Beautifully maintained, spacious two-story home on a finished walkout basement offering generous living space for a growing or multigenerational family in the highly desirable Waterford subdivision! From the moment you arrive, you'll appreciate the beautifully landscaped front yard and inviting covered front porch. Inside, the entire home has been freshly painted, and a brand-new roof is scheduled to be installed prior to closing. The double-sided fireplace creates a warm and welcoming atmosphere from both the living room and kitchen area. The home features a well-appointed kitchen with beautiful granite countertops, a spacious breakfast area and separate dining room which offer functionality and style for everyday living and entertaining.This home features four spacious bedrooms upstairs, including a large primary suite with tray ceiling, separate vanities, soaking tub, separate shower, and dual walk-in closets. One bedroom includes a bonus room great for many uses. The finished walkout basement offers exceptional flexibility with a large family room, kitchenette, dining area, a spacious bedroom, full bath, bonus room ideal for a home office, craft room or fitness space, plus an abundant unfinished storage room. Whether hosting extended family, entertaining guests, or simply enjoying everyday living, this level provides room for it all. Outdoor living is equally impressive with a large deck and spacious screened porch overlooking a picturesque meandering stream and mature canopy of trees. The peaceful setting creates a private retreat perfect for relaxing, entertaining, or enjoying nature year-round. Waterford is one of Lexington's most beloved communities, known for its welcoming atmosphere, beautiful surroundings, and exceptional convenience. Close to Veterans Park Elementary and nearby Veterans Park with its extensive walking and biking trails, playgrounds, and ball fields. Located within a vibrant homeowners association featuring a swimming pool, pickleball courts, clubhouse, and a variety of community events throughout the year, and just minutes from Whole Foods, The Summit at Fritz Farm, Fayette Mall, restaurants, healthcare, and major commuter routes. This home offers the perfect combination of space, location, community, and lifestyle.
For sale
$610,000
4432 River Ridge Rd, Lexington, KY 40515
5beds
4,254sqft
Single Family Residence
Built in 2000
8,537 Square Feet Lot
$589,000 Zestimate®
$143/sqft
$46/mo HOA
What's special
Large deckSpacious breakfast areaAbundant unfinished storage roomInviting covered front porchBeautifully landscaped front yardFour spacious bedrooms upstairs
- 7 days |
- 1,336 |
- 90 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Andrea G Clemons 859-321-8786,
Rector Hayden Realtors
Source: Imagine MLS,MLS#: 26012938
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Primary bedroom
- Level: Second
Bedroom 3
- Level: Second
Bedroom 4
- Level: Second
Bedroom 5
- Level: Second
Bedroom 5
- Level: Lower
Bathroom 1
- Description: half bath
- Level: First
Bathroom 2
- Description: Full Bath
- Level: Second
Bathroom 3
- Description: full bath
- Level: Lower
Bonus room
- Level: Lower
Dining room
- Level: First
Foyer
- Level: First
Great room
- Level: Lower
Kitchen
- Level: First
Living room
- Level: First
Other
- Description: Breakfast nook
- Level: First
Utility room
- Level: First
Heating
- Forced Air, Natural Gas, Zoned
Cooling
- Central Air, Ceiling Fan(s), Electric, Zoned
Appliances
- Included: Dryer, Disposal, Dishwasher, Microwave, Washer, Range
- Laundry: Main Level
Features
- Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Flooring: Carpet, Hardwood, Tile
- Windows: Blinds
- Basement: Exterior Entry,Finished,Partial,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Basement, Gas Starter, Kitchen, Living Room
Interior area
- Total structure area: 4,254
- Total interior livable area: 4,254 sqft
- Finished area above ground: 2,957
- Finished area below ground: 1,297
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Garage spaces: 2
Features
- Levels: Three Or More
- Fencing: Wood
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 8,537 Square Feet
- Features: Many Trees
Details
- Parcel number: 38013900
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Dimensional Style
Condition
- Year built: 2000
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Underground Utilities
Community & HOA
Community
- Features: Pool, Pickleball
- Subdivision: Waterford
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Tennis Court(s), Recreation Facilities, Pool
- Services included: Other
- HOA fee: $550 annually
Location
- Region: Lexington
Financial & listing details
- Price per square foot: $143/sqft
- Tax assessed value: $349,900
- Annual tax amount: $4,327
- Date on market: 6/5/2026
Estimated market value
$589,000
$560,000 - $618,000
$3,982/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2026 | Listed for sale | $610,000+74.3%$143/sqft |
Source: | ||
| 8/21/2015 | Sold | $349,900$82/sqft |
Source: | ||
| 7/28/2015 | Pending sale | $349,900$82/sqft |
Source: RE/MAX Elite Lexington #1509310 Report a problem | ||
| 7/23/2015 | Price change | $349,900-2.1%$82/sqft |
Source: RE/MAX Elite Realty #1509310 Report a problem | ||
| 7/9/2015 | Listed for sale | $357,500$84/sqft |
Source: RE/MAX Elite Lexington #1509310 Report a problem | ||
| 7/3/2015 | Pending sale | $357,500$84/sqft |
Source: RE/MAX Elite Lexington #1509310 Report a problem | ||
| 6/5/2015 | Price change | $357,500-0.4%$84/sqft |
Source: RE/MAX Elite Realty #1509310 Report a problem | ||
| 5/10/2015 | Listed for sale | $359,000+7.6%$84/sqft |
Source: RE/MAX Elite Lexington #1509310 Report a problem | ||
| 7/2/2014 | Sold | $333,500-4.6%$78/sqft |
Source: | ||
| 4/23/2014 | Price change | $349,500-2.9%$82/sqft |
Source: Keller Williams Bluegrass Realty #1406830 Report a problem | ||
| 4/18/2014 | Listed for sale | $360,000+21.4%$85/sqft |
Source: Keller Williams Bluegrass Realty #1406830 Report a problem | ||
| 7/30/2004 | Sold | $296,500+4.1%$70/sqft |
Source: | ||
| 1/18/2001 | Sold | $284,900$67/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,327 | $349,900 |
| 2023 | $4,327 -3.2% | $349,900 |
| 2022 | $4,470 | $349,900 |
| 2021 | $4,470 | $349,900 |
| 2020 | $4,470 | $349,900 |
| 2019 | $4,470 | $349,900 |
| 2018 | $4,470 +4.9% | $349,900 |
| 2017 | $4,260 +20.5% | $349,900 +4.9% |
| 2015 | $3,536 | $333,500 +5.5% |
| 2014 | $3,536 | $316,000 |
| 2012 | $3,536 | $316,000 |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | $316,000 |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 40515
Nearby schools
GreatSchools rating
- 9/10Veterans Park Elementary SchoolGrades: K-5Distance: 0.8 mi
- 7/10Southern Middle SchoolGrades: 6-8Distance: 1.2 mi
- 3/10Tates Creek High SchoolGrades: 9-12Distance: 2.6 mi
Schools provided by the listing agent
- Elementary: Veterans
- Middle: Southern
- High: Tates Creek
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Fayette County
- Lexington
- 40515
- 4432 River Ridge Rd
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