Unparalleled Harbor Location Just steps from the Santa Cruz Harbor, this residence offers the ultimate coastal lifestyle. Stroll to the beach, indulge at renowned restaurants, or embark on a sail from your own neighborhood.
Crafted with exceptional quality, the home features a thoughtfully designed floor plan with a gourmet kitchen appointed with granite countertops, seamlessly opening to a dramatic open-beamed living room. Expansive custom doors invite you to an elegant entertaining deck, where you can enjoy breathtaking sunsets and sparkling harbor lights.
The private primary suite occupies the upper level, complete with a spacious wardrobe, while the lower level offers two comfortable guest bedrooms and a full bath. A generous backyard with an outdoor shower provides the perfect retreat after a day at the beach.
With its prestigious location, refined finishes, and captivating views, this home embodies the best of Santa Cruz coastal living. A rare opportunity not to be missed.
Sold for $1,863,000
$1,863,000
440 Lago Ln, Santa Cruz, CA 95062
3beds
1,164sqft
Single Family Residence, Residential
Built in 2011
2,396 Square Feet Lot
$1,840,200 Zestimate®
$1,601/sqft
$4,839 Estimated rent
Home value
$1,840,200
$1.64M - $2.08M
$4,839/mo
Zestimate® history
Owner options
List your home for rent
$4,839/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$4,839/mo
Rent Zestimate®
Refinance and save
$11,603/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$11,603/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Sparkling harbor lightsGourmet kitchenPrivate primary suiteBreathtaking sunsetsGenerous backyardThoughtfully designed floor planSpacious wardrobe
Zillow last checked:
Listing updated:
Listed by:
Linda Bailey 01369236 831-818-1944,
Miritz & Bailey Real Estate, Inc 831-588-4528
Bought with:
Linda Bailey, 01369236
Miritz & Bailey Real Estate, Inc
Source: MLSListings Inc,MLS#: ML82021222
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom
- Features: PrimarySuiteRetreat, ReverseFloorPlan, BedroomonGroundFloor2plus
Bathroom
- Features: DoubleSinks, PrimaryStallShowers, ShowerandTub, Skylight, FullonGroundFloor
Dining room
- Features: DiningBar
Family room
- Features: NoFamilyRoom
Kitchen
- Features: Countertop_Granite, ExhaustFan
Heating
- Forced Air
Cooling
- None
Appliances
- Included: Dishwasher, Exhaust Fan, Disposal, Gas Oven/Range, Refrigerator, Washer/Dryer
- Laundry: Inside
Features
- High Ceilings, One Or More Skylights, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Hardwood
- Fireplace features: Insert, Living Room
Interior area
- Total structure area: 1,164
- Total interior livable area: 1,164 sqft
Property
Parking
- Total spaces: 1
- Parking features: Enclosed
- Garage spaces: 1
Lot
- Size: 2,396 sqft
Details
- Parcel number: 02706225000
- Zoning: R-1-3.5
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Condition
- New construction: No
- Year built: 2011
Utilities & green energy
- Gas: PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public Utilities, Water Public
Community & neighborhood
Location
- Region: Santa Cruz
Other
Other facts
- Listing agreement: ExclusiveRightToSell
Price history
| Date | Event | Price |
|---|---|---|
| 10/3/2025 | Sold | $1,863,000+0.8%$1,601/sqft |
Source:  MLSListings Inc #ML82021222 Report a problem | ||
| 9/14/2025 | Contingent | $1,849,000$1,588/sqft |
Source: MLSListings Inc #ML82021222 Report a problem | ||
| 9/12/2025 | Listed for sale | $1,849,000+20.7%$1,588/sqft |
Source: MLSListings Inc #ML82021222 Report a problem | ||
| 1/13/2020 | Sold | $1,532,000-1.1%$1,316/sqft |
Source: Public Record Report a problem | ||
| 11/28/2019 | Pending sale | $1,549,000$1,331/sqft |
Source: Coldwell Banker Residential Brokerage - Capitola #81768840 Report a problem | ||
| 10/28/2019 | Price change | $1,549,000-6.1%$1,331/sqft |
Source: Coldwell Banker Residential Brokerage - Capitola #81768840 Report a problem | ||
| 9/17/2019 | Listed for sale | $1,649,000+21%$1,417/sqft |
Source: Coldwell Banker Residential Brokerage #ML81768840 Report a problem | ||
| 8/9/2016 | Sold | $1,362,500-8.9%$1,171/sqft |
Source: Public Record Report a problem | ||
| 7/6/2016 | Pending sale | $1,495,000$1,284/sqft |
Source: Strock Real Estate #ML81589278 Report a problem | ||
| 6/24/2016 | Price change | $1,495,000-6.3%$1,284/sqft |
Source: Strock Real Estate #ML81589278 Report a problem | ||
| 6/7/2016 | Listed for sale | $1,595,000+23.2%$1,370/sqft |
Source: Strock Real Estate #ML81589278 Report a problem | ||
| 9/15/2014 | Listing removed | $1,295,000$1,113/sqft |
Source: Strock Real Estate #81430307 Report a problem | ||
| 8/30/2014 | Pending sale | $1,295,000$1,113/sqft |
Source: Strock Real Estate #81430307 Report a problem | ||
| 8/21/2014 | Listed for sale | $1,295,000$1,113/sqft |
Source: Strock Real Estate #81430307 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $20,802 +3.7% | $1,675,465 +2% |
| 2024 | $20,051 +5.7% | $1,642,613 +2% |
| 2023 | $18,969 +2.3% | $1,610,405 +2% |
| 2022 | $18,550 +2.8% | $1,578,829 +2% |
| 2021 | $18,048 +6.6% | $1,547,872 +7.1% |
| 2020 | $16,938 +2.3% | $1,445,896 +2% |
| 2019 | $16,565 +1.7% | $1,417,545 +2% |
| 2018 | $16,280 +1.8% | $1,389,750 +2% |
| 2017 | $15,998 +132.9% | $1,362,500 +155.7% |
| 2016 | $6,868 +2.2% | $532,815 +1.5% |
| 2015 | $6,720 +1.6% | $524,812 +2% |
| 2014 | $6,615 | $514,532 +2.5% |
| 2012 | -- | $502,163 +38.1% |
| 2011 | -- | $363,617 +23.6% |
| 2010 | -- | $294,301 |
Find assessor info on the county website
Neighborhood: 95062
Nearby schools
GreatSchools rating
- 6/10Green Acres Elementary SchoolGrades: K-5Distance: 1.3 mi
- 7/10Shoreline Middle SchoolGrades: 6-8Distance: 0.8 mi
- NASpecial Education PreschoolGrades: Distance: 1.4 mi
Schools provided by the listing agent
- District: LiveOakElementary
Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$1,840,200
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$1,840,200
- California
- Santa Cruz County
- Santa Cruz
- 95062
- 440 Lago Ln
Nearby cities
Nearby zip codes
Other Santa Cruz Topics
