For sale
$895,000
3beds
1,548sqft
440 Sandy Cay Dr, Miramar Beach, FL 32550
3beds
1,548sqft
Single family residence
Built in 2004
5,662 sqft
2 Attached garage spaces
$578 price/sqft
What's special
Fresh interior paintAbundant natural lightOpen-concept floor planOffered fully furnished
Welcome to 440 Sandy Cay Drive, located in the private, gated community of Paradise Retreat in Miramar Beach. Residents enjoy one of the neighborhood's most sought-after amenities--320 feet of private deeded beach access, just a short walk from the home. This updated Coastal white brick home is ideally situated on the ...
- 10 days |
- 725 |
- 29 |
Likely to sell faster than
Source: ECAOR,MLS#: 1006957
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Listed by:
Debra A Fraser 850-376-4799,
RE/MAX by the Sea
Source: ECAOR,MLS#: 1006957
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 173.43 Square Feet
- Dimensions: 12.3 x 14.1
Bedroom
- Level: First
- Area: 115.64 Square Feet
- Dimensions: 11.8 x 9.8
Bedroom
- Level: First
- Area: 121 Square Feet
- Dimensions: 10 x 12.1
Primary bathroom
- Level: First
- Area: 137.76 Square Feet
- Dimensions: 12.3 x 11.2
Bathroom
- Level: First
- Area: 43 Square Feet
- Dimensions: 8.6 x 5
Dining room
- Level: First
- Area: 111.76 Square Feet
- Dimensions: 12.7 x 8.8
Foyer
- Level: First
- Area: 61.8 Square Feet
- Dimensions: 10.3 x 6
Garage
- Level: First
- Area: 378.18 Square Feet
- Dimensions: 19.1 x 19.8
Kitchen
- Level: First
- Area: 113 Square Feet
- Dimensions: 11.3 x 10
Laundry
- Level: First
- Area: 54 Square Feet
- Dimensions: 9 x 6
Living room
- Level: First
- Area: 257.62 Square Feet
- Dimensions: 17.9 x 14.4
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Electric Water Heater
Features
- Breakfast Bar, Vaulted Ceiling(s), Newly Painted, Pantry, Split Bedroom
- Flooring: Vinyl
- Windows: Double Pane Windows, Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,548
- Total interior livable area: 1,548 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Patio
- Exterior features: Lawn Pump, Sprinkler System, Rain Gutters
Lot
- Size: 5,662 Square Feet
- Dimensions: 60 x 110
- Features: Covenants, Interior Lot, Restrictions, Sidewalk, Storm Sewer, Within 1/2 Mile to Water
Details
- Parcel number: 302S214279000C0220
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame, Brick
- Roof: Composition
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 2004
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Beach, Deed Access, Gated, Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: PARADISE RETREAT
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management, Security
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $578/sqft
- Tax assessed value: $563,107
- Annual tax amount: $5,088
- Date on market: 7/5/2026
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/5/2026 | Listed for sale | $895,000+2.2%$578/sqft |
Source:  ECAOR #1006957 Report a problem | ||
| 7/8/2022 | Sold | $875,900-1.1%$566/sqft |
Source: ECAOR #894604 Report a problem | ||
| 6/6/2022 | Pending sale | $885,900$572/sqft |
Source: ECAOR #894604 Report a problem | ||
| 6/1/2022 | Price change | $885,900-1.6%$572/sqft |
Source: ECAOR #894604 Report a problem | ||
| 4/2/2022 | Listed for sale | $899,900+211.4%$581/sqft |
Source: ECAOR #894604 Report a problem | ||
| 9/25/2010 | Listing removed | $289,000$187/sqft |
Source: Visual Tour #523830 Report a problem | ||
| 6/17/2010 | Listed for sale | $289,000+9.1%$187/sqft |
Source: Visual Tour #523830 Report a problem | ||
| 11/13/2009 | Sold | $265,000-8.3%$171/sqft |
Source: Public Record Report a problem | ||
| 9/15/2009 | Listed for sale | $289,000+15.4%$187/sqft |
Source: PRUDENTIAL COASTAL PROPERTIES #523830 Report a problem | ||
| 6/4/2004 | Sold | $250,400$162/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,088 -2% | $563,107 -0.9% |
| 2024 | $5,192 -3.7% | $568,380 -4.2% |
| 2023 | $5,392 +284.7% | $593,423 +213.3% |
| 2022 | $1,402 -1% | $189,422 +3% |
| 2021 | $1,416 -1.6% | $183,905 +1.4% |
| 2020 | $1,438 +3.9% | $181,366 +2.3% |
| 2019 | $1,385 | $177,288 +1.9% |
| 2018 | $1,385 +2% | $173,982 +2.1% |
| 2017 | $1,358 +3.2% | $170,404 +2.1% |
| 2016 | $1,316 +1.6% | $166,899 +0.7% |
| 2015 | $1,295 -0.8% | $165,739 +0.8% |
| 2014 | $1,305 | $164,424 +1.5% |
| 2013 | -- | $161,994 +1.7% |
| 2012 | -- | $159,286 -1.7% |
| 2011 | -- | $162,050 -1.9% |
| 2010 | -- | $165,200 -9.1% |
| 2009 | -- | $181,798 -25.2% |
| 2008 | -- | $243,204 -24.2% |
| 2007 | -- | $320,673 -1.4% |
| 2005 | -- | $325,143 +2211.4% |
| 2004 | -- | $14,067 |
Find assessor info on the county website
Monthly payment
Est. payment
$5,136/mo
Principal & interest
$4442
Property taxes
$694
Estimated market value
Not available
Estimated sales range
Not available
Not available
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: 32550
Nearby schools
Van R. Butler Elementary School
Grades K-5 • 8.1 miles9/10
GreatSchools® Rating
Test Score Rating
9/10Student Progress Rating
9/10Emerald Coast Middle School
Grades 6-8 • 16.8 miles8/10
GreatSchools® Rating
Test Score Rating
8/10Student Progress Rating
8/10South Walton High School
Grades 9-12 • 12.7 miles8/10
GreatSchools® Rating
Test Score Rating
8/10College Readiness Rating
9/10Student Progress Rating
7/10