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For salePrice cut: $5K (7/27)
$645,000
3beds
2,504sqft

448 W 4th St, Loveland, CO 80537

3beds
2,504sqft
Single family residence
Built in 1906
6,603 sqft
2 Garage spaces
$258 price/sqft

What's special

Fenced backyardGenerous storageAmple prep spaceKitchen includes modern appliancesIn-wall evaporative cooler

This well-maintained, move-in ready home blends classic character with thoughtful upgrades, all in a prime location just steps from downtown! Featuring numerous improvements throughout, including durable James Hardie fiber cement siding, this two-story gem ensures long-term value and peace of mind. Inside, the main level features well-defined living areas that connect seamlessly, creating a comfortable and functional everyday layout. The kitchen includes modern appliances, ample prep space, and generous storage that make cooking and hosting simple. Two bedrooms on the main floor provide convenient options for guests, a home office, or hobbies. The entire upstairs has been freshly updated with new paint, flooring, and trim, along with a fully renovated bathroom showcasing new tile, shower door, and modern fixtures. A newer stacked washer and dryer and an in-wall evaporative cooler also enhance daily comfort. This level offers a spacious bedroom area with a large walk-in closet and a loft, making it ideal as a private primary suite. Outside, the fenced backyard includes a concrete patio, alley access, and large gates, making it easy to bring in vehicles, store equipment, or create additional outdoor functionality. The 20'x40' drive-through garage provides both alley and driveway access, plus a finished bonus room above complete with electricity and a mini-split, perfect for a creative studio, workshop, or hangout retreat. Enjoy quick access to parks, local shops, dining, and all the historic charm of downtown Loveland just minutes from your front door. No HOA!

88 days
|
461
|
14
|
Source: IRES as distributed by MLS GRID,MLS#: 1061691MLS Logo
Travel times

Family Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Rob Kittle 970-218-9200,

Kittle Real Estate,

Heide Kay Fralic 720-600-9938,

Kittle Real Estate

Source: IRES as distributed by MLS GRID,MLS#: 1061691MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
Primary bedroom
  • Description: Laminate
  • Features: Full Primary Bath
  • Level: Upper
  • Area: 182 Square Feet
  • Dimensions: 13 x 14
Bedroom 2
  • Description: Carpet
  • Level: Main
  • Area: 104 Square Feet
  • Dimensions: 8 x 13
Bedroom 3
  • Description: Carpet
  • Level: Main
  • Area: 96 Square Feet
  • Dimensions: 8 x 12
Dining room
  • Description: Luxury Vinyl
  • Level: Main
  • Area: 110 Square Feet
  • Dimensions: 11 x 10
Family room
  • Description: Luxury Vinyl
  • Level: Main
  • Area: 204 Square Feet
  • Dimensions: 12 x 17
Kitchen
  • Description: Luxury Vinyl
  • Level: Main
  • Area: 170 Square Feet
  • Dimensions: 17 x 10
Laundry
  • Description: Laminate
  • Level: Upper
Living room
  • Description: Luxury Vinyl
  • Level: Main
  • Area: 156 Square Feet
  • Dimensions: 13 x 12
Heating
  • Baseboard, Radiant, Wall Furnace
Cooling
  • Wall/Window Unit(s), Evaporative Cooling
Appliances
  • Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
  • Laundry: Washer/Dryer Hookup
Features
  • Separate Dining Room, Natural Woodwork, Walk-In Closet(s), High Ceilings, Crown Molding
  • Basement: Crawl Space
Interior area
  • Total structure area: 2,504
  • Total interior livable area: 2,504 sqft
  • Finished area above ground: 2,504
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Garage Door Opener, Detached, Heated Garage, Drive Through
  • Garage spaces: 2
  • Details: Detached
Accessibility
  • Accessibility features: Main Floor Bath, Accessible Bedroom
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Wire,Vinyl
  • Has view: Yes
  • View description: City
Lot
  • Size: 6,603 Square Feet
  • Features: Level, City Limits
Details
  • Parcel number: R0405850
  • Zoning: R3e
  • Special conditions: Private Owner
  • Other equipment: Satellite Dish

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Victorian,Contemporary
  • Property subtype: Single Family Residence
Materials
  • Frame, Stone, Painted/Stained, Concrete
  • Roof: Composition
Condition
  • New construction: No
  • Year built: 1906

Utilities & green energy

  • Electric: City of LVLD
  • Gas: Xcel Energy
  • Sewer: Public Sewer
  • Water: City
  • Utilities for property: Natural Gas Available, Electricity Available

Community & HOA

Community
  • Subdivision: Ten Brook
HOA
  • Has HOA: No
Location
  • Region: Loveland

Financial & listing details

  • Price per square foot: $258/sqft
  • Tax assessed value: $577,200
  • Annual tax amount: $3,085
  • Date on market: 6/12/2026
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Exclusions: Personal Property
  • Electric utility on property: Yes
  • Road surface type: Gravel, Concrete

Price history

DateEventPrice
7/27/2026Price change$645,000-0.8%$258/sqft
Source: IRES as distributed by MLS GRID #1061691 Report a problem
6/26/2026Price change$650,000-1.5%$260/sqft
Source: IRES as distributed by MLS GRID #1061691 Report a problem
6/12/2026Listed for sale$660,000+1228.9%$264/sqft
Source: IRES as distributed by MLS GRID #1061691 Report a problem
3/5/2008Sold$49,666-66.7%$20/sqft
Source: Public Record Report a problem
12/19/2007Listed for sale$149,000$60/sqft
Source: Listhub #543917 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$3,085 +38.4%$36,076 +14.1%
2024$2,230 +1.8%$31,624 -1%
2023$2,190 -2.7%$31,931 +16%
2022$2,251 -2.2%$27,529 -2.8%
2021$2,302 +1.7%$28,322 -2.2%
2020$2,264 +14.7%$28,958 -0.7%
2019$1,973 $29,160 +21.6%
2018$1,973 $23,976
2017$1,973 +16.1%$23,976 +34.5%
2016$1,699 +31.1%$17,822 +0%
2015$1,296 +20.4%$17,820 +24.4%
2014$1,077 $14,320
2013-- $14,320 -1.1%
2012-- $14,480
2011-- $14,480 -14.9%
2010-- $17,020
2009-- $17,020 -12%
2008-- $19,350
2007-- $19,350 +26.4%
2006-- $15,310
2005-- $15,310 +5.7%
2004-- $14,490 -2.9%
2002-- $14,930
2001-- $14,930

Find assessor info on the county website

Monthly payment

Est. payment
$3,550/mo
Principal & interest
$3270
Property taxes
$280
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 80537

Nearby schools

Garfield Elementary School
Grades K-50.4 miles
4/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
2/10
Bill Reed Middle School
Grades 6-80.1 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
2/10
Thompson Valley High School
Grades 9-121.1 miles
4/10
GreatSchools® Rating
College Readiness Rating
4/10