast area overlooks the beautiful backyard and step onto a covered back porch—ideal for relaxing or entertaining. The main-level owner's suite is a true retreat with a trey ceiling, luxurious bathroom featuring double vanity with granite, a garden tub, tiled walk-in shower, and walk-in closet. A second bedroom, full bathroom, and laundry room are also conveniently located on the main floor. Upstairs, you'll find two additional bedrooms, a full bathroom, and a large bonus room with a generous walk-in closet—perfect for a playroom, office, or extra guest space. The finished lower level offers a complete separate living area with its own private entrance, perfect for in-laws or guests It features 9-foot ceilings, a spacious living area, full kitchen with island and granite countertops, bedroom, full bathroom with shower, and a second laundry room. French doors lead to a covered patio and separate driveway entrance. Additional amenities include a climate-controlled storage room, unfinished storage space, and a utility garage. With a 2-car main-level garage, spacious layout, and multi-generational potential, this home has it all. Septic is permitted for a 3 bedroom home.
Sold for $606,000
$606,000
440 Covenant Dr NE, Cleveland, TN 37323
4beds
4,070sqft
Single Family Residence
Built in 2016
0.76 Acres Lot
$609,400 Zestimate®
$149/sqft
$2,952 Estimated rent
Home value
$609,400
Estimated sales range
Not available
$2,952/mo
Zestimate® history
Owner options
List your home for rent
$2,952/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,952/mo
Rent Zestimate®
Refinance and save
$3,620/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$3,620/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Finished lower levelWalk-in closetLarge islandPrivate entranceCovered front porchStainless steel appliancesCovered patio
Zillow last checked:
Listing updated:
Listed by:
Rhonda McClure 423-303-1200,
K W Cleveland
Bought with:
Adam Hammond, 333299
Bender Realty
Source: Greater Chattanooga Realtors,MLS#: 1517691
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Central, Electric
Cooling
- Central Air, Multi Units
Appliances
- Included: Double Oven, Dishwasher, Electric Range, Microwave, Refrigerator
- Laundry: Lower Level, Laundry Room, Main Level, Multiple Locations
Features
- Breakfast Bar, Cathedral Ceiling(s), Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Soaking Tub, Storage, Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Breakfast Nook, Separate Dining Room, Split Bedrooms
- Flooring: Carpet, Ceramic Tile, Hardwood
- Windows: Blinds, Bay Window(s), Insulated Windows
- Basement: Finished,Full
- Has fireplace: No
Interior area
- Total structure area: 4,070
- Total interior livable area: 4,070 sqft
- Finished area above ground: 2,878
- Finished area below ground: 1,200
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Workshop in Garage
- Attached garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Front Porch, Patio, Porch, Rear Porch, Porch - Covered
- Exterior features: None
- Pool features: None
- Has view: Yes
- View description: Pasture
Lot
- Size: 0.76 Acres
- Dimensions: 156 x 175 x 200 x 199
- Features: Front Yard, Gentle Sloping, Landscaped
Details
- Parcel number: 052i C 003.00
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Other, Stone
- Foundation: Block, Slab
- Roof: Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2016
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Community
- Subdivision: Covenant Hills
HOA
- Has HOA: Yes
- HOA fee: $150 annually
Location
- Region: Cleveland
Financial & listing details
- Price per square foot: $149/sqft
- Tax assessed value: $641,200
- Annual tax amount: $1,972
- Date on market: 7/29/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/2/2025 | Sold | $606,000-3.8%$149/sqft |
Source: Greater Chattanooga Realtors #1517691 Report a problem | ||
| 8/30/2025 | Contingent | $630,000$155/sqft |
Source:  RCAR #20253489 Report a problem | ||
| 8/22/2025 | Price change | $630,000-0.8%$155/sqft |
Source: Greater Chattanooga Realtors #1517691 Report a problem | ||
| 8/18/2025 | Price change | $635,000-0.8%$156/sqft |
Source: Greater Chattanooga Realtors #1517691 Report a problem | ||
| 8/6/2025 | Price change | $640,000-1.5%$157/sqft |
Source: RCAR #20253489 Report a problem | ||
| 7/29/2025 | Listed for sale | $650,000+85.7%$160/sqft |
Source: RCAR #20253489 Report a problem | ||
| 11/14/2017 | Sold | $350,000$86/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $160,300 +44.5% |
| 2024 | $1,973 | $110,950 |
| 2023 | $1,973 | $110,950 |
| 2022 | $1,973 | $110,950 |
| 2021 | $1,973 +1% | $110,950 +26.2% |
| 2019 | $1,954 +5.1% | $87,925 |
| 2018 | $1,860 0% | -- |
| 2017 | $1,860 +118.6% | -- |
| 2016 | $851 | -- |
| 2015 | $851 +507.9% | -- |
| 2014 | $140 | -- |
Find assessor info on the county website
Neighborhood: 37323
Nearby homes
- $--0.52 Acres0 Covenant Cv NE LOT 41, Cleveland, TN 37323Off Market
- $4,000-- bd-- ba-- sqftCovenant Dr, Cleveland, TN 37323Off Market
- $5,000-- bd-- ba-- sqftCovenant Dr, Cleveland, TN 37323Off Market
- $521,000-- bd-- ba-- sqftCovenant Dr, Cleveland, TN 37323Sold
- $7,500-- bd-- ba-- sqftCovenant Dr, Cleveland, TN 37323Off Market
- $50,000-- bd-- ba-- sqftCovenant Dr NE, Cleveland, TN 37323Sold
- $50,000-- bd-- ba-- sqftCovenant Dr NE, Georgetown, TN 37323Off Market
- $65,000-- bd-- ba-- sqftCovenant Dr NE, Cleveland, TN 37323Off Market
Nearby schools
GreatSchools rating
- 7/10Parkview Elementary SchoolGrades: PK-5Distance: 3.1 mi
- 6/10Ocoee Middle SchoolGrades: 6-8Distance: 5.5 mi
- 7/10Walker Valley High SchoolGrades: 9-12Distance: 7.7 mi
Schools provided by the listing agent
- Elementary: Park View Elementary
- Middle: Ocoee Middle
- High: Walker Valley High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$609,400
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$609,400
- Tennessee
- Bradley County
- Cleveland
- 37323
- 440 Covenant Dr NE
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Cleveland Topics
