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  • $282,000

    440 Water St, Fairmont, MN 56031

    4beds
    3,588sqft
    Single Family Residence
    Built in 1969
    9,801 Square Feet Lot
    $287,100 Zestimate®
    $79/sqft
    $2,360 Estimated rent

    Home value

    $287,100

    Estimated sales range

    Not available

    $2,360/mo

    Zestimate® history
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    What's special

    Spacious and inviting! This 4BR/4BA two-story home offers over 3,500 sq ft of living space in the heart of town. The property features a 2-car garage, gravel pad for camper/trailer parking, and a privacy fence—perfect for outdoor entertaining. Step inside the welcoming foyer and into the living room with a cozy wood-burning fireplace. A bonus room leads to the beautifully updated kitchen with Cambria countertops, eat-in dining, and access to the 3-season porch. The main floor also includes a large formal dining room, half bath, garage entry, and gorgeous hardwood floors throughout. From the porch, enjoy a private backyard oasis complete with patio and play area. Upstairs you’ll find 4 spacious bedrooms, a full bath, generous storage, and access to an upper-level deck. The primary suite includes an ensuite half bath and dual double closets. The lower level offers even more living space with a large family/exercise room featuring another wood-burning fireplace, a full bath with jacuzzi tub, office, laundry/utility area, and a second garage access. This home checks all the boxes—space, updates, and an unbeatable location.

    Zillow last checked:

    Listing updated:

    Listed by:

    Vonnie Cone 507-848-0114,

    RE/MAX TOTAL REALTY

    Bought with:

    Vonnie Cone

    RE/MAX TOTAL REALTY

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6773832MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 2
    • 1/2 bathrooms: 2
    Bedroom
    • Level: Upper
    • Area: 225 Square Feet
    • Dimensions: 15x15
    Bedroom 2
    • Level: Upper
    • Area: 234 Square Feet
    • Dimensions: 18x13
    Bedroom 3
    • Level: Upper
    • Area: 169 Square Feet
    • Dimensions: 13x13
    Bedroom 4
    • Level: Upper
    • Area: 182 Square Feet
    • Dimensions: 14x13
    Dining room
    • Level: Main
    • Area: 156 Square Feet
    • Dimensions: 13x12
    Dining room
    • Level: Main
    • Area: 324 Square Feet
    • Dimensions: 18x18
    Family room
    • Level: Basement
    • Area: 799 Square Feet
    • Dimensions: 47x17
    Kitchen
    • Level: Main
    • Area: 228 Square Feet
    • Dimensions: 19x12
    Living room
    • Level: Main
    • Area: 325 Square Feet
    • Dimensions: 25x13
    Office
    • Level: Basement
    • Area: 228 Square Feet
    • Dimensions: 19x12
    Screened porch
    • Level: Main
    • Area: 150 Square Feet
    • Dimensions: 15x10
    Storage
    • Level: Upper
    • Area: 60 Square Feet
    • Dimensions: 12x5
    Utility room
    • Level: Basement
    • Area: 216 Square Feet
    • Dimensions: 18x12
    Heating
    • Forced Air, Fireplace(s)
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
    • Laundry: In Basement
    Features
    • Basement: Block,Finished,Storage Space
    • Number of fireplaces: 1
    • Fireplace features: Wood Burning
    Interior area
    • Total structure area: 3,588
    • Total interior livable area: 3,588 sqft
    • Finished area above ground: 2,392
    • Finished area below ground: 1,196

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached
    • Attached garage spaces: 2
    • Details: Garage Dimensions (24x30)
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Patio, Porch, Rear Porch
    Lot
    • Size: 9,801 Square Feet
    • Dimensions: 113 x 87
    • Features: Corner Lot, Tree Coverage - Medium
    Details
    • Foundation area: 1196
    • Parcel number: 231400080
    • Zoning description: Residential-Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1969

    Utilities & green energy

    • Electric: Circuit Breakers
    • Gas: Natural Gas
    • Sewer: City Sewer/Connected
    • Water: City Water/Connected

    Community & HOA

    Community
    • Subdivision: Hillcrest 1st Ext
    HOA
    • Has HOA: No
    Location
    • Region: Fairmont

    Financial & listing details

    • Price per square foot: $79/sqft
    • Tax assessed value: $359,300
    • Annual tax amount: $4,740
    • Date on market: 8/18/2025
    • Cumulative days on market: 44 days
    • Road surface type: Paved

    Price history

    DateEventPrice
    11/10/2025Sold$282,000-5.7%$79/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6773832 Report a problem
    9/30/2025Pending sale$299,000$83/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6773832 Report a problem
    8/18/2025Listed for sale$299,000+6.8%$83/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6773832 Report a problem
    8/2/2023Sold$280,000-6.6%$78/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6361728 Report a problem
    7/4/2023Pending sale$299,900$84/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6361728 Report a problem
    5/5/2023Price change$299,900-10.5%$84/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6361728 Report a problem
    4/28/2023Listed for sale$334,900+59.5%$93/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6361728 Report a problem
    5/3/2018Sold$210,000-2.3%$59/sqft
    Source: NorthstarMLS as distributed by MLS GRID #5189539 Report a problem
    3/25/2018Pending sale$214,900$60/sqft
    Source: EXIT Realty-Great Plains #6028498 Report a problem
    3/19/2018Price change$214,900-2.3%$60/sqft
    Source: EXIT Realty-Great Plains #6028498 Report a problem
    8/10/2017Listed for sale$220,000-0.9%$61/sqft
    Source: Owner Report a problem
    5/9/2016Sold$222,000+1%$62/sqft
    Source: Public Record Report a problem
    3/14/2016Pending sale$219,900$61/sqft
    Source: Cavers Realty #6022266 Report a problem
    3/4/2016Price change$219,900+4.7%$61/sqft
    Source: Cavers Realty #6022266 Report a problem
    1/16/2016Listed for sale$210,000-6.3%$59/sqft
    Source: Owner Report a problem
    12/4/2015Listing removed$224,000$62/sqft
    Source: CENTURY 21 Northland Realty #6009674 Report a problem
    11/9/2015Price change$224,000-2.2%$62/sqft
    Source: CENTURY 21 Northland Realty #6009674 Report a problem
    6/9/2015Price change$229,000-4.5%$64/sqft
    Source: CENTURY 21 Northland Realty #6009674 Report a problem
    4/5/2015Price change$239,900+4.3%$67/sqft
    Source: Owner Report a problem
    3/28/2015Listed for sale$229,900$64/sqft
    Source: Owner Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$4,740 +34%$359,300
    2024$3,538 -10.7%$359,300 +26.6%
    2023$3,960 +17.7%$283,700 -0.5%
    2022$3,364 +4.5%$285,000 +26.3%
    2021$3,220 -4.1%$225,700
    2020$3,356 +26.2%$225,700 +16.1%
    2018$2,660 +27.2%$194,400 +28.7%
    2017$2,091 +14.1%$151,100 +10%
    2016$1,833 +7.5%$137,400 -1.6%
    2015$1,705 -4.3%$139,600 +12.3%
    2013$1,781 +3.2%$124,300 -0.8%
    2012$1,725 $125,300
    2011-- --
    2010-- $149,100
    Find assessor info on the county website

    Neighborhood: 56031

    Nearby schools

    GreatSchools rating
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