Charming cape located in the heart of town. Living room has a fireplace with a pellet stove insert. Eat in kitchen with granite counters and tile floors. First floor bedroom and a full bath with separate tub and shower. Formal dining room . 2 beds and a bath upstairs. Primary bedroom has walk in closet and balcony. Full basement with a half bath. Oil heat city water and sewer. Solar panels are paid in full and transferable to the new owner . House is being sold as is.
Sold for $480,000
$480,000
45 Cross St, Westerly, RI 02891
3beds
1,878sqft
Single Family Residence
Built in 1954
6,969 Square Feet Lot
$496,000 Zestimate®
$256/sqft
$3,178 Estimated rent
Home value
$496,000
$446,000 - $556,000
$3,178/mo
Zestimate® history
Owner options
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$2,958/mo
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Tile floorsFull basementGranite countersFormal dining roomWalk in closet
Zillow last checked:
Listing updated:
Listed by:
Kimber Pope Kettlety 401-741-8722,
Coldwell Banker Coastal Homes
Bought with:
Ryan Lynch, RES.0048206
Compass
Source: StateWide MLS RI,MLS#: 1396403
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bathroom
- Level: First
Bathroom
- Level: Second
Other
- Level: Second
Other
- Level: First
Other
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Oil, Baseboard, Forced Air
Cooling
- None
Features
- Wall (Plaster), Plumbing (Mixed), Insulation (Unknown)
- Flooring: Ceramic Tile, Hardwood
- Basement: Full,Interior Entry,Unfinished
- Number of fireplaces: 1
- Fireplace features: Pellet Stove
Interior area
- Total structure area: 1,878
- Total interior livable area: 1,878 sqft
- Finished area above ground: 1,878
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Carport
- Garage spaces: 1
- Has carport: Yes
Features
- Pool features: Above Ground
Lot
- Size: 6,969 Square Feet
Details
- Parcel number: WESTM77B85
- Special conditions: Conventional/Market Value
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Plaster, Vinyl Siding
- Foundation: Concrete Perimeter
Condition
- New construction: No
- Year built: 1954
Utilities & green energy
- Electric: 200+ Amp Service, Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Westerly
Financial & listing details
- Price per square foot: $256/sqft
- Tax assessed value: $419,700
- Annual tax amount: $3,265
- Date on market: 9/29/2025
Price history
| Date | Event | Price |
|---|---|---|
| 10/31/2025 | Sold | $480,000+1.1%$256/sqft |
Source:  StateWide MLS RI #1396403 Report a problem | ||
| 10/2/2025 | Pending sale | $475,000$253/sqft |
Source: StateWide MLS RI #1396403 Report a problem | ||
| 9/29/2025 | Listed for sale | $475,000+400%$253/sqft |
Source: StateWide MLS RI #1396403 Report a problem | ||
| 1/22/1993 | Sold | $95,000$51/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,265 -5.4% | $419,700 +27.1% |
| 2024 | $3,451 +3.5% | $330,200 |
| 2023 | $3,335 | $330,200 |
| 2022 | $3,335 +8.6% | $330,200 +29.7% |
| 2021 | $3,070 +1.8% | $254,600 |
| 2020 | $3,017 +0.9% | $254,600 |
| 2019 | $2,989 +12.9% | $254,600 +18.8% |
| 2018 | $2,648 +2.9% | $214,400 |
| 2017 | $2,573 | $214,400 |
| 2016 | $2,573 +2.8% | $214,400 -3.8% |
| 2015 | $2,502 +1.6% | $222,800 |
| 2014 | $2,462 +1.4% | $222,800 |
| 2013 | $2,429 -4.7% | $222,800 -11.6% |
| 2012 | $2,548 +1% | $252,000 |
| 2011 | $2,523 +3.2% | $252,000 |
| 2010 | $2,444 -6.2% | $252,000 -14.2% |
| 2009 | $2,605 | $293,700 |
| 2008 | $2,605 +3.1% | $293,700 |
| 2007 | $2,526 +16.1% | $293,700 +44.5% |
| 2006 | $2,176 +7.4% | $203,200 +3.3% |
| 2005 | $2,026 +9.6% | $196,700 +63.4% |
| 2003 | $1,848 | $120,400 |
Find assessor info on the county website
Neighborhood: 02891
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Nearby schools
GreatSchools rating
- 9/10State Street SchoolGrades: K-4Distance: 0.4 mi
- 7/10Westerly Middle SchoolGrades: 5-8Distance: 2.5 mi
- 7/10Westerly High SchoolGrades: 9-12Distance: 0.5 mi
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Estimated market value
$496,000
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Estimated market value
$496,000
- Rhode Island
- Washington County
- Westerly
- 02891
- 45 Cross St
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