BIG TICKET ITEMS? DONE.
Charming, inviting, and truly move-in ready! This thoughtfully updated 2-bedroom, 2-full-bath home offers the perfect blend of timeless character and modern comfort, set on a quiet street.
Major systems have already been taken care of, with the roof, HVAC, and mechanicals all just two years old, offering peace of mind for years to come.
The open layout flows effortlessly into a light-filled kitchen with crisp white cabinetry and updated finishes, ideal for everyday living or easy entertaining. A full bathroom on each level adds flexibility and convenience.
The walkout leads to a fully fenced backyard—ideal for pets, hosting friends, or just enjoying your own outdoor space. And the true unicorn? A rare 4-car (tandem) garage with tons of storage, perfect for cars, hobbies, bikes, or future projects.
Updated where it matters, cute where it counts, and located in the heart of Ludlow.
Sold for $315,000
$315,000
445 Victoria St, Ludlow, KY 41016
2beds
1,475sqft
Single Family Residence, Residential
Built in 1920
4,356 Square Feet Lot
$319,700 Zestimate®
$214/sqft
$2,142 Estimated rent
Home value
$319,700
$291,000 - $352,000
$2,142/mo
Zestimate® history
Owner options
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$2,142/mo
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$2,142/mo
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$1,970/mo
Est. payment
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$1,970/mo
Est. payment
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Zillow last checked:
Listing updated:
Listed by:
Annie Venerable 859-578-8111,
Pivot Realty Group
Bought with:
Tessa Casey, 297825
Pivot Realty Group
Source: NKMLS,MLS#: 638985
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: See Remarks
- Level: Second
- Area: 169
- Dimensions: 13 x 13
Bedroom 2
- Features: See Remarks
- Level: Second
- Area: 130
- Dimensions: 13 x 10
Bathroom 2
- Features: See Remarks
- Level: First
- Area: 80
- Dimensions: 8 x 10
Dining room
- Features: See Remarks
- Level: First
- Area: 195
- Dimensions: 15 x 13
Family room
- Features: See Remarks
- Level: First
- Area: 208
- Dimensions: 16 x 13
Kitchen
- Features: See Remarks
- Level: First
- Area: 264
- Dimensions: 22 x 12
Primary bath
- Features: See Remarks
- Level: Second
- Area: 60
- Dimensions: 10 x 6
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Electric Oven, Electric Range, Dishwasher, Refrigerator
- Laundry: Lower Level
Features
- Kitchen Island, Walk-In Closet(s), Storage, High Speed Internet, Entrance Foyer, Eat-in Kitchen, Chandelier, Built-in Features, Ceiling Fan(s), High Ceilings
- Windows: Vinyl Frames
- Number of fireplaces: 1
- Fireplace features: Inoperable
Interior area
- Total structure area: 1,475
- Total interior livable area: 1,475 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage, Off Street, On Street
- Garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Fencing: Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 4,356 Square Feet
- Dimensions: 40 x 110
- Features: Corner Lot
Details
- Parcel number: 0263305009.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Wood Siding
- Foundation: Poured Concrete
- Roof: Asphalt
Condition
- Existing Structure
- New construction: No
- Year built: 1920
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available
Community & HOA
HOA
- Has HOA: No
Location
- Region: Ludlow
Financial & listing details
- Price per square foot: $214/sqft
- Tax assessed value: $125,000
- Annual tax amount: $1,633
- Date on market: 3/18/2026
- Cumulative days on market: 28 days
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 2/25/2026 | Sold | $315,000-3.1%$214/sqft |
Source:  NKMLS #638985 Report a problem | ||
| 1/23/2026 | Pending sale | $325,000$220/sqft |
Source: NKMLS #638985 Report a problem | ||
| 1/7/2026 | Listed for sale | $325,000$220/sqft |
Source: NKMLS #638985 Report a problem | ||
| 1/6/2026 | Listing removed | $325,000$220/sqft |
Source: NKMLS #638715 Report a problem | ||
| 12/19/2025 | Listed for sale | $325,000+140.7%$220/sqft |
Source: NKMLS #638715 Report a problem | ||
| 1/12/2021 | Listing removed | -- |
Source: NKMLS Report a problem | ||
| 1/2/2021 | Pending sale | $135,000$92/sqft |
Source: Star One REALTORS #544672 Report a problem | ||
| 12/22/2020 | Listed for sale | $135,000$92/sqft |
Source: Star One REALTORS #544672 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,633 +0.5% | $125,000 |
| 2024 | $1,625 +9.8% | $125,000 +8.7% |
| 2023 | $1,480 +55.7% | $115,000 |
| 2022 | $951 +22.8% | $115,000 +21.1% |
| 2021 | $774 -10.3% | $95,000 |
| 2020 | $863 | $95,000 |
| 2019 | $863 +0.3% | $95,000 |
| 2018 | $861 | $95,000 |
| 2017 | $861 -33.5% | $95,000 |
| 2015 | $1,293 +4.1% | $95,000 |
| 2014 | $1,242 | $95,000 |
| 2013 | $1,242 | $95,000 |
| 2012 | -- | $95,000 |
| 2011 | -- | $95,000 |
| 2010 | -- | $95,000 |
| 2009 | -- | $95,000 |
| 2008 | -- | $95,000 |
| 2007 | -- | $95,000 |
| 2006 | -- | $95,000 +11.8% |
| 2005 | -- | $85,000 |
| 2004 | -- | $85,000 |
| 2003 | -- | $85,000 |
| 2002 | -- | $85,000 +6.4% |
| 2001 | -- | $79,900 |
| 2000 | -- | $79,900 |
Find assessor info on the county website
Neighborhood: 41016
Nearby homes
- $230,6004 bd2 ba1.7k sqft449 Victoria St, Ludlow, KY 41016Off Market
- $137,9003 bd1 ba1.1k sqft453 Victoria St, Ludlow, KY 41016Off Market
- $178,8005 bd1 ba2.7k sqft437 Victoria St, Ludlow, KY 41016Sold
- $171,1003 bd1 ba1.4k sqft455 Victoria St, Ludlow, KY 41016Off Market
- $10,0002,744 Square Feet446 Elm St, Ludlow, KY 41016Off Market
- $230,1003 bd2 ba2.3k sqft448 Elm St, Ludlow, KY 41016Off Market
- $359,9004 bd2 ba1.8k sqft440 Victoria St, Ludlow, KY 41016Sold
- $144,7002 bd1 ba970 sqft433 Victoria St, Ludlow, KY 41016Off Market
Nearby schools
GreatSchools rating
- 6/10Mary A. Goetz Elementary SchoolGrades: PK-6Distance: 0.1 mi
- 6/10Ludlow High SchoolGrades: 7-12Distance: 0.1 mi
Schools provided by the listing agent
- Elementary: Mary A. Goetz Elementary
- Middle: Ludlow Middle School
- High: Ludlow High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$319,700
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$319,700
- Kentucky
- Kenton County
- Ludlow
- 41016
- 445 Victoria St
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