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For sale
  • $800,000

    440 Palma Ceia Rd, Winter Haven, FL 33884

    4beds
    2,575sqft
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    Single Family Residence
    Built in 2023
    1.17 Acres Lot
    $-- Zestimate®
    $311/sqft
    $149/mo HOA

    What's special

    Large center islandExpansive paver parking courtyardPanoramic golf course viewsCustom millworkOpen-concept floor planNatural gas cooktopRecessed lighting
    Over 1 Acre with Golf Course Views in Cypresswood Golf & Country Club. Discover a rare opportunity to own one of the LARGEST residential lots in Cypresswood Golf & Country Club, one of Winter Haven's premier gated golf communities. Built in 2023 and situated on 1.17 acres, this exceptional 4-bedroom, 3-bathroom residence offers luxury, privacy, and modern living with expansive views of the 2nd green and 9th tee of the Ron Garl-designed championship golf course. A long private driveway lined with Florida-friendly landscaping leads to an expansive paver parking courtyard and oversized three-car garage featuring a professionally finished epoxy floor. Ebony-finished tongue-and-groove ceilings on both the front entry and rear screened lanai create an impressive first impression, while the Therma-Tru insulated front door with decorative glass insert welcomes you inside. The thoughtfully designed OPEN-CONCEPT FLOOR PLAN features luxury vinyl plank flooring throughout, soaring ceilings with decorative beam details, custom millwork, recessed lighting, and large windows that fill the home with natural light. The spacious great room is anchored by a custom shiplap feature wall with an electric fireplace and opens seamlessly to the covered lanai through oversized sliding glass doors. A premium Denon surround sound system serves both the great room and lanai, making entertaining effortless. The gourmet kitchen combines style and functionality with quartz countertops, a large center island, solid wood cabinetry, under-cabinet lighting, a walk-in pantry with custom shelving, Frigidaire Professional Series stainless steel appliances, and a natural gas cooktop. The spacious primary suite offers a tray ceiling with decorative beams, an oversized walk-in closet, and a luxurious ensuite bath featuring dual vanities, a garden tub, walk-in shower, and private water closet. The split-bedroom floor plan provides privacy for family and guests, and every bedroom includes a walk-in closet. Step outside and enjoy the freedom of owning more than an acre with panoramic golf course views and plenty of room to create your dream outdoor living space. Residents of Cypresswood Golf & Country Club enjoy an 18-hole championship golf course, clubhouse, restaurant, junior Olympic-sized pool, tennis and pickleball courts, and scenic roads perfect for walking, running, and biking. Conveniently located near US-27, I-4, the Polk Parkway, downtown Winter Haven, and LEGOLAND Florida Resort, this home offers an exceptional combination of luxury, space, and location.
    7 days
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    511
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    18
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Estrada 863-409-1771,

    KELLER WILLIAMS ADVANTAGE III 407-207-0825

    Source: Stellar MLS,MLS#: O6415193MLS LogoOriginating MLS: Orlando Regional

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Attic, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 247 Square Feet
      • Dimensions: 13x19
      Bedroom 2
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 12x15
      Bedroom 3
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 12x15
      Bedroom 4
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Primary bathroom
      • Features: Water Closet/Priv Toilet
      • Level: First
      • Area: 234 Square Feet
      • Dimensions: 13x18
      Dining room
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Kitchen
      • Features: Pantry
      • Level: First
      • Area: 198 Square Feet
      • Dimensions: 11x18
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 384 Square Feet
      • Dimensions: 16x24
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Disposal, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Luxury Vinyl, Tile
      • Doors: Sliding Doors
      • Windows: Blinds, Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Electric
      Interior area
      • Total structure area: 4,132
      • Total interior livable area: 2,575 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Faces Side
      • Attached garage spaces: 3
      • Details: Garage Dimensions: 25x33
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Rear Porch, Screened
      • Exterior features: Irrigation System, Lighting, Rain Gutters
      • Has view: Yes
      • View description: Golf Course
      Lot
      • Size: 1.17 Acres
      • Features: On Golf Course, Oversized Lot
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Parcel number: 272831000000013040
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2023
      Details
      • Builder model: 221316
      • Builder name: John G. Wood & Associates

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Natural Gas Available, Phone Available, Sewer Connected, Sprinkler Well, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Clubhouse, Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Restaurant, Tennis Court(s)
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: CYPRESSWOOD GOLF & COUNTRY CLUB
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Tennis Court(s)
      • Services included: 24-Hour Guard, Community Pool, Manager, Pool Maintenance, Recreational Facilities
      • HOA fee: $149 monthly
      • HOA name: Sandhill HOA/Dave Carter
      • HOA phone: 863-651-6521
      • Second HOA name: CYPRESSWOOD GOLF AND COUNTRY CLUB
      Location
      • Region: Winter Haven

      Financial & listing details

      • Price per square foot: $311/sqft
      • Tax assessed value: $478,286
      • Annual tax amount: $6,403
      • Date on market: 6/20/2026
      • Cumulative days on market: 7 days
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/20/2026Listed for sale$800,000+4.6%$311/sqft
        Source: Stellar MLS #O6415193 Report a problem
        6/21/2024Sold$765,000-8.9%$297/sqft
        Source: Stellar MLS #P4927826 Report a problem
        5/16/2024Pending sale$839,900$326/sqft
        Source: Stellar MLS #P4927826 Report a problem
        11/7/2023Price change$839,900+5%$326/sqft
        Source: Stellar MLS #P4927826 Report a problem
        10/21/2023Listed for sale$799,900+7899%$311/sqft
        Source: Stellar MLS #P4927826 Report a problem
        5/23/1997Sold$10,000$4/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,664 -9.2%$478,286 -0.8%
        2024$6,240 +265.9%$482,101 +270.8%
        2023$1,705 +152.9%$130,000 +172.1%
        2022$674 -43.3%$47,769 -44.3%
        2021$1,189 +3.9%$85,835 +4.8%
        2020$1,145 -2.9%$81,934
        2019$1,179 $81,934 +5%
        2018$1,179 +3.7%$78,032 +6.9%
        2017$1,137 +13.1%$73,000 +7.4%
        2016$1,005 +3.8%$68,000 +8.1%
        2015$968 +14.5%$62,920 +10%
        2014$846 -4.7%$57,200 +0.4%
        2011$887 -6%$57,000 -4.2%
        2010$944 -20.1%$59,500 -15%
        2009$1,181 -11.5%$70,000 -17.6%
        2008$1,335 $85,000
        2007-- --
        2006$181 --
        2005-- --
        2004$154 --
        2003$154 -2.4%$9,270
        2002$158 $9,270
        2001$158 $9,270

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 33884

          Getting around

          0 / 100
          Car-Dependent
          32 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Elbert Elem
          • Middle: Denison Middle
          • High: Winter Haven Senior

          Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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