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Pending
    • Price cut: $12K (6/10)
    $527,900

    4420 Silver Oak Dr SW, Gainesville, GA 30504

    4beds
    3,218sqft
    : 
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    Single Family Residence, Residential
    Built in 2021
    7,405 Square Feet Lot
    $520,900 Zestimate®
    $164/sqft
    $114/mo HOA

    What's special

    Warm-toned brick fireplacePrivate wooded backyardCovered deck with fireplaceDedicated officeMultiple living spacesSeamless indoor-outdoor flowArchitectural details
    Qualified veterans and active-duty service members take note - this home carries an assumable VA loan at a fixed rate of 2.375%, a rate that is rare in today's market, with a principal and interest payment of $1,633.23 per month. Flexible living and indoor-outdoor comfort come together in this beautifully maintained Mundy Mill home in Gainesville, GA, featuring a heated daylight walk-out basement, covered deck with fireplace, and private wooded backyard. Designed for today’s lifestyle, the home includes a dedicated office, loft, flex rooms, multiple living spaces, and seamless indoor-outdoor flow. Architectural details, including coffered and tray ceilings, along with 9-foot ceilings throughout, enhance the sense of space and design. The family room is filled with natural light from large windows and features a warm-toned brick fireplace that anchors the main living area. The kitchen and dining spaces flow directly to the partially covered deck with a fireplace, creating an inviting extension of the home for year-round outdoor living and entertaining. Below, the spacious walk-out patio overlooks a private wooded backdrop, providing an additional shaded outdoor living area. The primary suite features direct laundry room access, custom closet shelving, and a spacious bath with dual shower heads positioned on opposite sides of the shower. Additional rooms and open spaces throughout the home provide flexibility for remote work, recreation, hobbies, fitness, or guest space. A gas line is already in place for outdoor grilling or future outdoor kitchen potential. The full heated daylight walk-out basement with bath stub offers substantial future expansion and customization potential. Conceptual layout ideas illustrate opportunities for additional living space, guest accommodations, multigenerational living, a future home theater, gym, or other flex uses. Create more affordability and move in family or friends to help share living expenses. Located within the White Oak section of Mundy Mill, residents have access to amenities including a pool, tennis courts (also used for pickleball), playground, and sidewalks. Mundy Mill Academy is located within the community. The area continues to see growth, with planned commercial development and a new Kroger currently under construction nearby (anticipated summer 2026, subject to change). Convenient access to Interstate 985 connects to Oakwood, Gainesville, and surrounding areas, as well as the University of North Georgia Gainesville Campus and Lanier Technical College. Homes with this combination of space, privacy, and flexibility don't come around often. Schedule your private showing to experience it in person.
    66 days
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    315
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    15
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    Zillow last checked:

    Listing updated:

    Listed by:

    Atiya Pandy,

    Keller Williams Realty Peachtree Rd. 404-419-3500

    Source: FMLS GA,MLS#: 7748643MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Basement, Bonus Room, Family Room, Loft, Office
      Primary bedroom
      • Features: Oversized Master
      • Level: Oversized Master
      Bedroom
      • Features: Oversized Master
      Primary bathroom
      • Features: Double Shower, Double Vanity, Shower Only
      Dining room
      • Features: Open Concept
      Kitchen
      • Features: Breakfast Bar, Cabinets White, Kitchen Island, Pantry Walk-In, Stone Counters, View to Family Room
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Gas Cooktop, Microwave, Range Hood
      • Laundry: Laundry Room, Sink, Upper Level
      Features
      • Coffered Ceiling(s), Double Vanity, Entrance Foyer, High Ceilings 9 ft Lower, High Ceilings 9 ft Main, High Ceilings 9 ft Upper, High Speed Internet, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Windows: Double Pane Windows, Window Treatments
      • Basement: Bath/Stubbed,Daylight,Exterior Entry,Interior Entry,Unfinished,Walk-Out Access
      • Attic: Pull Down Stairs
      • Number of fireplaces: 2
      • Fireplace features: Blower Fan, Brick, Family Room, Gas Log, Outside
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,218
      • Total interior livable area: 3,218 sqft
      • Finished area above ground: 3,218
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
      • Garage spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three Or More
      • Patio & porch: Covered, Deck, Enclosed, Front Porch, Patio, Screened
      • Exterior features: Balcony, Private Yard, Rain Gutters, No Dock
      • Pool features: None
      • Spa features: None
      • Fencing: None
      • Has view: Yes
      • View description: Trees/Woods
      • Waterfront features: None
      • Body of water: None
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 56 x 120
      • Features: Back Yard, Cleared, Front Yard, Landscaped
      Details
      • Additional structures: None
      • Parcel number: 08024 006168
      • Other equipment: None
      • Horse amenities: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence, Residential
      Materials
      • Brick, Fiber Cement, Stone
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 2021
      Details
      • Builder name: Chafin Communities

      Utilities & green energy

      • Electric: 110 Volts, 220 Volts in Garage
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available
      Green energy
      • Energy efficient items: Appliances
      • Energy generation: None

      Community & HOA

      Community
      • Features: Homeowners Assoc, Near Schools, Near Shopping, Playground, Pool, Sidewalks, Tennis Court(s)
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: White Oak Park At Mundy Mill
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Swim, Tennis
      • HOA fee: $685 semi-annually
      Location
      • Region: Gainesville

      Financial & listing details

      • Price per square foot: $164/sqft
      • Tax assessed value: $519,500
      • Annual tax amount: $4,358
      • Date on market: 5/14/2026
      • Cumulative days on market: 58 days
      • Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $520,900

        $495,000 - $547,000

        $2,644/mo

        Price history

        DateEventPrice
        7/1/2026Pending sale$527,900$164/sqft
        Source: GAMLS #10762456 Report a problem
        6/10/2026Price change$527,900-2.2%$164/sqft
        Source: GAMLS #10762456 Report a problem
        5/14/2026Listed for sale$539,900+28.5%$168/sqft
        Source: GAMLS #10762456 Report a problem
        10/4/2021Sold$420,229$131/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,598 +1.9%$207,800 +2.4%
        2024$4,511 -5.5%$202,880 -2.8%
        2023$4,774 +41.2%$208,760 +33.6%
        2022$3,381 $156,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 30504

        Getting around

        3 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mundy Mill Arts Academy
        • Middle: Gainesville West
        • High: Gainesville

        Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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