45 Point Pl, Monterey, TN 38574
What's special
***4.4acres & an additional 1.9 acres available*** Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. There is a same owner lot next door for sale (MLS 245864) offering an additional 1.9 acres.
- 70 days |
- 488 |
- 28 |
Travel times
Living Room
Kitchen
Dining Room
Primary Bedroom
Primary Bathroom
Screened Porch
Outdoor
Zillow last checked:
Listing updated:
Jennifer Harvey,
The Real Estate Collective 931-559-9500
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Refrigerator, Microwave, Electric Water Heater
- Laundry: Main Level
Features
- Flooring: Hardwood
- Basement: Crawl Space,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 1,568
- Total interior livable area: 1,568 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Has attached garage: Yes
- Covered spaces: 2
Features
- Levels: One
- Patio & porch: Screened, Sunroom
Lot
- Size: 4.4 Acres
- Dimensions: 4.4 acres
- Features: Cul-De-Sac
Details
- Parcel number: 029.00
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Frame
- Roof: Shingle
Condition
- Year built: 2003
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Water: Utility District
- Utilities for property: Propane
Community & HOA
Community
- Subdivision: Cumberland Cove
HOA
- Has HOA: Yes
- Amenities included: Maintenance Grounds, Golf Course, Other
- HOA fee: $152 annually
Location
- Region: Monterey
Financial & listing details
- Price per square foot: $253/sqft
- Tax assessed value: $25,000
- Annual tax amount: $616
- Date on market: 7/16/2026
Price history
| Date | Event | Price |
|---|---|---|
| 8/11/2026 | Price change | $397,000-5.9%$253/sqft |
Source:  UCMLS #245863 Report a problem | ||
| 8/11/2026 | Price change | $422,000-1.9%$269/sqft |
Source: UCMLS #245865 Report a problem | ||
| 7/16/2026 | Price change | $430,000+5.7%$274/sqft |
Source: UCMLS #245865 Report a problem | ||
| 7/16/2026 | Listed for sale | $407,000+16180%$260/sqft |
Source: UCMLS #245863 Report a problem | ||
| 5/3/2019 | Sold | $2,500-89.8%$2/sqft |
Source: Public Record Report a problem | ||
| 8/6/1996 | Sold | $24,595$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $71 | $6,250 |
| 2024 | $71 | $6,250 |
| 2023 | $71 | $6,250 |
| 2022 | $71 -27.5% | $6,250 |
| 2021 | $98 | $6,250 |
| 2020 | $98 | $6,250 |
| 2019 | $98 | $6,250 |
| 2018 | $98 -0.2% | $6,250 |
| 2017 | $98 +3.2% | $6,250 |
| 2016 | $95 +1.5% | $6,250 |
| 2015 | $94 | $6,250 |
| 2014 | $94 | $6,250 |
| 2013 | $94 -0.2% | $6,250 |
| 2012 | $94 | $6,250 |
| 2011 | -- | $6,250 +25% |
| 2010 | $71 +7.1% | $5,002 |
| 2009 | $67 +7.3% | $5,002 |
| 2008 | $62 | $5,002 |
| 2007 | $62 -24.4% | $5,002 |
| 2006 | $82 +35% | $5,002 +35% |
| 2005 | $61 | $3,705 |
| 2004 | $61 +13.9% | $3,705 |
| 2002 | $53 | $3,705 |
| 2001 | -- | $3,705 -75% |
| 2000 | -- | $14,820 |
Find assessor info on the county website
Monthly payment
Estimated market value
Not available
Estimated sales range
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Climate risks
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