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For sale
    • Price cut: $10K (5/31)
    $215,000

    440 Highway 90, Somerset, KY 42503

    3beds
    1,348sqft
    : 
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    Single Family Residence
    Built in ----
    0.34 Acres Lot
    $210,900 Zestimate®
    $159/sqft
    $-- HOA

    What's special

    Inviting front porchPrivate retreatBackyard gazebo
    Price Improvement! Conveniently located near Burnside Marina and Lake Cumberland, 440 Highway 90 offers quick access to boating, fishing, dining, and recreation while being just minutes from Burnside and Somerset. This flexible home offers 3 bedrooms and 2 bathrooms and is currently configured as a spacious 2-bedroom, 2-bath layout, giving youoptions to fit your needs. One bathroom has already been updated with an accessible shower, while the rest of the home offers an opportunity to add your own style and updates over time. Enjoy the welcoming front porch, backyard gazebo, and convenient access to General Burnside Island, Villager Resort, shopping, and local restaurants. The deep 2-car garage provides additional storage space for lake gear, tools, hobbies, or outdoor equipment. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity near Lake Cumberland, this property offers convenience, flexibility, and potential. Now offered at an attractive new price, and the seller is open to reviewing offers. Restrictions Apply.
    290 days
    |
    642
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Chad Tyner 859-592-8989,

    CENTURY 21 Advantage Realty

    Source: Imagine MLS,MLS#: 25502720MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Utility room
      • Level: First
      Heating
      • Electric, Heat Pump
      Cooling
      • Electric, Heat Pump
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Breakfast Bar
      • Flooring: Other
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 1,348
      • Total interior livable area: 1,348 sqft
      • Finished area above ground: 1,348
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Garage Faces Side
      • Garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Approach with Ramp
      Features
      • Levels: One
      • Fencing: None
      Lot
      • Size: 0.34 Acres
      • Features: Landscaped, Few Trees
      Details
      • Additional structures: Other
      • Parcel number: 0644117

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Foundation: Block

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Rural
      HOA
      • Has HOA: No
      Location
      • Region: Somerset

      Financial & listing details

      • Price per square foot: $159/sqft
      • Tax assessed value: $120,000
      • Annual tax amount: $556
      • Date on market: 10/2/2025

        Estimated market value

        $210,900

        $200,000 - $221,000

        $1,636/mo

        Price history

        DateEventPrice
        5/31/2026Price change$215,000-4.4%$159/sqft
        Source: Imagine MLS #25502720 Report a problem
        3/31/2026Price change$225,000-7.2%$167/sqft
        Source: Imagine MLS #25502720 Report a problem
        2/3/2026Price change$242,500-3%$180/sqft
        Source: Imagine MLS #25502720 Report a problem
        12/10/2025Price change$249,900-2%$185/sqft
        Source: Imagine MLS #25502720 Report a problem
        11/13/2025Price change$255,000-3.8%$189/sqft
        Source: Imagine MLS #25502720 Report a problem
        10/2/2025Listed for sale$265,000$197/sqft
        Source: Imagine MLS #25502720 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$556 $120,000 +4.3%
        2023-- $115,000
        2022-- $115,000
        2021-- $115,000
        2020$626 $115,000 +15%
        2019$626 +20.7%$100,000
        2018$519 -1.2%$100,000
        2017$525 -29.3%$100,000 +11.1%
        2016$743 $90,000
        2015$743 +5.1%$90,000
        2014$707 +8.4%$90,000
        2010$652 $90,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 42503

        Getting around

        3 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Oakhill
        • Middle: Southern
        • High: Southwestern

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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