Welcome to 4460 Clipper Cove — a stunning coastal retreat in the heart of Destin's coveted Crystal Beach community.
Perfectly positioned within walking or golf-cart distance to the sugar-white sands of the Gulf, Destin Commons, Publix, and an array of upscale shops and restaurants, this charming beach home places the very best of Destin right at your doorstep.
This 4-bedroom, 3-bath home offers a spacious and inviting layout designed for both relaxation and entertaining. The light-filled interior features hardwood floors, solid-surface countertops, and an upgraded chef-inspired kitchen complete with a Haier wine cooler and a Kenmore Pro gourmet gas range. The dining area—set just off the kitchen—boasts a cozy fireplace, while the open-concept living space creates a warm and and welcoming gathering area for family and friends.
The first floor includes two comfortable bedrooms connected by a convenient Jack-and-Jill bathroom, located adjacent to the laundry room. Upstairs, you'll find a private guest bedroom and a spacious Master Suite, featuring its own sitting area and direct access to the home's viewing tower, where you can soak in beautiful neighborhood and coastal views.
Outside, the home's picturesque curb appeal, charming wraparound porch, and white picket fencing enhance its quintessential beach-house charm. The property is vacant, impeccably maintained, and truly move-in ready.
If you're seeking an investment property, you're in luckshort-term rentals are allowed, and while this home has never been on a rental program, comparable properties generate $80,000-$100,000+ annually.
Whether you're looking for your next full-time residence, a second home near the beach, or a high-potential vacation rental, 4460 Clipper Cove is an exceptional find.
Make an offer today and start living the Destin lifestyle!
For sale
Price cut: $50K (6/9)
$1,150,000
4460 Clipper Cv, Destin, FL 32541
4beds
2,522sqft
Single Family Residence
Built in 1993
5,227 Square Feet Lot
$1,099,700 Zestimate®
$456/sqft
$-- HOA
What's special
Charming wraparound porchJack-and-jill bathroomUpgraded chef-inspired kitchenWhite picket fencingOpen-concept living spaceLight-filled interiorHardwood floors
- 222 days |
- 945 |
- 42 |
Zillow last checked:
Listing updated:
Listed by:
Michael P Taylor,
Ocean Reef Realty Inc
Source: ECAOR,MLS#: 989908
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
- Area: 240 Square Feet
- Dimensions: 20 x 12
Bedroom
- Level: First
- Area: 144 Square Feet
- Dimensions: 12 x 12
Bedroom
- Level: First
- Area: 117 Square Feet
- Dimensions: 13 x 9
Bedroom
- Level: Second
- Area: 144 Square Feet
- Dimensions: 12 x 12
Dining room
- Level: First
- Area: 121 Square Feet
- Dimensions: 11 x 11
Family room
- Level: First
- Area: 289 Square Feet
- Dimensions: 17 x 17
Kitchen
- Level: First
- Area: 84 Square Feet
- Dimensions: 12 x 7
Laundry
- Level: First
- Area: 32.64 Square Feet
- Dimensions: 4.8 x 6.8
Sitting room
- Level: Second
- Area: 96 Square Feet
- Dimensions: 12 x 8
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Dryer, Refrigerator, Washer
Features
- Flooring: Hardwood, Tile
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,522
- Total interior livable area: 2,522 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Stories: 3
- Exterior features: Balcony
Lot
- Size: 5,227 Square Feet
- Dimensions: 60 x 85
- Features: Sidewalk
Details
- Parcel number: 002S22058300000620
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 1993
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Pool, Short Term Rental - Allowed
- Subdivision: CRYSTAL BEACH COTTAGES PH 2
Location
- Region: Destin
Financial & listing details
- Price per square foot: $456/sqft
- Tax assessed value: $807,590
- Annual tax amount: $2,854
- Date on market: 11/19/2025
- Road surface type: Paved
Estimated market value
$1,099,700
$1.04M - $1.15M
$4,177/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/9/2026 | Price change | $1,150,000-4.2%$456/sqft |
Source: | ||
| 4/9/2026 | Price change | $1,200,000-7.7%$476/sqft |
Source: | ||
| 11/19/2025 | Listed for sale | $1,300,000$515/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,855 +2.6% | $279,643 +3% |
| 2023 | $2,783 +2.6% | $271,498 +3% |
| 2022 | $2,713 +0.3% | $263,590 +3% |
| 2021 | $2,706 +0.8% | $255,913 +1.4% |
| 2020 | $2,683 +1.2% | $252,380 +2.3% |
| 2019 | $2,650 +0.8% | $246,706 +1.8% |
| 2018 | $2,629 | $242,347 +2.1% |
| 2017 | $2,629 +0.6% | $237,362 +2.1% |
| 2016 | $2,613 +2.8% | $232,480 +0.7% |
| 2015 | $2,543 -1.4% | $230,864 +0.8% |
| 2014 | $2,578 | $229,032 +1.5% |
| 2013 | -- | $225,647 +1.7% |
| 2012 | -- | $221,875 +3% |
| 2011 | -- | $215,413 +1.5% |
| 2010 | -- | $212,230 +2.7% |
| 2009 | -- | $206,650 +0.1% |
| 2008 | -- | $206,444 +43.5% |
| 2007 | -- | $143,836 +2.5% |
| 2006 | -- | $140,328 +3% |
| 2005 | -- | $136,241 +3% |
| 2004 | -- | $132,273 +1.9% |
| 2003 | -- | $129,807 +2.4% |
| 2002 | -- | $126,765 +1.6% |
| 2001 | -- | $124,769 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 1.1 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 13 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Destin
- 32541
- 4460 Clipper Cv







