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    • Price cut: $5K (5/15)
    $624,000

    440 Norma Ct, Punta Gorda, FL 33950

    3beds
    2,215sqft
    : 
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    Single Family Residence
    Built in 1970
    0.25 Acres Lot
    $598,900 Zestimate®
    $282/sqft
    $-- HOA

    What's special

    Modern finishesMetal roofBrick paver patioOpen-concept livingModern glass showerSpacious great roomTile flooring throughout
    MAJOR PRICE IMPROVEMENT - WATERFRONT HOME WITH 80 FT BRAND NEW SEAWALL & 30' CONCRETE DOCK, METAL ROOF & IMPACT WINDOWS – COMPLETELY UPDATED! This stunning 2,200 sq ft canal-front 3-BR | 2-FULL Bath | 2 HALF BATH home features fresh renovations throughout and is move-in ready! Enjoy open-concept living with modern finishes, premium upgrades, and excellent boating access. OPEN CONCEPT LIVING: Spacious great room flows seamlessly into gourmet kitchen with large center island, built-in double ovens, commercial-grade 36 cu ft Frigidaire refrigerator/freezer, and custom tile backsplash with inlaid mural. Large walk-in pantry features built-in wine storage. Kitchen includes hookups for 2nd dishwasher and water filtration system. MASTER RETREAT: Suite features mini-split A/C for custom temperature control plus beautifully updated en-suite bath with full-wall tile, modern glass shower, and new fixtures throughout. GUEST ACCOMMODATIONS: Two guest bedrooms share updated bath with glass-enclosed shower. OUTDOOR OASIS: Expansive Florida room with canal views opens to brick paver patio. Remote-controlled Zinga retractable awning with two-tone LED lighting and wind sensor. Extended 10x30ft concrete dock – reach open water in under 15 minutes for world-class SW Florida fishing and boating! RECENT UPDATES: NEW A/C (2024) | NEW water heater (2024) | Fresh interior renovations (2025) including new drywall, paint, and finishes | Metal roof | Impact windows & full hurricane protection | Tile flooring throughout | Custom window treatments (plantation shutters & roll-down shades). PRIME LOCATION: Walking distance to Isles Yacht Club, Fishermen's Village, and Visual Arts Center. Close to parks and historic downtown Punta Gorda with dining and shopping. ADDITIONAL FEATURES: Oversized 2-car garage | Circular paver driveway | City water/sewer
    113 days
    |
    327
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Billy Bergh 239-686-0363,

    Align Right Realty SRQ Opulenc

    Source: Florida Gulf Coast MLS,MLS#: 2026013161MLS LogoOriginating MLS: Florida Gulf Coast

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      Rooms
      • Room types: Bathroom, Florida Room, Great Room
      Primary bedroom
      • Description: Master Bedroom
      • Dimensions: 20.00 x 12.00
      Bedroom
      • Description: Bedroom
      • Dimensions: 15.00 x 13.00
      Bedroom
      • Description: Bedroom
      • Dimensions: 12.00 x 10.00
      Dining room
      • Description: Dining Room
      • Dimensions: 13.00 x 9.00
      Family room
      • Description: Family Room
      • Dimensions: 28.00 x 11.00
      Kitchen
      • Description: Kitchen
      • Dimensions: 20.00 x 15.00
      Living room
      • Description: Living Room
      • Dimensions: 312.00 x 187.00
      Utility room
      • Description: Utility Room
      • Dimensions: 16.00 x 9.00
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Wall Unit(s)
      Appliances
      • Included: Double Oven, Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Wine Cooler, Washer
      • Laundry: Inside
      Features
      • Attic, Breakfast Bar, Built-in Features, Bedroom on Main Level, Dual Sinks, Eat-in Kitchen, Family/Dining Room, French Door(s)/Atrium Door(s), Kitchen Island, Living/Dining Room, Main Level Primary, Pantry, Pull Down Attic Stairs, Sitting Area in Primary, Shower Only, Separate Shower, Cable TV, Walk-In Pantry, Bar, Walk-In Closet(s), Bathroom, Florida Room, Great Room
      • Flooring: Tile
      • Doors: French Doors
      • Windows: Double Hung, Single Hung, Transom Window(s), Impact Glass
      • Attic: Pull Down Stairs
      Interior area
      • Total structure area: 3,172
      • Total interior livable area: 2,215 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Circular Driveway, Driveway, Garage, Paved, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Patio & porch: Patio
      • Exterior features: Security/High Impact Doors, Sprinkler/Irrigation, Patio, Room For Pool
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Access, Seawall
      Lot
      • Size: 0.25 Acres
      • Dimensions: 80 x 120 x 80 x 120
      • Features: Dead End, Sprinklers Automatic
      Details
      • Parcel number: 412212353002
      • Lease amount: $0

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1970

      Utilities & green energy

      • Sewer: Assessment Paid
      • Water: Assessment Paid
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Boat Facilities, Non-Gated
      • Security: Smoke Detector(s)
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: PUNTA GORDA ISLES
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      Location
      • Region: Punta Gorda

      Financial & listing details

      • Price per square foot: $282/sqft
      • Tax assessed value: $534,001
      • Annual tax amount: $6,138
      • Date on market: 3/17/2026
      • Cumulative days on market: 114 days
      • Listing terms: All Financing Considered,Cash,FHA,VA Loan
      • Ownership: Single Family
      • Road surface type: Paved

        Estimated market value

        $598,900

        $569,000 - $629,000

        $2,925/mo

        Price history

        DateEventPrice
        5/15/2026Price change$619,000-0.8%$279/sqft
        Source: Stellar MLS #A4671864 Report a problem
        3/17/2026Price change$624,000-0.8%$282/sqft
        Source: Stellar MLS #A4671864 Report a problem
        12/31/2025Price change$629,000-3.1%$284/sqft
        Source: Stellar MLS #A4671864 Report a problem
        11/14/2025Listed for sale$649,000+61.4%$293/sqft
        Source: Stellar MLS #A4671864 Report a problem
        4/2/2025Sold$402,000-6.3%$181/sqft
        Source: Stellar MLS #C7500427 Report a problem
        3/4/2025Pending sale$429,000$194/sqft
        Source: Stellar MLS #C7500427 Report a problem
        2/26/2025Price change$429,000-5.7%$194/sqft
        Source: Stellar MLS #C7500427 Report a problem
        1/29/2025Price change$455,000-8.8%$205/sqft
        Source: Stellar MLS #C7500427 Report a problem
        1/3/2025Price change$499,000-7.4%$225/sqft
        Source: Stellar MLS #C7500427 Report a problem
        12/9/2024Price change$539,000-2.9%$243/sqft
        Source: Stellar MLS #C7500427 Report a problem
        11/14/2024Listed for sale$555,000$251/sqft
        Source: Stellar MLS #C7500427 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,139 +24.5%$288,172 +9.4%
        2024$4,931 +3.5%$263,351 +3%
        2023$4,766 +5.6%$255,681 +3%
        2022$4,511 +7.9%$248,234 +3%
        2021$4,182 +5.9%$241,004 +1.4%
        2020$3,950 -1.2%$237,677 +2.3%
        2019$4,000 +7.4%$232,333 +1.9%
        2018$3,724 $228,001 +2.1%
        2017$3,724 +3.5%$223,311 +2.1%
        2016$3,600 +0.3%$218,718 +15.4%
        2015$3,591 -8.7%$189,505 +10%
        2014$3,934 +41.9%$172,277 +3.7%
        2013$2,772 -5.5%$166,195 -8.8%
        2012$2,933 -5.3%$182,195
        2011$3,098 +31.6%$182,195 +4.6%
        2010$2,354 +9.1%$174,156 +2.7%
        2009$2,158 $169,577 +5.7%
        2007-- $160,462
        2006-- $160,462 +6.1%
        2005-- $151,250 +1.9%
        2004-- $148,430
        2003-- $148,430 +2.4%
        2002$2,245 +0.8%$144,951 +1.6%
        2001$2,226 +2.5%$142,668 +3%
        2000$2,172 $138,513

        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33950

        Getting around

        8 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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