Don't miss this 3-bedroom, 2-full bath lake cottage filled with rustic charm and modern updates. Step inside to find hardwood floors, soaring wood-beamed ceilings, natural woodwork throughout, and a cozy wood-burning stove insert. The full basement offers two separate walkouts and plenty of storage. Outdoor living is a dream with two large tiered decks—upper deck featuring Trex boards—and a metal roof for low maintenance. Enjoy lake life with two large tiered docks including an electric covered boat lift, a new wood upper dock, and a Trex lower dock right on the water. With deep water access and a fantastic location, this home is the perfect retreat for family, friends, or weekend getaways!
Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!
Sold for $385,000
$385,000
445 Elk Lake Resort Rd #658, Owenton, KY 40359
3beds
--sqft
Single Family Residence, Residential
Built in ----
0.48 Acres Lot
$389,700 Zestimate®
$--/sqft
$1,078 Estimated rent
Home value
$389,700
Estimated sales range
Not available
$1,078/mo
Zestimate® history
Owner options
List your home for rent
$1,078/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$1,078/mo
Rent Zestimate®
Refinance and save
$4,817/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$4,817/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Listed by:
Patrick Tenoever 513-615-3002,
Sibcy Cline, REALTORS-Florence
Bought with:
Brian Drapp, 222211
RE/MAX Victory + Affiliates
Source: NKMLS,MLS#: 637306
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: See Remarks
- Level: First
- Area: 100
- Dimensions: 10 x 10
Bedroom 2
- Features: See Remarks
- Level: First
- Area: 121
- Dimensions: 11 x 11
Bedroom 3
- Features: See Remarks
- Level: First
- Area: 110
- Dimensions: 10 x 11
Bathroom 2
- Features: See Remarks
- Level: Lower
- Area: 0
- Dimensions: 0 x 0
Bonus room
- Features: See Remarks
- Level: Lower
- Area: 0
- Dimensions: 0 x 0
Dining room
- Features: See Remarks
- Level: First
- Area: 121
- Dimensions: 11 x 11
Family room
- Features: See Remarks
- Level: First
- Area: 180
- Dimensions: 12 x 15
Game room
- Features: See Remarks
- Level: First
- Area: 144
- Dimensions: 9 x 16
Kitchen
- Features: See Remarks
- Level: First
- Area: 100
- Dimensions: 10 x 10
Primary bath
- Features: See Remarks
- Level: First
- Area: 0
- Dimensions: 0 x 0
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: Lower Level
Features
- Open Floorplan, Breakfast Bar, Beamed Ceilings, Ceiling Fan(s), High Ceilings, Natural Woodwork
- Windows: Double Hung, Slider Window(s)
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: Stone, Brick, Insert
Property
Parking
- Parking features: Driveway, Off Street
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Boat Slip, Dock
- Fencing: Chain Link,Metal
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront
Lot
- Size: 0.48 Acres
- Dimensions: 21,051
- Features: Cleared, Sloped Down
- Residential vegetation: Partially Wooded
Details
- Parcel number: 0758006058.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Residential
Materials
- Block, Log, Wood Siding
- Foundation: Block
- Roof: Metal
Condition
- Existing Structure
- New construction: No
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Propane
Community & neighborhood
Location
- Region: Owenton
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $2,500 monthly
Other
Other facts
- Road surface type: Gravel
Price history
| Date | Event | Price |
|---|---|---|
| 4/21/2026 | Sold | $385,000-9.4% |
Source:  NKMLS #637306 Report a problem | ||
| 2/16/2026 | Pending sale | $425,000 |
Source: NKMLS #637306 Report a problem | ||
| 10/20/2025 | Listed for sale | $425,000 |
Source: NKMLS #637306 Report a problem | ||
Public tax history
Tax history is unavailable.
Neighborhood: 40359
Nearby schools
GreatSchools rating
- 7/10Owen County Elementary SchoolGrades: PK-4Distance: 4 mi
- 3/10Maurice Bowling Middle SchoolGrades: 5-8Distance: 4.1 mi
- 4/10Owen County High SchoolGrades: 9-12Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: Owen County Elementary
- Middle: Maurice Bowling Middle School
- High: Owen County High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$389,700
2% more
+$7,794
With Zillow Showcase(estimated)
$397,494
- Kentucky
- Owen County
- Owenton
- 40359
- 445 Elk Lake Resort Rd Unit 658
Nearby cities
Nearby zip codes
Other Owenton Topics
