440 Sandy Cay Dr, Miramar Beach, FL 32550
What's special
Welcome to 440 Sandy Cay Drive, located in the private, gated community of Paradise Retreat in Miramar Beach. Residents enjoy one of the neighborhood's most sought-after amenities--320 feet of private deeded beach access, just a short walk from the home. This updated Coastal white brick home is ideally situated on the south end of the neighborhood (closest to the beach),and offers an open-concept floor plan with vaulted ceilings in the living/dining areas, abundant natural light, fresh interior paint, and luxury vinyl plank flooring throughout the house. It also offers added peace of mind with a pre-listing home inspection already completed and a new roof installed in 2023. With recent improvements and being offered fully furnished make this home move-in ready. For those seeking investment property, Paradise Retreat has a well-established vacation rental market. Several similarly sized homes within the community have achieved approximately $100,000 in annual gross rental income. Buyers should independently verify rental history, projections, and any applicable restrictions.
- 102 days
- 189
- 13
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Debra A Fraser 850-376-4799,
RE/MAX by the Sea
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 173.43 Square Feet
- Dimensions: 12.3 x 14.1
Bedroom
- Level: First
- Area: 115.64 Square Feet
- Dimensions: 11.8 x 9.8
Bedroom
- Level: First
- Area: 121 Square Feet
- Dimensions: 10 x 12.1
Primary bathroom
- Level: First
- Area: 137.76 Square Feet
- Dimensions: 12.3 x 11.2
Bathroom
- Level: First
- Area: 43 Square Feet
- Dimensions: 8.6 x 5
Dining room
- Level: First
- Area: 111.76 Square Feet
- Dimensions: 12.7 x 8.8
Foyer
- Level: First
- Area: 61.8 Square Feet
- Dimensions: 10.3 x 6
Garage
- Level: First
- Area: 378.18 Square Feet
- Dimensions: 19.1 x 19.8
Kitchen
- Level: First
- Area: 113 Square Feet
- Dimensions: 11.3 x 10
Laundry
- Level: First
- Area: 54 Square Feet
- Dimensions: 9 x 6
Living room
- Level: First
- Area: 257.62 Square Feet
- Dimensions: 17.9 x 14.4
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Electric Water Heater
Features
- Breakfast Bar, Vaulted Ceiling(s), Newly Painted, Pantry, Split Bedroom
- Flooring: Vinyl
- Windows: Double Pane Windows, Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,548
- Total interior livable area: 1,548 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Patio
- Exterior features: Lawn Pump, Sprinkler System, Rain Gutters
Lot
- Size: 5,662 Square Feet
- Dimensions: 60 x 110
- Features: Covenants, Interior Lot, Restrictions, Sidewalk, Storm Sewer, Within 1/2 Mile to Water
Details
- Parcel number: 302S214279000C0220
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame, Brick
- Roof: Composition
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 2004
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Beach, Deed Access, Gated, Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: PARADISE RETREAT
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management, Security
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $578/sqft
- Tax assessed value: $563,107
- Annual tax amount: $5,088
- Date on market: 7/5/2026
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/5/2026 | Listed for sale | $895,000+2.2%$578/sqft |
Source:  ECAOR #1006957 Report a problem | ||
| 7/8/2022 | Sold | $875,900-1.1%$566/sqft |
Source: ECAOR #894604 Report a problem | ||
| 6/6/2022 | Pending sale | $885,900$572/sqft |
Source: ECAOR #894604 Report a problem | ||
| 6/1/2022 | Price change | $885,900-1.6%$572/sqft |
Source: ECAOR #894604 Report a problem | ||
| 4/2/2022 | Listed for sale | $899,900+211.4%$581/sqft |
Source: ECAOR #894604 Report a problem | ||
| 9/25/2010 | Listing removed | $289,000$187/sqft |
Source: Visual Tour #523830 Report a problem | ||
| 6/17/2010 | Listed for sale | $289,000+9.1%$187/sqft |
Source: Visual Tour #523830 Report a problem | ||
| 11/13/2009 | Sold | $265,000-8.3%$171/sqft |
Source: Public Record Report a problem | ||
| 9/15/2009 | Listed for sale | $289,000+15.4%$187/sqft |
Source: PRUDENTIAL COASTAL PROPERTIES #523830 Report a problem | ||
| 6/4/2004 | Sold | $250,400$162/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,088 -2% | $563,107 -0.9% |
| 2024 | $5,192 -3.7% | $568,380 -4.2% |
| 2023 | $5,392 +284.7% | $593,423 +213.3% |
| 2022 | $1,402 -1% | $189,422 +3% |
| 2021 | $1,416 -1.6% | $183,905 +1.4% |
| 2020 | $1,438 +3.9% | $181,366 +2.3% |
| 2019 | $1,385 | $177,288 +1.9% |
| 2018 | $1,385 +2% | $173,982 +2.1% |
| 2017 | $1,358 +3.2% | $170,404 +2.1% |
| 2016 | $1,316 +1.6% | $166,899 +0.7% |
| 2015 | $1,295 -0.8% | $165,739 +0.8% |
| 2014 | $1,305 | $164,424 +1.5% |
| 2013 | -- | $161,994 +1.7% |
| 2012 | -- | $159,286 -1.7% |
| 2011 | -- | $162,050 -1.9% |
| 2010 | -- | $165,200 -9.1% |
| 2009 | -- | $181,798 -25.2% |
| 2008 | -- | $243,204 -24.2% |
| 2007 | -- | $320,673 -1.4% |
| 2005 | -- | $325,143 +2211.4% |
| 2004 | -- | $14,067 |
Monthly payment
Estimated market value
Not available
Estimated sales range
Not available
Not available
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.