Rare easy lakefront living with flat, level land all the way to the water—no steep walk and no steps to the lake. This beautiful lakefront cottage offers fantastic lake views, a level lot, and its own private boat ramp for easy access to the water. Enjoy a spacious deck overlooking the lake, cozy fireplaces upstairs and downstairs, a glassed-in patio, screened/netted patio, and a convenient service porch. The property also includes an impressive 40x50 shop with plenty of room for boat storage, equipment, hobbies, or a workshop. Perfect for relaxing lake weekends, entertaining family and friends, or enjoying full-time lakefront living. Serious buyers only, please. Buyer’s agents with interested clients are welcome. Not currently seeking listing representation.
For sale by owner
$1,300,000
440 Loop Dr, Winchester, TN 37398
3beds
2,140sqft
SingleFamily
Built in 1979
1 Acres Lot
$-- Zestimate®
$607/sqft
$-- HOA
What's special
Fantastic lake viewsGlassed-in patioLevel lotConvenient service porch
What the owner loves about this home
I love the amount of storage and how easy lake living is here. This lakefront home has its own private boat ramp, a large shop that’s perfect for storing boats, lake toys, or equipment during the winter, plus two automatic garage doors attached to the house. There’s also a backyard shed for a mower, tools, or extra outdoor gear. Beyond the property itself, we love the peaceful setting, fantastic neighbors, and the welcoming lake community atmosphere.
- 48 days |
- 602 |
- 25 |
Listed by:
Property Owner (615) 669-4176
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Heat pump, Electric, Gas
Cooling
- Central
Appliances
- Included: Garbage disposal, Range / Oven, Washer
Features
- Flooring: Tile, Carpet, Hardwood
- Basement: Finished
- Has fireplace: Yes
Interior area
- Total interior livable area: 2,140 sqft
Property
Parking
- Total spaces: 8
- Parking features: Carport, Garage - Attached
Features
- Exterior features: Stone, Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 1 Acres
Details
- Parcel number: 045GA01900000
Construction
Type & style
- Home type: SingleFamily
Materials
- Foundation: Slab
- Roof: Shake / Shingle
Condition
- New construction: No
- Year built: 1979
Community & HOA
Location
- Region: Winchester
Financial & listing details
- Price per square foot: $607/sqft
- Tax assessed value: $547,600
- Annual tax amount: $2,732
- Date on market: 5/18/2026
Estimated market value
Not available
Estimated sales range
Not available
$2,133/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/18/2026 | Listed for sale | $1,300,000+205.9%$607/sqft |
Source: Owner Report a problem | ||
| 5/19/2015 | Sold | $425,000-9.4%$199/sqft |
Source: Public Record Report a problem | ||
| 10/29/2014 | Listing removed | $469,000$219/sqft |
Source: Sam Hatfield Realty, Inc. #1558154 Report a problem | ||
| 7/13/2014 | Listed for sale | $469,000+95.4%$219/sqft |
Source: Sam Hatfield Realty, Inc. #1558154 Report a problem | ||
| 11/4/2004 | Sold | $240,000$112/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,732 | $136,900 |
| 2024 | $2,732 | $136,900 |
| 2023 | $2,732 +20.3% | $136,900 +13% |
| 2022 | $2,271 -23.2% | $121,125 +17.9% |
| 2021 | $2,958 | $102,775 |
| 2020 | $2,958 +12.4% | $102,775 |
| 2019 | $2,632 -4.2% | $102,775 |
| 2018 | $2,748 -0.4% | $102,775 -0.4% |
| 2017 | $2,758 +0.4% | $103,150 +0.4% |
| 2016 | $2,748 | $102,775 |
| 2015 | $2,748 0% | $102,775 0% |
| 2014 | $2,748 | $102,778 |
| 2013 | $2,748 | $102,778 +0.7% |
| 2012 | -- | $102,067 |
| 2011 | -- | $102,067 -7.2% |
| 2010 | $2,712 +5.1% | $109,972 |
| 2009 | $2,580 -0.6% | $109,972 -0.6% |
| 2008 | $2,595 +5% | $110,597 +0.6% |
| 2007 | $2,471 -23.3% | $109,972 |
| 2006 | $3,222 +100.4% | $109,972 +100.4% |
| 2005 | $1,608 +3.1% | $54,887 +3.1% |
| 2004 | $1,560 +8.9% | $53,227 -1.2% |
| 2002 | $1,432 | $53,852 +1.2% |
| 2001 | -- | $53,227 -67.6% |
| 2000 | -- | $164,495 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 37398
Nearby schools
GreatSchools rating
- 5/10Clark Memorial SchoolGrades: PK-5Distance: 3.5 mi
- 4/10North Middle SchoolGrades: 6-8Distance: 2 mi
- 4/10Franklin Co High SchoolGrades: 9-12Distance: 4.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Franklin County
- Winchester
- 37398
- 440 Loop Dr
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