This beautifully maintained four-bedroom, four-full-bath atrium ranch offers over 4600 sq ft of beautiful living space. When you arrive you will park in one of the three over size garages carriage style, one single and one two-car. Garage is pre-wired for EV charger. Enter the laundry room with cabinets and a scrub sink. From there you will go directly into the kitchen, very convenient for those groceries. The kitchen has a newer dual fuel range, refrigerator, dishwasher, microwave, large stainless steel sink with garbage disposal. The kitchen also has a large pantry and granite countertops.
The master bedroom with coffered ceiling and ceiling fan is a welcome oasis after a long day. The spa-like masterbath has a heated floor, large walk-in shower with body sprays, wand and rain shower. Separate vanities and a jetted tub.
Enjoy beautiful sunrises from your hearth room. The hearthroom has great hardwood floors and a comfy gas log fireplace for those long winter days.
Open the french doors to the large screen room to enjoy dining in the outdoors. The wooded backyard provides so much privacy here. You'll feel like you are living up in the trees.
For those multi generational families, the second ensuite has a handicapped shower with enough space to add other handicapped accessories as needed. The third bedroom is next to the third bathroom so no one has to share a bath.
The large great room on the main level flows into the dining room making entertaining small or large group very easy.
The lower level has a large custom bar including granite counter tops, sink and garbage disposal.
The lower level also has the fourth bedroom, a full bathroom and a craft room including a large sink and could be used as a fifth sleeping area should your family need the extra space.
Did I mention the large recreation room including plenty of storage in the lower level.
Exit the lower level to another large deck leading to your private Swim Spa. The Catalina Swim Spa is 12'4" by 7'4" and is staying with the house. Great place to start your day or enjoy the stars at night. Actually anytime it’s great. Also, the pool table/ping pong top will be left with the house.
Closed
Listed by: Palazzolo Properties Inc • Richard Schuster • Contact: 314-740-4245
Bought with: Fox & Riley Real Estate
Price Unknown
440 Fort Saratoga, Saint Charles, MO 63303
5beds
4,634sqft
Single Family Residence
Built in 2004
0.37 Acres Lot
$688,000 Zestimate®
$--/sqft
$4,080 Estimated rent
Home value
$688,000
$640,000 - $736,000
$4,080/mo
Zestimate® history
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List your homeWhat's special
Gas log fireplaceCatalina swim spaWooded backyardOver size garagesLarge deckGranite countertopsJetted tub
Zillow last checked:
Listing updated:
Listed by:
Richard Schuster 314-740-4245,
Palazzolo Properties Inc
Bought with:
Cherrie A Lombardo-Boyer, 2017013630
Fox & Riley Real Estate
Source: MARIS,MLS#: 25067046
Originating MLS: St. Louis Association of REALTORS
Originating MLS: St. Louis Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 3
- Main level bedrooms: 3
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Gas Cooktop, Dishwasher, Disposal, Humidifier, Plumbed For Ice Maker, Microwave, Double Oven, Electric Oven, Free-Standing Range, Water Heater
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Bar, Breakfast Bar, Butler Pantry, Cathedral Ceiling(s), Cedar Closet(s), Ceiling Fan(s), Central Vacuum, Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, In-Law Floorplan, Open Floorplan, Pantry, Separate Shower, Smart Thermostat, Sound System, Storage, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry, Wet Bar, Workshop/Hobby Area
- Flooring: Carpet, Ceramic Tile, Hardwood, Vinyl
- Doors: French Doors, Panel Door(s), Pocket Door(s)
- Windows: Insulated Windows, Tilt-In Windows, Window Treatments
- Basement: Concrete,Finished,Full,Sleeping Area,Storage Space,Sump Pump,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 4,634
- Total interior livable area: 4,634 sqft
- Finished area above ground: 2,434
- Finished area below ground: 2,200
Property
Parking
- Total spaces: 3
- Parking features: Concrete, Garage Faces Front, Garage Faces Side
- Attached garage spaces: 3
Accessibility
- Accessibility features: Accessible Bedroom, Accessible Doors, Accessible Full Bath
Features
- Levels: One
- Patio & porch: Covered, Deck, Screened
- Exterior features: Private Entrance, Private Yard, Rain Gutters
- Fencing: Electric,Front Yard,Invisible
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 0.37 Acres
- Dimensions: 85 x 160 x 117 x 160
- Features: Adjoins Wooded Area, Sprinklers In Front
Details
- Additional structures: None
- Parcel number: 301179452000134.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2004
Details
- Builder name: Griffey
Utilities & green energy
- Electric: 220 Volts, Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Sidewalks, Street Lights, Suburban, Trail(s)
- Security: Carbon Monoxide Detector(s), Closed Circuit Camera(s)
- Subdivision: Est At Heritage Trails
HOA
- Has HOA: Yes
- Amenities included: Common Ground
- Services included: Common Area Maintenance
- HOA fee: $250 annually
- HOA name: Heritage Trails
Location
- Region: Saint Charles
Financial & listing details
- Tax assessed value: $571,476
- Annual tax amount: $6,140
- Date on market: 10/4/2025
- Cumulative days on market: 35 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 11/26/2025 | Sold | -- |
Source:  MARIS #25067046 Report a problem | ||
| 11/9/2025 | Pending sale | $695,000$150/sqft |
Source: MARIS #25067046 Report a problem | ||
| 10/22/2025 | Price change | $695,000-0.7%$150/sqft |
Source: MARIS #25067046 Report a problem | ||
| 10/4/2025 | Listed for sale | $700,000+40.3%$151/sqft |
Source: MARIS #25067046 Report a problem | ||
| 11/1/2010 | Listing removed | $499,000$108/sqft |
Source: Palazzolo Properties Inc #10035347 Report a problem | ||
| 6/19/2010 | Listed for sale | $499,000$108/sqft |
Source: Palazzolo Properties Inc #10035347 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,212 +1.2% | $108,581 +9.1% |
| 2024 | $6,140 +0.1% | $99,524 |
| 2023 | $6,132 +1.1% | $99,524 +9.1% |
| 2022 | $6,065 | $91,204 |
| 2021 | -- | $91,204 +11.9% |
| 2020 | -- | $81,515 |
| 2019 | $4,948 | $81,515 +17.1% |
| 2018 | $4,948 +0.5% | $69,596 |
| 2017 | $4,923 +7% | $69,596 +6.7% |
| 2016 | $4,600 +0.8% | $65,213 |
| 2015 | $4,563 +7.5% | $65,213 +10.9% |
| 2014 | $4,243 | $58,791 |
| 2013 | -- | $58,791 -3.5% |
| 2012 | -- | $60,940 -18.9% |
| 2011 | -- | $75,120 |
| 2010 | -- | $75,120 |
| 2009 | -- | $75,120 -8.5% |
| 2008 | -- | $82,080 -81% |
| 2007 | -- | $431,993 +764% |
| 2006 | -- | $50,000 |
| 2005 | -- | $50,000 |
Find assessor info on the county website
Neighborhood: 63303
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Nearby schools
GreatSchools rating
- 6/10Becky-David Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 9/10Barnwell Middle SchoolGrades: 6-8Distance: 1.3 mi
- 8/10Francis Howell North High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Becky-David Elem.
- Middle: Barnwell Middle
- High: Francis Howell North High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$688,000
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Estimated market value
$688,000
- Missouri
- Saint Charles County
- Saint Charles
- 63303
- 440 Fort Saratoga
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