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  • $544,000

    440 Tower St, Waterville, NY 13480

    14beds
    4,112sqft
    Loading
    Single Family Residence
    Built in 1893
    13.58 Acres Lot
    $-- Zestimate®
    $132/sqft
    $-- HOA

    What's special

    Stately two-family victorian homeHistoric victorian characterTwo separate three-unit buildings
    Look no further! This one-of-a-kind 13-acre property offers an exceptional investment opportunity with eight rental units across a stately two-family Victorian home and two separate three-unit buildings. Perfect for investors seeking reliable cash flow or owner-occupants who want spacious living with built-in rental income. The fully occupied property benefits from long-term tenants and generates strong monthly rental income. While some maintenance and repairs should be considered, the overall scale and income potential make this a standout opportunity in today’s market. Enjoy manicured grounds on the expansive 13-acre parcel, providing privacy and room for future enjoyment or expansion. Additional features include a wooded lot set back from the road, garage fit for keeping a headquarters on premises and paved driveway connecting all of the houses. Located in the desirable village of Waterville in Oneida County, this property benefits from a peaceful setting with convenient access to local amenities, schools, and major routes. It’s just minutes from Hamilton College, with easy drives to Utica and the greater Syracuse area. Supporting steady rental demand in a charming Upstate New York community. This rare multi-family compound combines historic Victorian character, immediate income production, and long-term upside. Full rent roll, financial details, and showing instructions available upon request.
    22 days
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    913
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    48
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    Zillow last checked:

    Listing updated:

    Listed by:

    River Hills Properties LLC Lf 315-508-5268,

    Brandon Mosher 315-868-4596,

    Tyler James Kehl 315-868-8976,

    River Hills Properties LLC Lf

    Source: NYSAMLSs,MLS#: S1688800MLS LogoOriginating MLS: Mohawk Valley

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 14
      • Bathrooms: 6
      • Full bathrooms: 2
      • 1/2 bathrooms: 4
      • Main level bathrooms: 3
      • Main level bedrooms: 6
      Heating
      • Gas, Forced Air, Radiator(s)
      Appliances
      • Included: Appliances Negotiable, Gas Water Heater
      Features
      • Eat-in Kitchen, Other, See Remarks
      • Flooring: Hardwood, Laminate, Tile, Varies, Vinyl
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 4,112
      • Total interior livable area: 4,112 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage
      • Garage spaces: 2
      Features
      • Exterior features: Blacktop Driveway
      Lot
      • Size: 13.58 Acres
      • Dimensions: 336 x 1640
      • Features: Other, Rectangular, Rectangular Lot, Secluded, See Remarks, Wooded
      Details
      • Parcel number: 30540139201000010010010000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other,See Remarks,Victorian
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding, Other, Vinyl Siding
      • Foundation: Other, See Remarks
      Condition
      • Resale
      • Year built: 1893

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Waterville

      Financial & listing details

      • Price per square foot: $132/sqft
      • Tax assessed value: $266,200
      • Annual tax amount: $12,299
      • Date on market: 6/9/2026
      • Listing terms: Cash
      Brandon Mosher

      (315) 868-4596

      By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/10/2026Listed for sale$544,000-1.1%$132/sqft
        Source: NYSAMLSs #S1688800 Report a problem
        3/4/2022Listing removed--
        Source: NYSAMLSs #S1367041 Report a problem
        9/21/2021Listed for sale$550,000+20.9%$134/sqft
        Source: NYSAMLSs #S1367041 Report a problem
        3/6/2017Sold$455,000+233.5%$111/sqft
        Source: NYSAMLSs #1600297 Report a problem
        11/9/2016Sold$136,450-72.7%$33/sqft
        Source: Agent Provided Report a problem
        4/29/2016Price change$499,000-13.2%$121/sqft
        Source: Hunt Real Estate ERA #1600297 Report a problem
        1/22/2016Listed for sale$575,000+15.2%$140/sqft
        Source: HUNT REAL ESTATE ERA #1600297 Report a problem
        11/26/2014Listing removed$499,000$121/sqft
        Source: GOKEY REAL ESTATE #1403149 Report a problem
        8/25/2014Price change$499,000-16.1%$121/sqft
        Source: GOKEY REAL ESTATE #1403149 Report a problem
        9/18/2012Price change$595,000-14.4%$145/sqft
        Source: Eagle River Realty, LLC #S272285 Report a problem
        5/16/2012Listed for sale$695,000-52.9%$169/sqft
        Source: Eagle River Realty, LLC #S272285 Report a problem
        7/27/2011Listing removed$1,475,000$359/sqft
        Source: Pyramid Brokerage Company Report a problem
        11/21/2010Listed for sale$1,475,000$359/sqft
        Source: Pyramid Brokerage Company Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2016-- $281,500
        2015-- $281,500
        2014-- $281,500
        2013-- $281,500
        2011-- $281,500
        2010-- $281,500
        2009-- $281,500
        2006-- $281,500
        2005-- $281,500
        2000-- $281,500

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13480

        Getting around

        13 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Waterville

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.