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  • $575,000

    440 Starling Dr, Monticello, GA 31064

    3beds
    1,800sqft
    Single Family Residence
    Built in 1985
    -- sqft lot
    $645,300 Zestimate®
    $319/sqft
    $1,947 Estimated rent

    Home value

    $645,300

    $613,000 - $678,000

    $1,947/mo

    Zestimate® history
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    What's special

    Multiple outdoor living spacesPrivate exterior entry
    Welcome to your lakefront escape in Turtle Cove on Jackson Lake! This beautifully maintained 3-bedroom, 2.5-bath home offers the perfect blend of comfort, style, and outdoor living. Situated on one of the most desirable streets in the community, Starling Drive, this property features a private max dock with two boat slips-ideal for boating, fishing, and fully enjoying lake life. Inside, you'll find approximately 1,800 square feet of thoughtfully updated living space, including new flooring throughout (2023) and a layout designed for both everyday living and entertaining. The home has been meticulously cared for, offering a truly move-in ready experience. The lower level features a private exterior entry, providing the perfect opportunity for a guest suite, in-law space, or potential apartment setup-adding flexibility and value. Step outside to enjoy multiple outdoor living spaces, including a covered porch perfect for morning coffee or evening unwinding, and a cozy firepit area for gathering with friends and family. A detached garage offers additional storage and functionality. Located in the sought-after Turtle Cove community, this home also offers close proximity to two of the neighborhood's beaches, along with access to amenities such as a golf course, clubhouse, pool, and more. Whether you're looking for a full-time residence or a weekend retreat, this Jackson Lake gem delivers the lifestyle you've been dreaming of. Don't miss your opportunity to own a slice of lake life!

    Zillow last checked:

    Listing updated:

    Listed by:

    Christen Delgado 404-710-4336,

    Southern Roots Realty Partners

    Bought with:

    Stephanie R Craig, 310625

    US Realty Hub, LLC

    Source: GAMLS,MLS#: 10723207MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    • Main level bedrooms: 2
    Rooms
    • Room types: Other
    Heating
    • Electric, Hot Water
    Cooling
    • Ceiling Fan(s), Central Air, Electric
    Appliances
    • Included: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
    • Laundry: In Hall, Laundry Closet
    Features
    • Double Vanity, High Ceilings, Master On Main Level, Vaulted Ceiling(s)
    • Flooring: Laminate
    • Basement: Bath Finished,Exterior Entry,Finished,Interior Entry
    • Has fireplace: No
    Interior area
    • Total structure area: 1,800
    • Total interior livable area: 1,800 sqft
    • Finished area above ground: 1,248
    • Finished area below ground: 552

    Property

    Parking
    • Parking features: Detached, Garage Door Opener
    • Has garage: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Porch
    • Exterior features: Balcony, Dock, Other
    • Has view: Yes
    • View description: Lake
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Lake, Swim Dock
    • Body of water: Jackson Lake
    • Frontage type: Lakefront
    Lot
    • Features: Other
    Details
    • Additional structures: Covered Dock, Garage(s)
    • Parcel number: 019D 046

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Bungalow/Cottage
    • Property subtype: Single Family Residence
    Materials
    • Wood Siding
    • Roof: Composition
    Condition
    • Resale
    • New construction: No
    • Year built: 1985

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, Phone Available, Water Available

    Community & HOA

    Community
    • Features: Clubhouse, Golf, Lake, Playground, Pool, Sidewalks, Street Lights
    • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
    • Subdivision: Turtle Cove
    HOA
    • Has HOA: Yes
    • Services included: Other, Swimming
    Location
    • Region: Monticello

    Financial & listing details

    • Price per square foot: $319/sqft
    • Tax assessed value: $546,420
    • Annual tax amount: $5,081
    • Date on market: 4/2/2026
    • Cumulative days on market: 103 days
    • Listing agreement: Exclusive Right To Sell
    • Electric utility on property: Yes

    Price history

    DateEventPrice
    7/31/2026Sold$575,000-15.3%$319/sqft
    Source: GAMLS #10723207 Report a problem
    7/14/2026Pending sale$679,000$377/sqft
    Source: GAMLS #10723207 Report a problem
    6/9/2026Price change$679,000-2.9%$377/sqft
    Source: GAMLS #10723207 Report a problem
    5/10/2026Price change$699,000-6.7%$388/sqft
    Source: GAMLS #10723207 Report a problem
    4/30/2026Price change$749,000-6.3%$416/sqft
    Source: GAMLS #10723207 Report a problem
    4/7/2026Price change$799,000-3.6%$444/sqft
    Source: GAMLS #10723207 Report a problem
    4/2/2026Listed for sale$829,000+239.8%$461/sqft
    Source: GAMLS #10723207 Report a problem
    4/6/2005Sold$244,000$136/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$5,145 -2.7%$218,568
    2024$5,287 +12.3%$218,568 +10.2%
    2023$4,707 -6.4%$198,248 +13.2%
    2022$5,030 +9.8%$175,128 +24.2%
    2021$4,583 +1.5%$141,008 +7.4%
    2020$4,515 -1.4%$131,288 +3%
    2019$4,581 +28.4%$127,408 +32.4%
    2018$3,567 +2%$96,255 +8.7%
    2017$3,498 +6.2%$88,535 +2.3%
    2016$3,293 $86,535 +6.3%
    2015$3,293 +4.3%$81,375 +2.1%
    2014$3,158 $79,695
    2013-- --
    2012-- --
    2011-- --
    2010-- --
    2009-- $105,975
    2008-- $105,975 +3.2%
    2007-- $102,699 +13.2%
    2006-- $90,739
    2005-- $90,739
    2004-- $90,739 +106.6%
    2003-- $43,916
    2002-- $43,916
    2001-- $43,916
    2000-- $43,916
    1999-- $43,916
    Find assessor info on the county website

    Neighborhood: 31064

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Washington Park
    • Middle: Jasper
    • High: Jasper

    Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $645,300
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $645,300