Over 4,400 square feet of total living area, 5 bedrooms, 4 full baths, 3 gas fireplaces, new red oak hardwood flooring and a backyard pool, this home was built for living large and entertaining well. The functional kitchen sets the tone with a large center island, built-in cooktop, double oven, and the kind of layout that makes hosting feel effortless. Walk directly into the sun room off the kitchen, a bright, comfortable space that works year-round for morning coffee, casual meals, or simply unwinding after a long day at work. Don't forget your own private office or spare bedroom for guest on the main floor. The sunken living room draws people in, and the separate formal dining room handles the occasions that call for something a little more intentional. New skylights help bring in natural light throughout.
The primary suite delivers with a walk-in closet, double vanity, soaking tub, and a separate shower. Four full baths total, including a Jack-and-Jill configuration for the upstairs bedrooms. Main-floor laundry keeps daily life simple. The mechanicals are in great shape with two HVAC systems (2 new furnaces, one new ac) and a newer water heater. New garage doors and new pool pump and filter round out a long list of recent updates! Two walk-out doors open to a private backyard with an in-ground pool that's ready for summer from day one. At a glance: 5 bed and 4 full bath ; 4,400+ total living area; Chef's kitchen w/ center island ; Sunken living room ; Formal dining; 3 gas fireplaces ; New skylights ; New garage doors ; In-ground pool w/ new pump & filter ; New siding; Two HVAC systems; Main-floor laundry; Two walk-out doors
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Pending
Listed by: Nettwork Global • Joe Geary • Contact: 314-403-3283
Price cut: $26K (6/23)
$599,000
440 Meramec Way, Saint Charles, MO 63303
5beds
4,799sqft
Single Family Residence
Built in 1987
0.27 Acres Lot
$554,700 Zestimate®
$125/sqft
$29/mo HOA
What's special
Backyard poolBright comfortable spaceFunctional kitchenDouble vanityNew skylightsSeparate showerNew garage doors
- 21 days |
- 2,528 |
- 184 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Joe Geary 314-403-3283,
Nettwork Global
Source: MARIS,MLS#: 26038638
Originating MLS: St. Louis Association of REALTORS
Originating MLS: St. Louis Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
- Main level bedrooms: 1
Bedroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Main
Bedroom 5
- Level: Basement
Dining room
- Level: Main
Living room
- Level: Main
Heating
- Dual Fuel/Off Peak, Forced Air, Natural Gas, Zoned
Cooling
- Attic Fan, Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Cooktop, Dishwasher, Disposal, Down Draft, Humidifier, Microwave, Electric Oven, Electric Range, Gas Water Heater
- Laundry: Main Level
Features
- Bookcases, Breakfast Room, Cathedral Ceiling(s), Central Vacuum, Custom Cabinetry, Double Vanity, Kitchen Island, Open Floorplan, Pantry, Separate Dining, Special Millwork, Tub, Two Story Entrance Foyer, Vaulted Ceiling(s), Walk-In Closet(s), Workshop/Hobby Area
- Flooring: Carpet, Hardwood
- Basement: Full,Sleeping Area,Sump Pump,Walk-Out Access
- Number of fireplaces: 3
- Fireplace features: Family Room, Gas, Great Room, Masonry, Recreation Room
Interior area
- Total structure area: 4,799
- Total interior livable area: 4,799 sqft
- Finished area above ground: 3,293
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Additional Parking, Off Street, Oversized
- Attached garage spaces: 2
Features
- Levels: Two
- Exterior features: Balcony
- Has private pool: Yes
- Pool features: In Ground, Outdoor Pool, Pool Cover, Private
- Fencing: Back Yard
Lot
- Size: 0.27 Acres
- Dimensions: 94 x 119 x 105 x 114
- Features: Level, Sprinklers In Front, Sprinklers In Rear
Details
- Parcel number: 300146112000537.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional,Tudor
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Frame
- Roof: Shake
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1987
Details
- Builder name: Johnson
Utilities & green energy
- Electric: Ameren
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Security: Security System Owned, Smoke Detector(s)
- Subdivision: Heritage #26
HOA
- Has HOA: Yes
- Amenities included: None
- Services included: Common Area Maintenance
- HOA fee: $350 annually
- HOA name: Heritage
Location
- Region: Saint Charles
Financial & listing details
- Price per square foot: $125/sqft
- Tax assessed value: $485,083
- Annual tax amount: $5,523
- Date on market: 6/19/2026
- Cumulative days on market: 21 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
- Electric utility on property: Yes
Estimated market value
$554,700
$510,000 - $599,000
$3,772/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/28/2026 | Pending sale | $599,000$125/sqft |
Source:  MARIS #26038638 Report a problem | ||
| 6/23/2026 | Price change | $599,000-4.2%$125/sqft |
Source: MARIS #26038638 Report a problem | ||
| 6/19/2026 | Listed for sale | $625,000$130/sqft |
Source: MARIS #26038638 Report a problem | ||
| 2/15/2001 | Sold | -- |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,523 +5.4% | $92,166 +8.6% |
| 2024 | $5,239 +0.1% | $84,852 |
| 2023 | $5,232 +12.9% | $84,852 +22% |
| 2022 | $4,632 | $69,558 |
| 2021 | -- | $69,558 +12.4% |
| 2020 | -- | $61,900 |
| 2019 | $4,492 | $61,900 -2% |
| 2018 | $4,492 +0.5% | $63,134 |
| 2017 | $4,468 +17.7% | $63,134 +17.5% |
| 2016 | $3,795 +1% | $53,730 |
| 2015 | $3,759 -2.7% | $53,730 +0.4% |
| 2014 | $3,864 | $53,531 |
| 2013 | -- | $53,531 -5.8% |
| 2012 | -- | $56,850 |
| 2011 | -- | $56,850 |
| 2010 | -- | $56,850 |
| 2009 | -- | $56,850 -9.9% |
| 2008 | -- | $63,090 -78.2% |
| 2007 | -- | $289,050 |
| 2006 | -- | $289,050 |
| 2005 | -- | $289,050 +15.6% |
| 2004 | -- | $250,000 -9.3% |
| 2003 | -- | $275,580 |
| 2002 | -- | -- |
| 2001 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 63303
Nearby schools
GreatSchools rating
- 5/10Becky-David Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 8/10Barnwell Middle SchoolGrades: 6-8Distance: 0.8 mi
- 8/10Francis Howell North High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Becky-David Elem.
- Middle: Barnwell Middle
- High: Francis Howell North High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Missouri
- Saint Charles County
- Saint Charles
- 63303
- 440 Meramec Way
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