INVESTOR SPECIAL: PRICED BELOW 2026 TAX ASSESSMENT OF $225,100! PROPERTY HAS A 3RD BEDROOM. Unbeatable opportunity less than five minutes from the shores of Lake Anna. This property features an impressive 4.07-acre lot paired with a traditionally built rambler that is fully livable and currently occupied by the owner. Offering a highly functional layout and immediate utility, the home is ready for your personal cosmetic updates, a future short-term rental build made possible by the flexible A2 zoning, or a seamless transition into a premier, estate-sized property. At this competitive price point, you are securing a massive, private piece of land in a highly desirable Mineral location at a fraction of the cost of neighboring properties, offering the ultimate canvas to maximize the land's true footprint and long-term value. The home is being sold strictly as-is, making it an ideal acquisition for savvy buyers, investors, or builders looking to capitalize on prime acreage near the water. A lot of this size, with a functional home this close to the lake, is a rare find under $250k.
For sale
Price cut: $5K (7/1)
$215,000
440 Freshwater Creek Rd, Mineral, VA 23117
2beds
1,161sqft
Single Family Residence
Built in 1999
4.07 Acres Lot
$-- Zestimate®
$185/sqft
$-- HOA
What's special
Traditionally built ramblerHighly functional layout
- 27 days |
- 2,144 |
- 114 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Chris Perkins 703-472-4322,
Corcoran McEnearney
Source: Bright MLS,MLS#: VALA2010004
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,161
- Total interior livable area: 1,161 sqft
- Finished area above ground: 1,161
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Wheelchair Mod
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Size: 4.07 Acres
Details
- Additional structures: Above Grade
- Parcel number: 29 16B
- Zoning: A2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Block, Brick
- Foundation: Block
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Septic Pump
- Water: Well
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Mineral
Financial & listing details
- Price per square foot: $185/sqft
- Tax assessed value: $225,100
- Annual tax amount: $1,568
- Date on market: 6/5/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Price change | $215,000-2.3%$185/sqft |
Source:  Bright MLS #VALA2010004 Report a problem | ||
| 6/5/2026 | Listed for sale | $220,000$189/sqft |
Source: Bright MLS #VALA2010004 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $222 +9.9% | $205,100 +9.9% |
| 2023 | $202 +238.7% | $186,700 +12.9% |
| 2022 | $60 -94.4% | $165,400 +12.1% |
| 2021 | $1,062 | $147,500 +9.2% |
| 2020 | -- | $135,100 +10.5% |
| 2018 | $834 +5.6% | $122,300 +5.5% |
| 2017 | $791 | $115,900 +5.6% |
| 2016 | $791 +1.5% | $109,800 +1.5% |
| 2015 | $779 +7% | $108,200 +3.7% |
| 2013 | $728 | $104,300 +0.5% |
| 2012 | -- | $103,800 -7.3% |
| 2011 | -- | $112,000 -6.4% |
| 2010 | $764 | $119,700 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 23117
Nearby schools
GreatSchools rating
- 9/10Thomas Jefferson Elementary SchoolGrades: PK-5Distance: 6.3 mi
- 7/10Louisa County Middle SchoolGrades: 6-8Distance: 3.5 mi
- 6/10Louisa County High SchoolGrades: 9-12Distance: 3.5 mi
Schools provided by the listing agent
- District: Louisa County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Louisa County
- Mineral
- 23117
- 440 Freshwater Creek Rd
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