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For sale
  • Price cut: $29K (7/9)
    $410,000

    445 W Lowell Ave, Tracy, CA 95376

    2beds
    1,042sqft
    : 
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    Residential, Single Family Residence
    Built in 1927
    5,250 Square Feet Lot
    $409,900 Zestimate®
    $393/sqft
    $-- HOA

    What's special

    Private backyardMature treesAbundant natural lightAmple cabinetryDetached one-car garageStunning decorative fireplaceCozy dining nook
    Only 410K Exceptional value and one of the best-priced homes currently available in Tracy! If you’ve been waiting for the right opportunity, this is it. Charming, inviting, and move-in ready, this beautifully maintained single-story bungalow blends timeless character with everyday comfort. A welcoming arched entry and abundant natural light create a warm first impression, while the spacious living room features a stunning decorative fireplace that adds classic charm and character. The updated kitchen showcases granite countertops, ample cabinetry, and a cozy dining nook perfect for everyday living. Spacious bedrooms provide comfortable retreats, complemented by updated bath finishes and the convenience of an indoor laundry room. Situated on a generously sized lot with mature trees, the private backyard offers plenty of space to relax, garden, or entertain. Detached one-car garage plus extended driveway for additional parking. Ideally located near shopping, dining, parks, schools, and commuter access. Incredible opportunity for first-time buyers, investors, or anyone looking for exceptional value in today’s market.
    155 days
    |
    1,216
    |
    44
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    George Pacheco DRE #02013752 415-935-3542,

    Monument Realty

    Source: Bay East AOR,MLS#: 41124024MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: 2 Bedrooms, 1 Bath, Dining Room, Dining Area, Eat-In Kitchen, Living Room
      Kitchen
      • Features: Counter - Solid Surface, Dishwasher, Disposal, Gas Range/Cooktop, Pantry, Range/Oven Free Standing, Refrigerator, Updated Kitchen
      Heating
      • Forced Air, Central, Fireplace(s)
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Gas Range, Free-Standing Range, Refrigerator, Gas Water Heater
      • Laundry: Laundry Room
      Features
      • Counter - Solid Surface, Pantry, Updated Kitchen
      • Flooring: Laminate, Carpet
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 1,042
      • Total interior livable area: 1,042 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached, Off Street, Electric Vehicle Charging Station(s)
      • Garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Pool features: None
      • Fencing: Fenced
      Lot
      • Size: 5,250 Square Feet
      • Features: Level, Rectangular Lot, Back Yard, Front Yard
      Details
      • Parcel number: 233063160000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow,Spanish
      • Property subtype: Residential, Single Family Residence
      Materials
      • Stucco
      • Roof: Flat
      Condition
      • Existing
      • New construction: No
      • Year built: 1927

      Utilities & green energy

      • Electric: No Solar
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Downtown
      HOA
      • Has HOA: No
      Location
      • Region: Tracy

      Financial & listing details

      • Price per square foot: $393/sqft
      • Tax assessed value: $477,542
      • Annual tax amount: $5,503
      • Price range: $410K - $410K
      • Date on market: 2/13/2026
      • Listing agreement: Excl Right
      • Listing terms: Cash,Conventional,FHA

        Estimated market value

        $409,900

        $389,000 - $430,000

        $2,336/mo

        Price history

        DateEventPrice
        7/9/2026Price change$410,000-6.6%$393/sqft
        Source: Bay East AOR #41124024 Report a problem
        6/30/2026Listed for sale$439,000$421/sqft
        Source: Bay East AOR #41124024 Report a problem
        6/20/2026Pending sale$439,000$421/sqft
        Source: Bay East AOR #41124024 Report a problem
        5/19/2026Price change$439,000-2.2%$421/sqft
        Source: Bay East AOR #41124024 Report a problem
        3/20/2026Price change$449,000-5.5%$431/sqft
        Source: Bay East AOR #41124024 Report a problem
        2/13/2026Listed for sale$475,000+5.6%$456/sqft
        Source: Bay East AOR #41124024 Report a problem
        7/30/2021Sold$450,000+1.1%$432/sqft
        Source: MetroList Services of CA #221062734 Report a problem
        7/1/2021Pending sale$445,000$427/sqft
        Source: MetroList Services of CA #221062734 Report a problem
        6/16/2021Price change$445,000-2.2%$427/sqft
        Source: MetroList Services of CA #221062734 Report a problem
        6/4/2021Listed for sale$455,000+56.9%$437/sqft
        Source: MetroList Services of CA #221062734 Report a problem
        8/21/2015Sold$290,000+100%$278/sqft
        Source: Public Record Report a problem
        7/12/2012Sold$145,000+1.8%$139/sqft
        Source: MetroList Services of CA #12035530 Report a problem
        6/11/2012Listed for sale$142,500+78.1%$137/sqft
        Source: SACM #12035530 Report a problem
        11/18/2011Sold$80,000-3%$77/sqft
        Source: Public Record Report a problem
        11/3/2011Pending sale$82,500$79/sqft
        Source: Fannie Mae #11073194 Report a problem
        10/12/2011Price change$82,500-40.2%$79/sqft
        Source: Fannie Mae #11073194 Report a problem
        10/7/2011Listed for sale--
        Source: foreclosure.com Report a problem
        4/29/2011Sold$137,988$132/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,503 +8.5%$477,542 +2%
        2024$5,069 +1.6%$468,180 +2%
        2023$4,991 +2.1%$459,000 +2%
        2022$4,890 +43.7%$450,000 +41.9%
        2021$3,403 +0.7%$317,154 +1%
        2020$3,380 +1.6%$313,903 +2%
        2019$3,325 +1.7%$307,749 +2%
        2018$3,268 +5.3%$301,716 +2%
        2017$3,103 -1.7%$295,800 +2%
        2016$3,156 +110.8%$290,000 +95.2%
        2015$1,497 $148,568 +2%
        2014$1,497 $145,658 +0.5%
        2013-- $145,000 +81.3%
        2012-- $80,000 -24.5%
        2011-- $106,000 -14.5%
        2010-- $124,000 -0.8%
        2009-- $125,000 -11%
        2008-- $140,374 +2%
        2007-- $137,623 +2%
        2006-- $134,924 +2%
        2005-- $132,279 +2%
        2004-- $129,685 +1.9%
        2003-- $127,310 +4%
        2002-- $122,368
        2001-- $122,368
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 95376

        Getting around

        74 / 100
        Very Walkable
        27 / 100
        Some Transit
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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