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For sale
  • $610,000

    4432 River Ridge Rd, Lexington, KY 40515

    5beds
    4,254sqft
    : 
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    Single Family Residence
    Built in 2000
    8,537 Square Feet Lot
    $589,000 Zestimate®
    $143/sqft
    $46/mo HOA

    What's special

    Large deckSpacious breakfast areaAbundant unfinished storage roomInviting covered front porchBeautifully landscaped front yardFour spacious bedrooms upstairs
    Beautifully maintained, spacious two-story home on a finished walkout basement offering generous living space for a growing or multigenerational family in the highly desirable Waterford subdivision! From the moment you arrive, you'll appreciate the beautifully landscaped front yard and inviting covered front porch. Inside, the entire home has been freshly painted, and a brand-new roof is scheduled to be installed prior to closing. The double-sided fireplace creates a warm and welcoming atmosphere from both the living room and kitchen area. The home features a well-appointed kitchen with beautiful granite countertops, a spacious breakfast area and separate dining room which offer functionality and style for everyday living and entertaining.This home features four spacious bedrooms upstairs, including a large primary suite with tray ceiling, separate vanities, soaking tub, separate shower, and dual walk-in closets. One bedroom includes a bonus room great for many uses. The finished walkout basement offers exceptional flexibility with a large family room, kitchenette, dining area, a spacious bedroom, full bath, bonus room ideal for a home office, craft room or fitness space, plus an abundant unfinished storage room. Whether hosting extended family, entertaining guests, or simply enjoying everyday living, this level provides room for it all. Outdoor living is equally impressive with a large deck and spacious screened porch overlooking a picturesque meandering stream and mature canopy of trees. The peaceful setting creates a private retreat perfect for relaxing, entertaining, or enjoying nature year-round. Waterford is one of Lexington's most beloved communities, known for its welcoming atmosphere, beautiful surroundings, and exceptional convenience. Close to Veterans Park Elementary and nearby Veterans Park with its extensive walking and biking trails, playgrounds, and ball fields. Located within a vibrant homeowners association featuring a swimming pool, pickleball courts, clubhouse, and a variety of community events throughout the year, and just minutes from Whole Foods, The Summit at Fritz Farm, Fayette Mall, restaurants, healthcare, and major commuter routes. This home offers the perfect combination of space, location, community, and lifestyle.
    7 days
    |
    1,336
    |
    90
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Andrea G Clemons 859-321-8786,

    Rector Hayden Realtors

    Source: Imagine MLS,MLS#: 26012938MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Primary bedroom
      • Level: Second
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Bedroom 5
      • Level: Second
      Bedroom 5
      • Level: Lower
      Bathroom 1
      • Description: half bath
      • Level: First
      Bathroom 2
      • Description: Full Bath
      • Level: Second
      Bathroom 3
      • Description: full bath
      • Level: Lower
      Bonus room
      • Level: Lower
      Dining room
      • Level: First
      Foyer
      • Level: First
      Great room
      • Level: Lower
      Kitchen
      • Level: First
      Living room
      • Level: First
      Other
      • Description: Breakfast nook
      • Level: First
      Utility room
      • Level: First
      Heating
      • Forced Air, Natural Gas, Zoned
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Zoned
      Appliances
      • Included: Dryer, Disposal, Dishwasher, Microwave, Washer, Range
      • Laundry: Main Level
      Features
      • Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
      • Flooring: Carpet, Hardwood, Tile
      • Windows: Blinds
      • Basement: Exterior Entry,Finished,Partial,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Basement, Gas Starter, Kitchen, Living Room
      Interior area
      • Total structure area: 4,254
      • Total interior livable area: 4,254 sqft
      • Finished area above ground: 2,957
      • Finished area below ground: 1,297

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage
      • Garage spaces: 2
      Features
      • Levels: Three Or More
      • Fencing: Wood
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 8,537 Square Feet
      • Features: Many Trees
      Details
      • Parcel number: 38013900

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Dimensional Style
      Condition
      • Year built: 2000

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Underground Utilities

      Community & HOA

      Community
      • Features: Pool, Pickleball
      • Subdivision: Waterford
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Tennis Court(s), Recreation Facilities, Pool
      • Services included: Other
      • HOA fee: $550 annually
      Location
      • Region: Lexington

      Financial & listing details

      • Price per square foot: $143/sqft
      • Tax assessed value: $349,900
      • Annual tax amount: $4,327
      • Date on market: 6/5/2026
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        Estimated market value

        $589,000

        $560,000 - $618,000

        $3,982/mo

        Price history

        DateEventPrice
        6/5/2026Listed for sale$610,000+74.3%$143/sqft
        Source: Imagine MLS #26012938 Report a problem
        8/21/2015Sold$349,900$82/sqft
        Source: Imagine MLS #1509310 Report a problem
        7/28/2015Pending sale$349,900$82/sqft
        Source: RE/MAX Elite Lexington #1509310 Report a problem
        7/23/2015Price change$349,900-2.1%$82/sqft
        Source: RE/MAX Elite Realty #1509310 Report a problem
        7/9/2015Listed for sale$357,500$84/sqft
        Source: RE/MAX Elite Lexington #1509310 Report a problem
        7/3/2015Pending sale$357,500$84/sqft
        Source: RE/MAX Elite Lexington #1509310 Report a problem
        6/5/2015Price change$357,500-0.4%$84/sqft
        Source: RE/MAX Elite Realty #1509310 Report a problem
        5/10/2015Listed for sale$359,000+7.6%$84/sqft
        Source: RE/MAX Elite Lexington #1509310 Report a problem
        7/2/2014Sold$333,500-4.6%$78/sqft
        Source: Imagine MLS #1406830 Report a problem
        4/23/2014Price change$349,500-2.9%$82/sqft
        Source: Keller Williams Bluegrass Realty #1406830 Report a problem
        4/18/2014Listed for sale$360,000+21.4%$85/sqft
        Source: Keller Williams Bluegrass Realty #1406830 Report a problem
        7/30/2004Sold$296,500+4.1%$70/sqft
        Source: Imagine MLS #405786 Report a problem
        1/18/2001Sold$284,900$67/sqft
        Source: Imagine MLS #2009313 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,327 $349,900
        2023$4,327 -3.2%$349,900
        2022$4,470 $349,900
        2021$4,470 $349,900
        2020$4,470 $349,900
        2019$4,470 $349,900
        2018$4,470 +4.9%$349,900
        2017$4,260 +20.5%$349,900 +4.9%
        2015$3,536 $333,500 +5.5%
        2014$3,536 $316,000
        2012$3,536 $316,000
        2011-- --
        2010-- --
        2009-- --
        2008-- $316,000
        2006-- --
        2005-- --
        2004-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 40515

          Getting around

          7 / 100
          Car-Dependent
          14 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Veterans
          • Middle: Southern
          • High: Tates Creek

          Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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