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Pending
  • Price cut: $40K (5/26)
    $959,000

    440 Howard St, Lunenburg, MA 01462

    4beds
    5,290sqft
    : 
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    Single Family Residence
    Built in 2001
    3.3 Acres Lot
    $991,500 Zestimate®
    $181/sqft
    $-- HOA

    What's special

    Home officesWrap-around covered porchIn-ground poolHot tubBackyard waterfallResort-style outdoor livingElegant gathering spaces
    Priced Improved Now $959,000! 440 Howard St is a Must-See Lunenburg MA luxury home w/ 5,000+ sq ft of flexible living space on 3.3 private acres. Designed for entertaining & everyday escape, this New England estate-style property features an in-ground pool, hot tub, cabana w/ dressing room & bar, backyard waterfall, wrap-around covered porch, & resort-style outdoor living. Inside, enjoy 4 bedrooms, home offices, elegant gathering spaces, & a finished lower level w/ room for media, fitness, guests, & game nights. A separate 2-story barn/workshop w/ a drive-through garage bay adds rare lifestyle & hobby space. Privacy, presence, & room for everything. Serious buyers should not wait—homes with this combination of land, square footage, pool, workshop space, & estate feel are rare. Come experience it in person & be prepared to be in awe! Open House Sunday, May 31, 11 AM–2 PM OR Twilight Open House June 4th Thursday evening 6:30-8:30Come see why 440 Howard St belongs at the top of your list
    26 days
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    361
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    8
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ann Antosca 603-930-6149,

    Keller Williams Gateway Realty 603-883-8400,

    Ann Antosca 603-930-6149

    Source: MLS PIN,MLS#: 73517409

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Recessed Lighting, Remodeled
      • Level: Second
      • Area: 360
      • Dimensions: 20 x 18
      Bedroom 2
      • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
      • Level: Second
      • Area: 216
      • Dimensions: 18 x 12
      Bedroom 3
      • Features: Ceiling Fan(s), Cedar Closet(s), Flooring - Wall to Wall Carpet
      • Level: Second
      • Area: 192
      • Dimensions: 16 x 12
      Bedroom 4
      • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
      • Level: Second
      • Area: 165
      • Dimensions: 15 x 11
      Primary bathroom
      • Features: Yes
      Bathroom 1
      • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Bathroom - With Tub, Walk-In Closet(s), Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub, Soaking Tub
      • Level: Second
      • Area: 247
      • Dimensions: 19 x 13
      Bathroom 2
      • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Double Vanity
      • Level: Second
      • Area: 42
      • Dimensions: 7 x 6
      Bathroom 3
      • Features: Bathroom - 3/4, Flooring - Stone/Ceramic Tile
      • Level: Basement
      • Area: 117
      • Dimensions: 13 x 9
      Dining room
      • Features: Flooring - Hardwood, Open Floorplan, Lighting - Pendant
      • Level: Main,First
      • Area: 204
      • Dimensions: 17 x 12
      Family room
      • Features: Skylight, Flooring - Wall to Wall Carpet, Attic Access, Recessed Lighting
      • Level: Second
      • Area: 696
      • Dimensions: 29 x 24
      Kitchen
      • Features: Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting
      • Level: Main,First
      • Area: 806
      • Dimensions: 26 x 31
      Living room
      • Features: Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Hardwood, French Doors, Open Floorplan, Recessed Lighting
      • Level: Main,First
      • Area: 475
      • Dimensions: 25 x 19
      Office
      • Features: Flooring - Hardwood, French Doors
      • Level: First
      • Area: 169
      • Dimensions: 13 x 13
      Heating
      • Forced Air, Radiant, Oil, Hydronic Floor Heat(Radiant)
      Cooling
      • Central Air
      Appliances
      • Included: Range, Oven, Dishwasher, Refrigerator, Washer, Dryer, Wine Refrigerator, Vacuum System, Wine Cooler
      • Laundry: Electric Dryer Hookup, Washer Hookup, Second Floor
      Features
      • Bathroom - Half, Pantry, Countertops - Upgraded, Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Wet bar, Open Floorplan, Cathedral Ceiling(s), Recessed Lighting, Bathroom, Home Office, Play Room, Exercise Room, Sun Room, Central Vacuum, Walk-up Attic
      • Flooring: Wood, Tile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall to Wall Carpet
      • Doors: French Doors, Insulated Doors
      • Windows: Skylight, Insulated Windows
      • Basement: Full,Partially Finished,Bulkhead,Concrete
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 5,290
      • Total interior livable area: 5,290 sqft
      • Finished area above ground: 4,079
      • Finished area below ground: 1,211
      Video & virtual tour

      Property

      Parking
      • Total spaces: 12
      • Parking features: Attached, Garage Faces Side, Paved Drive, Off Street, Paved
      • Attached garage spaces: 2
      • Uncovered spaces: 10
      Features
      • Levels: Multi/Split
      • Patio & porch: Porch, Deck, Patio
      • Exterior features: Balcony / Deck, Porch, Deck, Patio, Pool - Inground, Pool - Inground Heated, Cabana, Storage, Professional Landscaping
      • Has private pool: Yes
      • Pool features: In Ground, Pool - Inground Heated
      • Waterfront features: Lake/Pond, 1 to 2 Mile To Beach, Beach Ownership(Public)
      Lot
      • Size: 3.3 Acres
      • Features: Cleared, Gentle Sloping
      Details
      • Additional structures: Cabana
      • Parcel number: 1596101
      • Zoning: Res

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 2001

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service, Generator Connection
      • Sewer: Private Sewer
      • Water: Private
      • Utilities for property: for Gas Range, for Electric Dryer, Washer Hookup, Generator Connection
      Green energy
      • Energy generation: Solar

      Community & HOA

      Community
      • Features: Shopping, Park, Walk/Jog Trails, Stable(s), Golf, Conservation Area
      HOA
      • Has HOA: No
      Location
      • Region: Lunenburg

      Financial & listing details

      • Price per square foot: $181/sqft
      • Tax assessed value: $1,028,700
      • Annual tax amount: $14,807
      • Date on market: 6/7/2026
      • Listing terms: Contract
      • Exclusions: Refridgerators In Garage, Generator, Wood Furnace To Heat Pool Is Not Warranteed
      • Road surface type: Paved

        Estimated market value

        $991,500

        $942,000 - $1.04M

        $4,539/mo

        Price history

        DateEventPrice
        6/7/2026Pending sale$959,000$181/sqft
        Source: PrimeMLS #5088460 Report a problem
        5/26/2026Price change$959,000-4%$181/sqft
        Source: PrimeMLS #5088460 Report a problem
        5/13/2026Listed for sale$999,000+49.1%$189/sqft
        Source: MLS PIN #73517409 Report a problem
        9/6/2017Sold$670,000+0.8%$127/sqft
        Source: Public Record Report a problem
        7/25/2017Pending sale$664,900$126/sqft
        Source: Merrimack Valley #72174636 Report a problem
        7/12/2017Price change$664,900-0.7%$126/sqft
        Source: Merrimack Valley #72174636 Report a problem
        6/1/2017Listed for sale$669,900+378.5%$127/sqft
        Source: Keller Williams Realty-Merrimack #72174636 Report a problem
        6/30/2000Sold$140,000$26/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$14,772 +7%$1,028,700 +5%
        2024$13,812 +3.8%$979,600 +7.6%
        2023$13,306 +2.4%$910,100 +20.4%
        2022$12,990 +2.2%$755,700 +7.7%
        2021$12,711 $701,500
        2020$12,711 +3.3%$701,500 +6.4%
        2019$12,310 +4.9%$659,000 +10.6%
        2018$11,737 +2.1%$595,800 +3.6%
        2017$11,492 +6.2%$575,200 +4.3%
        2016$10,819 +24.4%$551,700 +16.2%
        2015$8,700 +5.3%$474,900 +3.4%
        2014$8,265 +4.2%$459,400 +0.2%
        2013$7,932 +2.8%$458,500 0%
        2012$7,718 -0.6%$458,600 -4.6%
        2011$7,766 +2.2%$480,600 -10.2%
        2010$7,601 +2.1%$535,300 -6.2%
        2009$7,443 +3.7%$570,800 -2.7%
        2008$7,174 +2.5%$586,600 +1.7%
        2007$6,998 -0.1%$576,900 +2.2%
        2006$7,008 -3.7%$564,700 +3.5%
        2005$7,280 -5.8%$545,700 +0.3%
        2004$7,726 +13.8%$544,100 +5.1%
        2003$6,790 +462.6%$517,500 +583.6%
        2001$1,207 +16.7%$75,700 +21.7%
        2000$1,034 +33.8%$62,200 +29%
        1995$773 $48,200

        Find assessor info on the county website

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 01462

        Getting around

        0 / 100
        Car-Dependent
        9 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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