Rare opportunity to own a beautifully crafted custom home in Cardiff’s sought-after Composer District. Designed and built by Tom McCabe, this 3-story, 4-bedroom, 3.5-bath residence offers over 3,500 sq. ft. of beautiful living space. The welcoming living room at entry-level has vaulted ceilings, cozy fireplace, and opens to a palm-tree lined yard via floor-to-ceiling double doors. Great for entertaining! Enjoy a newly built lap pool with a separate relaxing hot tub. Two-car garage with extra storage has direct access to the home. Light-filled kitchen located on the second level has updated appliances, wine refrigerator, and a private dining room. Adjacent bonus living area with fireplace, laundry room, and a spacious primary retreat complete with a jacuzzi tub and fireplace. Three more bedrooms and two bathrooms located on the top floor, including an en-suite with a private deck and peek-a-boo ocean views. This home also includes owned solar panels, ensuring energy efficiency and savings. Situated just steps away from San Elijo State Beach and Rossini Canyon, near top-rated local schools and premier shopping, this residence combines luxury, location, and lifestyle.
Sold for $3,040,000
$3,040,000
445 Sheffield Ave, Cardiff, CA 92007
4beds
3,508sqft
Single Family Residence
Built in 1985
7,546 Square Feet Lot
$3,034,200 Zestimate®
$867/sqft
$8,985 Estimated rent
Home value
$3,034,200
$2.79M - $3.31M
$8,985/mo
Zestimate® history
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List your homeWhat's special
Peek-a-boo ocean viewsNewly built lap poolCozy fireplacePalm-tree lined yardPrivate dining roomUpdated appliancesJacuzzi tub
Zillow last checked:
Listing updated:
Listed by:
Joseph Joyce DRE #02120910 619-846-3941,
Berkshire Hathaway HomeService
Bought with:
Jennifer M Kososki, DRE #01746516
Compass
Source: SDMLS,MLS#: 250043428
Originating MLS: SDMLS
Originating MLS: SDMLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Fireplace, Forced Air Unit
Cooling
- Central Forced Air
Appliances
- Included: Dishwasher, Dryer, Pool/Spa/Equipment, Refrigerator, Solar Panels, Washer, 6 Burner Stove, Ice Maker, Range/Stove Hood, Warmer Oven Drawer, Gas Cooking
- Laundry: Gas, Gas & Electric Dryer HU
Features
- Number of fireplaces: 3
- Fireplace features: FP in Family Room, FP in Living Room, FP in Primary BR
Interior area
- Total structure area: 3,508
- Total interior livable area: 3,508 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached, Direct Garage Access, Garage - Two Door, Garage Door Opener
- Garage spaces: 2
Features
- Levels: 3 Story
- Stories: 3
- Patio & porch: Balcony, Deck
- Pool features: Below Ground, Lap, Heated with Gas, Pool Cover
- Spa features: Above Ground
- Fencing: Partial,Stucco Wall,Wood
Lot
- Size: 7,546 Square Feet
Details
- Parcel number: 2602821400
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Custom Built
- Property subtype: Single Family Residence
Materials
- Stucco, Wood
- Roof: Asphalt
Condition
- Year built: 1985
Utilities & green energy
- Sewer: Septic Installed
- Water: Public
Community & HOA
Community
- Subdivision: Cardiff (CARD)
Location
- Region: Cardiff
Financial & listing details
- Price per square foot: $867/sqft
- Tax assessed value: $1,539,187
- Annual tax amount: $16,361
- Date on market: 11/6/2025
- Listing terms: Cash,Conventional,VA
Price history
| Date | Event | Price |
|---|---|---|
| 2/2/2026 | Sold | $3,040,000-13%$867/sqft |
Source:  SDMLS #250043428 Report a problem | ||
| 12/9/2025 | Pending sale | $3,495,000$996/sqft |
Source: SDMLS #250043428 Report a problem | ||
| 11/6/2025 | Listed for sale | $3,495,000+214.9%$996/sqft |
Source: SDMLS #250043428 Report a problem | ||
| 9/25/2025 | Sold | $1,110,000-9.8%$316/sqft |
Source: Public Record Report a problem | ||
| 11/21/2012 | Sold | $1,230,000-4.1%$351/sqft |
Source: Public Record Report a problem | ||
| 8/13/2012 | Listed for sale | $1,283,000$366/sqft |
Source: Willis Allen Real Estate #120040797 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $16,361 -1.2% | $1,539,187 +2% |
| 2024 | $16,558 +2.2% | $1,509,008 +2% |
| 2023 | $16,203 +1.6% | $1,479,421 +2% |
| 2022 | $15,955 +1.6% | $1,450,414 +2% |
| 2021 | $15,699 +0.8% | $1,421,975 +1% |
| 2020 | $15,578 +2.5% | $1,407,395 +2% |
| 2019 | $15,196 +3.4% | $1,379,800 +3.7% |
| 2018 | $14,700 +2.6% | $1,331,177 +2% |
| 2017 | $14,325 +5.2% | $1,305,077 +2% |
| 2016 | $13,613 +1.4% | $1,279,488 +1.5% |
| 2015 | $13,425 +1.9% | $1,260,270 +2% |
| 2014 | $13,177 | $1,235,584 +0.5% |
| 2013 | -- | $1,230,000 +213% |
| 2012 | -- | $392,926 +2% |
| 2011 | -- | $385,222 +0.8% |
| 2010 | -- | $382,344 -0.2% |
| 2009 | -- | $383,254 +2% |
| 2008 | -- | $375,740 +2% |
| 2007 | -- | $368,373 +2% |
| 2006 | -- | $361,151 +2% |
| 2005 | -- | $354,071 +2% |
| 2004 | -- | $347,130 +1.9% |
| 2003 | -- | $340,769 +2% |
| 2002 | -- | $334,089 +2% |
| 2001 | -- | $327,539 |
Find assessor info on the county website
Neighborhood: Cardiff
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Nearby schools
GreatSchools rating
- NACardiff Elementary SchoolGrades: K-2Distance: 0.2 mi
- 7/10Oak Crest Middle SchoolGrades: 7-8Distance: 1.3 mi
- 9/10La Costa Canyon High SchoolGrades: 9-12Distance: 4.3 mi
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Estimated market value
$3,034,200
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Estimated market value
$3,034,200
- California
- San Diego County
- Encinitas
- 92007
- Cardiff
- 445 Sheffield Ave
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