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  • $402,000

    440 Tower St, Waterville, NY 13480

    14beds
    4,112sqft
    Single Family Residence
    Built in 1893
    13.58 Acres Lot
    $-- Zestimate®
    $98/sqft
    $-- Estimated rent

    Home value

    Not available

    Estimated sales range

    Not available

    Not available

    Zestimate® history
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    What's special

    Stately two-family victorian homeHistoric victorian characterTwo separate three-unit buildings
    Look no further! This one-of-a-kind 13-acre property offers an exceptional investment opportunity with eight rental units across a stately two-family Victorian home and two separate three-unit buildings. Perfect for investors seeking reliable cash flow or owner-occupants who want spacious living with built-in rental income. The fully occupied property benefits from long-term tenants and generates strong monthly rental income. While some maintenance and repairs should be considered, the overall scale and income potential make this a standout opportunity in today’s market. Enjoy manicured grounds on the expansive 13-acre parcel, providing privacy and room for future enjoyment or expansion. Additional features include a wooded lot set back from the road, garage fit for keeping a headquarters on premises and paved driveway connecting all of the houses. Located in the desirable village of Waterville in Oneida County, this property benefits from a peaceful setting with convenient access to local amenities, schools, and major routes. It’s just minutes from Hamilton College, with easy drives to Utica and the greater Syracuse area. Supporting steady rental demand in a charming Upstate New York community. This rare multi-family compound combines historic Victorian character, immediate income production, and long-term upside. Full rent roll, financial details, and showing instructions available upon request.

    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Mosher 315-868-4596,

    River Hills Properties LLC Lf

    Bought with:

    Evan Werner, 10401403472

    Howard Hanna Real Estate

    Source: NYSAMLSs,MLS#: S1688800MLS LogoOriginating MLS: Mohawk Valley

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 14
    • Bathrooms: 6
    • Full bathrooms: 2
    • 1/2 bathrooms: 4
    • Main level bathrooms: 3
    • Main level bedrooms: 6
    Heating
    • Gas, Forced Air, Radiator(s)
    Appliances
    • Included: Appliances Negotiable, Gas Water Heater
    Features
    • Eat-in Kitchen, Other, See Remarks
    • Flooring: Hardwood, Laminate, Tile, Varies, Vinyl
    • Basement: Full
    • Has fireplace: No
    Interior area
    • Total structure area: 4,112
    • Total interior livable area: 4,112 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Detached, Garage
    • Garage spaces: 2
    Features
    • Exterior features: Blacktop Driveway
    Lot
    • Size: 13.58 Acres
    • Dimensions: 336 x 1640
    • Features: Other, Rectangular, Rectangular Lot, Secluded, See Remarks, Wooded
    Details
    • Parcel number: 30540139201000010010010000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Other,See Remarks,Victorian
    • Property subtype: Single Family Residence
    Materials
    • Aluminum Siding, Other, Vinyl Siding
    • Foundation: Other, See Remarks
    Condition
    • Resale
    • Year built: 1893

    Utilities & green energy

    • Sewer: Connected
    • Water: Connected, Public
    • Utilities for property: Sewer Connected, Water Connected

    Community & HOA

    Location
    • Region: Waterville

    Financial & listing details

    • Price per square foot: $98/sqft
    • Tax assessed value: $266,200
    • Annual tax amount: $12,299
    • Date on market: 6/9/2026
    • Cumulative days on market: 36 days
    • Listing terms: Cash

    Price history

    DateEventPrice
    9/30/2026Sold$402,000-26.1%$98/sqft
    Source: NYSAMLSs #S1688800 Report a problem
    9/2/2026Pending sale$544,000$132/sqft
    Source: NYSAMLSs #S1688800 Report a problem
    7/27/2026Contingent$544,000$132/sqft
    Source: NYSAMLSs #S1688800 Report a problem
    6/10/2026Listed for sale$544,000-1.1%$132/sqft
    Source: NYSAMLSs #S1688800 Report a problem
    3/4/2022Listing removed--
    Source: NYSAMLSs #S1367041 Report a problem
    9/21/2021Listed for sale$550,000+20.9%$134/sqft
    Source: NYSAMLSs #S1367041 Report a problem
    3/6/2017Sold$455,000+233.5%$111/sqft
    Source: NYSAMLSs #1600297 Report a problem
    11/9/2016Sold$136,450-72.7%$33/sqft
    Source: Agent Provided Report a problem
    4/29/2016Price change$499,000-13.2%$121/sqft
    Source: Hunt Real Estate ERA #1600297 Report a problem
    1/22/2016Listed for sale$575,000+15.2%$140/sqft
    Source: HUNT REAL ESTATE ERA #1600297 Report a problem
    11/26/2014Listing removed$499,000$121/sqft
    Source: GOKEY REAL ESTATE #1403149 Report a problem
    8/25/2014Listed for sale$499,000-16.1%$121/sqft
    Source: GOKEY REAL ESTATE #1403149 Report a problem
    9/18/2012Price change$595,000-14.4%$145/sqft
    Source: Eagle River Realty, LLC #S272285 Report a problem
    5/16/2012Listed for sale$695,000-52.9%$169/sqft
    Source: Eagle River Realty, LLC #S272285 Report a problem
    7/27/2011Listing removed$1,475,000$359/sqft
    Source: Pyramid Brokerage Company Report a problem
    11/21/2010Listed for sale$1,475,000$359/sqft
    Source: Pyramid Brokerage Company Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2016-- $281,500
    2015-- $281,500
    2014-- $281,500
    2013-- $281,500
    2011-- $281,500
    2010-- $281,500
    2009-- $281,500
    2006-- $281,500
    2005-- $281,500
    2000-- $281,500
    Find assessor info on the county website

    Neighborhood: 13480

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: Waterville

    Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.