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  • Listed by: HomeCoin.com • Jonathan Minerick • 888-400-2513
    $325,000

    45 Chip Dr, O'Fallon, MO 63366

    3beds
    1,404sqft
    : 
    $2,101/mo
    Get pre-qualified
    Single Family Residence
    Built in 1987
    8,276 Square Feet Lot
    $319,700 Zestimate®
    $231/sqft
    $-- HOA

    What's special

    Finished basementFenced backyardRefinished stairsNew deckNew roofUpdated lightingRock garden
    Welcome home to this beautifully updated 3-bedroom, 2-bath home with a finished basement, nestled in a friendly, established O’Fallon neighborhood and backing to the wooded beauty of Fort Zumwalt Park. Thoughtfully updated inside and out, this move-in-ready home features all-new stainless steel kitchen appliances, continuous LVP flooring, updated lighting, two fully remodeled bathrooms with all-new finishes and fixtures, refinished stairs, and a new guard railing. The finished basement offers flexible additional living space perfect for a family room, playroom, home office, gym, or entertaining. Outside, enjoy a new roof, fenced backyard, new deck, refreshed landscaping and flower beds, retaining wall, rock garden, new shutters, and mailbox. The wooded backdrop of Fort Zumwalt Park provides beautiful views and added privacy, while the park’s lights create a magical setting during the holidays. Located near a cul-de-sac where neighbors gather, this welcoming home combines extensive updates, flexible living space, and a wonderful neighborhood setting.
    20 hours
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    256
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    26
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jonathan Minerick 888-400-2513,

    HomeCoin.com

    Source: MARIS,MLS#: 26054537MLS LogoOriginating MLS: Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Heating
      • Forced Air
      Cooling
      • Attic Fan, Ceiling Fan(s), Central Air
      Appliances
      • Included: Stainless Steel Appliance(s), Dishwasher, Microwave, Built-In Electric Oven, Free-Standing Refrigerator, Washer/Dryer, Water Heater
      • Laundry: In Basement
      Features
      • Ceiling Fan(s), High Ceilings, High Speed Internet, Open Floorplan, Pantry, Shower, Smart Thermostat, Soaking Tub, Solid Surface Countertop(s), Tub, Vaulted Ceiling(s)
      • Flooring: Vinyl
      • Doors: Panel Door(s), Storm Door(s)
      • Basement: Finished,Storage Space,Sump Pump
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 1,404
      • Total interior livable area: 1,404 sqft
      • Finished area above ground: 1,404

      Property

      Parking
      • Total spaces: 2
      • Parking features: Additional Parking, Driveway, Garage Door Opener, Garage Faces Front, Oversized
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Multi/Split
      • Patio & porch: Deck
      • Exterior features: Entry Steps/Stairs, Garden, Gas Grill, Private Yard, Rain Gutters, Storage
      • Fencing: Back Yard,Chain Link
      Lot
      • Size: 8,276 Square Feet
      • Features: Back Yard, Front Yard, Garden, Gentle Sloping, Heavy Woods, Natural Foliage
      Details
      • Additional structures: Shed(s)
      • Parcel number: 201416168000002.0000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Split Level
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Vinyl Siding
      • Roof: Asphalt,Pitched/Sloped,Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Electric: Ameren
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Sidewalks, Street Lights
      • Security: Fire Alarm
      • Subdivision: Park View
      HOA
      • Has HOA: No
      Location
      • Region: Ofallon

      Financial & listing details

      • Price per square foot: $231/sqft
      • Tax assessed value: $243,064
      • Annual tax amount: $2,978
      • Date on market: 8/24/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $319,700

        $304,000 - $336,000

        $2,163/mo

        Price history

        DateEventPrice
        8/24/2026Listed for sale$325,000+81.7%$231/sqft
        Source: MARIS #26054537 Report a problem
        5/24/2018Sold--
        Source: MARIS #18021938 Report a problem
        4/17/2018Pending sale$178,900$127/sqft
        Source: Coldwell Banker Gundaker - Highway K & N / O'Fallon #18021938 Report a problem
        4/11/2018Price change$178,900-3.2%$127/sqft
        Source: Coldwell Banker Gundaker - Highway K & N / O'Fallon #18021938 Report a problem
        4/5/2018Listed for sale$184,900+42.3%$132/sqft
        Source: Coldwell Banker Gundaker OF #18021938 Report a problem
        11/4/2013Sold--
        Source: MARIS #13046196 Report a problem
        8/15/2013Listed for sale$129,900$93/sqft
        Source: Coldwell Banker Gundaker - Lake St. Louis / Wentzville #13046196 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,978 +5.2%$46,182 +8.4%
        2024$2,831 0%$42,615
        2023$2,832 +19.9%$42,615 +29.2%
        2022$2,361 $32,981
        2021-- $32,981 +2%
        2020-- $32,325
        2019$2,197 $32,325 +14.1%
        2018$2,197 +1.6%$28,342
        2017$2,163 +17.2%$28,342 +17.7%
        2016$1,846 +7.5%$24,086
        2015$1,717 +5.3%$24,086 +7%
        2014$1,631 $22,511
        2013-- $22,511 -9%
        2012-- $24,740 -3.6%
        2011-- $25,660
        2010-- $25,660
        2009-- $25,660 -14.4%
        2008-- $29,990 -79.2%
        2007-- $144,070
        2006-- $144,070
        2005-- $144,070 +13.1%
        2004-- $127,400
        2003-- $127,400
        2002-- --
        2001-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 63366

        Getting around

        38 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: J.L. Mudd/Forest Park
        • Middle: Ft. Zumwalt West Middle
        • High: Ft. Zumwalt West High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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