Rare Opportunity to Complete Your Dream Waterfront Estate
An extraordinary opportunity awaits with this nearly completed 8803 UNDER ROOF-square-foot luxury waterfront estate, perfectly positioned to capture breathtaking water views and offering the ultimate boating lifestyle with a private dock and boat slip.
Originally envisioned as a custom dream home, this remarkable property is now available due to an unexpected life change that has prevented the current owners from completing the project. Their loss creates an incredible opportunity for the next owner to finish this masterpiece exactly to their personal taste and style.
The hard work has already been done, and MOST finish materials have been purchased and are included, allowing you to customize the final touches without the delays and uncertainty of sourcing high-end materials. Add your own vision by selecting the installation and finishing details that reflect your unique style while avoiding the lengthy process of starting from scratch.
Designed with luxury living in mind, this impressive estate offers expansive living spaces, exceptional craftsmanship, and endless potential to become one of the area's premier waterfront residences. Whether you're seeking a private family retreat, an entertainer's paradise, or a legacy property to enjoy for generations, this home provides a rare foundation for something truly spectacular.
Luxury waterfront opportunities of this caliber are exceptionally rare--especially one that allows you to personalize the final finishes while stepping into an already well-advanced custom build.
Offered at $1,800,000. Schedule your private tour today and imagine the possibilities of bringing this extraordinary waterfront estate to completion.
Pending
$1,800,000
4448 Ashland Rd, Panama City, FL 32405
5beds
6,176sqft
Single Family Residence
Built in 2026
0.8 Acres Lot
$1,759,100 Zestimate®
$291/sqft
$-- HOA
What's special
Exceptional craftsmanshipBreathtaking water viewsExpansive living spaces
- 26 days
- 751
- 34
Zillow last checked:
Listing updated:
Listed by:
Jennifer Bowman 850-258-1509,
Beachy Beach Real Estate
Source: CPAR,MLS#: 793458
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Rooms
- Room types: Bedroom, Dining Room, Family Room, Kitchen, Living Room, Primary Bedroom, Office, Other, Pantry
Primary bedroom
- Level: First
- Dimensions: 19.1 x 21
Bedroom
- Level: Second
- Dimensions: 14.8 x 16.6
Bedroom
- Level: Second
- Dimensions: 14.8 x 16.6
Bedroom
- Level: Second
- Dimensions: 15.6 x 13.6
Dining room
- Level: First
- Dimensions: 18 x 15
Family room
- Level: First
- Dimensions: 18.2 x 10.8
Kitchen
- Level: First
- Dimensions: 23.8 x 30.9
Living room
- Level: First
- Dimensions: 23.1 x 23.1
Office
- Level: Second
- Dimensions: 15.6 x 18
Other
- Level: First
- Dimensions: 32.6 x 21.6
Pantry
- Level: First
- Dimensions: 8 x 10
Pantry
- Level: First
- Dimensions: 26.6 x 8.1
Heating
- Central, Electric, ENERGY STAR Qualified Equipment, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
Features
- Main Level Primary, Pantry
- Windows: Double Pane Windows
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total structure area: 6,176
- Total interior livable area: 6,176 sqft
Property
Parking
- Total spaces: 5
- Parking features: Garage
- Garage spaces: 5
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Patio, Porch
- Exterior features: Dock, Outdoor Kitchen
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bayfront, Seawall
- Frontage length: 120.0
Lot
- Size: 0.8 Acres
- Dimensions: 120.0 ft x 290.0 ft
Details
- Parcel number: 27299000000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Wood Frame
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- New construction: Yes
- Year built: 2026
Utilities & green energy
- Utilities for property: Electricity Available, Sewer Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Ashland
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $291/sqft
- Tax assessed value: $625,548
- Annual tax amount: $7,969
- Date on market: 8/2/2026
- Cumulative days on market: 21 days
- Electric utility on property: Yes
Estimated market value
$1,759,100
$1.67M - $1.85M
$5,747/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/4/2026 | Pending sale | $1,800,000$291/sqft |
Source:  CPAR #793458 Report a problem | ||
| 8/2/2026 | Listed for sale | $1,800,000+63.6%$291/sqft |
Source: CPAR #793458 Report a problem | ||
| 2/6/2023 | Sold | $1,100,000+37.5%$178/sqft |
Source: Public Record Report a problem | ||
| 5/11/2022 | Sold | $800,000+0.1%$130/sqft |
Source: CPAR #723079 Report a problem | ||
| 4/29/2022 | Pending sale | $799,000$129/sqft |
Source: CPAR #723079 Report a problem | ||
| 4/24/2022 | Listed for sale | $799,000$129/sqft |
Source: CPAR #723079 Report a problem | ||
| 4/13/2022 | Pending sale | $799,000$129/sqft |
Source: CPAR #723079 Report a problem | ||
| 4/8/2022 | Price change | $799,000-6%$129/sqft |
Source: CPAR #723079 Report a problem | ||
| 3/2/2022 | Listed for sale | $850,000+3%$138/sqft |
Source: CPAR #723079 Report a problem | ||
| 3/2/2022 | Listing removed | -- |
Source: Owner Report a problem | ||
| 2/24/2022 | Listed for sale | $825,000+71.9%$134/sqft |
Source: Owner Report a problem | ||
| 8/21/2015 | Sold | $480,000-9.3%$78/sqft |
Source: CPAR #629449 Report a problem | ||
| 3/10/2015 | Listed for sale | $529,000$86/sqft |
Source: CENTURY 21 Ryan Realty #629449 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,789 +6% | $625,548 +7.7% |
| 2023 | $7,347 +77.2% | $580,838 +66.6% |
| 2022 | $4,147 | $348,744 |
| 2021 | -- | -- |
| 2020 | $3,579 +0.5% | $293,168 |
| 2019 | $3,561 | $293,168 |
| 2018 | $3,561 -1.5% | $293,168 -19.9% |
| 2017 | $3,616 -21.6% | $365,779 -6.8% |
| 2016 | $4,614 +152.5% | $392,508 +131.2% |
| 2015 | $1,827 | $169,774 +0.8% |
| 2014 | $1,827 | $168,427 +1% |
| 2013 | -- | $166,738 -1.3% |
| 2012 | -- | $168,870 +6.1% |
| 2011 | -- | $159,176 +1.5% |
| 2010 | -- | $156,824 +2.7% |
| 2009 | -- | $152,701 +0.1% |
| 2008 | -- | $152,548 +3% |
| 2007 | -- | $148,105 +2.5% |
| 2006 | -- | $144,493 +3% |
| 2005 | -- | $140,284 +3% |
| 2004 | -- | $136,198 +1.9% |
| 2003 | -- | $133,658 +3.8% |
| 2002 | -- | $128,768 +1.6% |
| 2001 | -- | $126,740 +3% |
| 2000 | -- | $123,049 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Pretty Bayou
Nearby schools
Schools provided by the listing agent
- Elementary: Lucille Moore
- Middle: Jinks
- High: Bay
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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