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Sold for $675,000
  • Zillow Home logoZestimate®
    $675,000

    4447 Terzino Ln, Chipley, FL 32428

    4beds
    2,304sqft
    Single Family Residence
    Built in 2021
    3.19 Acres Lot
    $675,000 Zestimate®
    $293/sqft
    $3,291 Estimated rent

    Home value

    $675,000

    Estimated sales range

    Not available

    $3,291/mo

    Zestimate® history
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    What's special

    Oversized island with seatingBeautiful lake frontageExceptional craftsmanshipGranite countertopsAbundant natural lightAdditional serving barUpscale finishes
    Luxury living meets everyday comfort on 3.19± acres overlooking Grassy Pond. This beautifully crafted 4-bedroom, 2-bath custom home showcases exceptional craftsmanship, upscale finishes, and resort-style outdoor living in a peaceful waterfront setting. Step inside to an expansive open-concept design where abundant natural light, and rich eucalyptus hardwood flooring create a warm, inviting atmosphere. The spacious living room is anchored by a stunning floor-to-ceiling stone fireplace, while the adjoining dining area flows effortlessly into a chef's kitchen designed for both everyday living and entertaining. The kitchen is sure to impress with custom wood cabinetry, granite countertops, an oversized island with seating, a striking copper vent hood, and a dual-fuel Thor range featuring six gas burners with an electric oven. An additional serving bar and stainless steel appliances complete this incredible space. Designed with both comfort and functionality in mind, this split-bedroom floor plan creates a private retreat in the spacious primary suite. The bedroom includes a large walk-in closet, while the spa-inspired en-suite bath features dual vanities, a freestanding soaking tub, and an impressive travertine walk-in shower. The bath also offers direct access to the oversized laundry room, adding everyday convenience. Three additional bedrooms are complemented by an exceptional guest bathroom--a rare design featuring double sinks, a tub/shower combination, and an additional separate walk-in shower, providing outstanding functionality for family and visitors alike. The whole house generator provides reliable backup power for added peace of mind. Step outside to your own private waterfront paradise. The custom saltwater pool features a sun shelf, waterfall, and expansive paver deck, all perfectly positioned to take in the picturesque views of Grassy Pond. A large covered back porch provides the ideal place to relax in the shade, while the 24' x 16' pole barn gazebo creates another inviting space for outdoor entertaining. Gather around the fire pit on cool evenings or take advantage of the impressive 60' x 36' barn, complete with two enclosed bays and an RV lean-to, offering exceptional storage for equipment, recreational vehicles, boats, or workshop space. Situated on 3.19± acres with beautiful lake frontage, this exceptional property offers the perfect balance of privacy, luxury, and everyday comfort. From the quality finishes throughout the home to the incredible outdoor amenities and breathtaking views, every detail has been thoughtfully designed. If you've been searching for a one-of-a-kind waterfront property that truly has it all, this is one you won't want to miss. Schedule your private showing today!

    Zillow last checked:

    Listing updated:

    Listed by:

    Seamus J O'neill 850-260-5851,

    SOUTHERN WAY REALTY, INC.

    Bought with:

    Cain McNeil, SL3358940

    CENTURY 21 Commander Realty

    Source: CPAR,MLS#: 793219MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Bedroom, Dining Room, Kitchen, Laundry, Living Room, Primary Bedroom
    Primary bedroom
    • Dimensions: 17.5 x 13.7
    Bedroom
    • Dimensions: 14.4 x 13.5
    Bedroom
    • Dimensions: 15.8 x 13.3
    Bedroom
    • Dimensions: 16.4 x 12
    Dining room
    • Dimensions: 15.8 x 13.1
    Kitchen
    • Dimensions: 15.8 x 22.4
    Laundry
    • Dimensions: 17.5 x 8
    Living room
    • Dimensions: 14.1 x 22.6
    Heating
    • Central, Electric, Fireplace(s)
    Cooling
    • Central Air, Ceiling Fan(s)
    Appliances
    • Included: Electric Oven, Gas Range
    Features
    • Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)
    • Has fireplace: Yes
    • Fireplace features: Gas
    Interior area
    • Total structure area: 2,304
    • Total interior livable area: 2,304 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: RV Carport
    • Has carport: Yes
    • Covered spaces: 2
    Features
    • Patio & porch: Covered, Porch
    • Exterior features: Fire Pit
    • Has private pool: Yes
    • Pool features: Gunite, In Ground, Salt Water, Private
    • Has view: Yes
    • View description: Other
    • Waterfront features: See Remarks
    Lot
    • Size: 3.19 Acres
    • Dimensions: 292 x 626 x 91 x 497 x 98 x 54
    Details
    • Additional structures: Barn(s)
    • Parcel number: 000000000030730031
    • Zoning description: Resid Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Craftsman
    • Property subtype: Single Family Residence
    Materials
    • HardiPlank Type
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2021

    Utilities & green energy

    • Utilities for property: Electricity Available

    Community & HOA

    Community
    • Subdivision: Grassy Pond Ranch
    HOA
    • Has HOA: No
    Location
    • Region: Chipley

    Financial & listing details

    • Price per square foot: $293/sqft
    • Tax assessed value: $356,225
    • Annual tax amount: $3,724
    • Date on market: 7/28/2026
    • Cumulative days on market: 1 day
    • Electric utility on property: Yes
    • Road surface type: Dirt

    Price history

    DateEventPrice
    8/20/2026Sold$675,000-3.6%$293/sqft
    Source: CPAR #793219 Report a problem
    7/30/2026Pending sale$699,999$304/sqft
    Source: CPAR #793219 Report a problem
    7/28/2026Listed for sale$699,999+2313.8%$304/sqft
    Source: CPAR #793219 Report a problem
    2/4/2020Sold$29,000$13/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$3,725 +22.7%$309,747 +16.3%
    2024$3,036 +2.1%$266,271 +3%
    2023$2,975 +2.7%$258,516 +3%
    2022$2,895 +888.4%$250,986 +1110.4%
    2021$293 +7.6%$20,735 +8.3%
    2020$272 -3.6%$19,140
    2019$282 +5.2%$19,140 +9.1%
    2018$268 +5.7%$17,545 +10%
    2017$254 $15,950
    2016$254 -26.1%$15,950 -23.1%
    2015$343 $20,735
    2014-- $20,735
    2013-- $20,735
    2012-- $20,735 -7.1%
    2011-- $22,330 -6.7%
    2010-- $23,925
    2009-- $23,925
    2008-- $23,925 +7.1%
    2007-- $22,330 +55.6%
    2005-- $14,355 +12.5%
    2004-- $12,760
    2003-- $12,760
    2002-- $12,760
    Find assessor info on the county website

    Neighborhood: 32428

    Nearby schools

    GreatSchools rating
    Sell for more on Zillow
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    $675,000
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    +$13,500
    With Zillow Showcase(estimated)
    $688,500
    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $675,000
    2% more
    +$13,500
    With Zillow Showcase(estimated)
    $688,500