PRICE REDUCED TO $450,000—PRICED TO SELL IMMEDIATELY! Act fast to secure this ultimate lakefront paradise, as a price improvement of this magnitude on the community’s largest all-sports lake will not last. This isn't just a home; it’s a lifestyle where every day feels like a vacation. Imagine the memories you’ll make in the expansive lakeside entertainment zone, featuring a robust seawall with a built-in grill, fire pit, and covered pavilion—the perfect backdrop for sunset dinners and gatherings that feel like a permanent lake retreat. This move-in-ready oasis is fully equipped for immediate fun with the dock and boat lift included! Inside, you'll find a fresh, modern interior with luxury vinyl plank flooring, a main-floor primary suite, and a beautifully updated kitchen with new butcher block countertops and a French door refrigerator. With energy-efficient new vinyl double-hung low-e windows, a recently serviced HVAC, and a stunning sunroom to soak in the water views, every detail is handled. From the second-story deck to the large covered patio and outdoor-access toy storage, this home is designed for effortless lake living. Opportunities like this disappear quickly—schedule your showing today and start living your vacation every single day!
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Listed by: Realty One Group Trifecta • Anne Callaway • 636-544-0648
Bought with: Coldwell Banker Realty - Gundaker
Price Unknown
440 Lake Shore Dr, Saint Clair, MO 63077
3beds
2,751sqft
Single Family Residence
Built in 1996
10,802 Square Feet Lot
$455,100 Zestimate®
$--/sqft
$2,589 Estimated rent
Home value
$455,100
$410,000 - $505,000
$2,589/mo
Zestimate® history
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List your homeWhat's special
Expansive lakeside entertainment zoneLakefront paradiseFresh modern interiorNew butcher block countertopsRecently serviced hvacCovered pavilionSecond-story deck
Zillow last checked:
Listing updated:
Listed by:
Anne Callaway 636-544-0648,
Realty One Group Trifecta,
Chad Elledge 636-795-6279,
Realty One Group Trifecta
Bought with:
Jennifer L Anderson, 2025035419
Coldwell Banker Realty - Gundaker
Source: MARIS,MLS#: 25071341
Originating MLS: St. Charles County Association of REALTORS
Originating MLS: St. Charles County Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 266
- Dimensions: 19x14
Bedroom
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 180
- Dimensions: 12x15
Bedroom 2
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Lower
- Area: 165
- Dimensions: 11x15
Primary bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 120
- Dimensions: 10x12
Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 30
- Dimensions: 6x5
Bathroom 2
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Lower
- Area: 54
- Dimensions: 9x6
Bonus room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Lower
- Area: 140
- Dimensions: 14x10
Dining room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 132
- Dimensions: 12x11
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 234
- Dimensions: 18x13
Laundry
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 81
- Dimensions: 9x9
Living room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 551
- Dimensions: 29x19
Recreation room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Lower
- Area: 308
- Dimensions: 14x22
Sunroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 190
- Dimensions: 19x10
Heating
- Electric, Forced Air, Heat Pump
Cooling
- Central Air, Electric, Heat Pump, Window Unit(s)
Appliances
- Included: Stainless Steel Appliance(s), Dishwasher, Disposal, Microwave, Free-Standing Electric Range, Refrigerator, Electric Water Heater, Water Softener
- Laundry: Laundry Room, Main Level
Features
- Open Floorplan, Pantry, Recessed Lighting, Tub, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Luxury Vinyl
- Doors: French Doors, Panel Door(s), Pocket Door(s), Storm Door(s)
- Windows: Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows, Screens, Tilt-In Windows, Window Treatments
- Basement: Concrete,Finished,Full,Sleeping Area,Sump Pump,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 2,751
- Total interior livable area: 2,751 sqft
- Finished area above ground: 1,636
- Finished area below ground: 1,114
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
- Attached garage spaces: 2
Features
- Levels: One
- Patio & porch: Composite, Deck, Front Porch, Patio, Porch
- Exterior features: Barbecue, Dock, Fire Pit, Outdoor Grill, Outdoor Kitchen, Rain Gutters
- Has view: Yes
- View description: Lake
- Water view: Lake
- Waterfront features: Waterfront, Beach Access, Lake, Lake Front, Lake Privileges, Seawall
- Body of water: Private
Lot
- Size: 10,802 Square Feet
- Features: Adjoins Common Ground, Front Yard, Native Plants, Rectangular Lot, Sloped Down, Waterfront
Details
- Additional structures: Outdoor Kitchen
- Parcel number: 2910204002265000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Fiber Cement, Frame, Steel Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt,Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1996
Utilities & green energy
- Electric: Ameren
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Not Available, Electricity Connected, Natural Gas Not Available, Phone Not Available, Propane, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Fishing, Lake, Street Lights
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Lake St Clair
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Boating, Common Ground, Lake, Picnic Area, Powered Boats Allowed
- Services included: Maintenance Parking/Roads
- HOA fee: $100 annually
- HOA name: Lake St. Clair Home Owner's Association
Location
- Region: Saint Clair
Financial & listing details
- Tax assessed value: $49,216
- Annual tax amount: $2,534
- Date on market: 10/25/2025
- Cumulative days on market: 202 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Private
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Sold | -- |
Source:  MARIS #25071341 Report a problem | ||
| 5/19/2026 | Pending sale | $450,000$164/sqft |
Source: MARIS #25071341 Report a problem | ||
| 4/20/2026 | Contingent | $450,000$164/sqft |
Source: MARIS #25071341 Report a problem | ||
| 3/31/2026 | Price change | $450,000-5.2%$164/sqft |
Source: MARIS #25071341 Report a problem | ||
| 3/11/2026 | Price change | $474,900-1.1%$173/sqft |
Source: MARIS #25071341 Report a problem | ||
| 1/3/2026 | Price change | $480,000-1%$174/sqft |
Source: MARIS #25071341 Report a problem | ||
| 12/1/2025 | Price change | $485,000-1%$176/sqft |
Source: MARIS #25071341 Report a problem | ||
| 11/18/2025 | Price change | $490,000-1%$178/sqft |
Source: MARIS #25071341 Report a problem | ||
| 10/25/2025 | Listed for sale | $495,000+11.2%$180/sqft |
Source: MARIS #25071341 Report a problem | ||
| 10/28/2024 | Sold | -- |
Source: MARIS #24059014 Report a problem | ||
| 9/25/2024 | Pending sale | $445,000$162/sqft |
Source: MARIS #24059014 Report a problem | ||
| 9/19/2024 | Listed for sale | $445,000+134.3%$162/sqft |
Source: MARIS #24059014 Report a problem | ||
| 2/28/2018 | Listing removed | $189,900$69/sqft |
Source: RE/MAX Central #17096043 Report a problem | ||
| 1/2/2018 | Pending sale | $189,900$69/sqft |
Source: RE/MAX Central #17096043 Report a problem | ||
| 12/19/2017 | Listed for sale | $189,900$69/sqft |
Source: RE/MAX Central #17096043 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,114 +22.9% | $49,216 +11.7% |
| 2024 | $2,534 +3.3% | $44,071 +5% |
| 2023 | $2,453 -2.8% | $41,985 -4.2% |
| 2022 | $2,524 +0.2% | $43,822 |
| 2021 | $2,520 +6.2% | $43,822 +10.9% |
| 2020 | $2,374 +2.7% | $39,519 |
| 2019 | $2,312 +0.1% | $39,519 +3.3% |
| 2017 | $2,310 +16.4% | $38,274 +7.6% |
| 2016 | $1,985 | $35,578 |
| 2015 | $1,985 | $35,578 -1.7% |
| 2014 | $1,985 | $36,180 |
| 2013 | -- | $36,180 -6.4% |
| 2012 | -- | $38,664 |
| 2011 | -- | $38,664 -5.1% |
| 2010 | -- | $40,752 |
| 2009 | -- | $40,752 +14.6% |
| 2006 | $1,991 -1% | $35,547 |
| 2005 | $2,012 +16.6% | $35,547 +18.1% |
| 2004 | $1,726 +2.1% | $30,096 |
| 2003 | $1,691 +19.3% | $30,096 +18.8% |
| 2002 | $1,417 +0.4% | $25,342 |
| 2001 | $1,412 +22% | $25,342 +11% |
| 2000 | $1,157 | $22,825 |
Find assessor info on the county website
Neighborhood: 63077
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Nearby schools
GreatSchools rating
- 3/10Edgar Murray Elementary SchoolGrades: 3-5Distance: 1.1 mi
- 6/10St. Clair Jr. High SchoolGrades: 6-8Distance: 1.2 mi
- 3/10St. Clair High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- Elementary: Edgar Murray Elem.
- Middle: St. Clair Jr. High
- High: St. Clair High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Missouri
- Franklin County
- Saint Clair
- 63077
- 440 Lake Shore Dr
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