Back on the market due to no fault of its own...and it's a great opportunity! Take a look at 45 Richmond St. in Mt. Vernon, KY! This inviting 3-bedroom, 1-bath ranch offers 1,296 sq. ft. of comfortable living space in a location that's hard to beat. You'll be just minutes from schools, the public library, the hospital, I-75, and everything else you need. Inside, you'll find a cozy living room with a propane fireplace that's perfect for those cold Kentucky winters. The home has been well cared for and is move-in ready. Outside, you'll love the extra storage and workspace with two outbuildings. One is great for lawn equipment, and the 12x24 building with electricity would make a fantastic workshop, hobby space, or place for your next project. Whether you're buying your first home, looking to downsize, or searching for an investment property, this one deserves another look. The previous buyers' circumstances changed, but this home's charm and convenience have not. Schedule your showing today!
Contingent
$150,000
45 Shirley St, Mount Vernon, KY 40456
3beds
1,296sqft
Single Family Residence
Built in 1963
0.48 Acres Lot
$-- Zestimate®
$116/sqft
$-- HOA
What's special
Propane fireplace
- 158 days
- 81
- 2
Zillow last checked:
Listing updated:
Listed by:
Tammy M Miller 606-308-4618,
WEICHERT REALTORS - Ford Brothers
Source: Imagine MLS,MLS#: 26006296
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
Bedroom 2
- Level: First
Bedroom 3
- Level: First
Bathroom 1
- Level: First
Family room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Utility room
- Level: First
Heating
- Forced Air
Cooling
- Heat Pump
Appliances
- Included: Refrigerator, Cooktop
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Eat-in Kitchen
- Flooring: Carpet, Hardwood, Other
- Doors: Storm Door(s)
- Windows: Storm Window(s)
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Gas Log, Propane
Interior area
- Total structure area: 1,296
- Total interior livable area: 1,296 sqft
- Finished area above ground: 1,296
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached Carport
- Carport spaces: 1
Features
- Levels: One
Lot
- Size: 0.48 Acres
Details
- Additional structures: Shed(s), Workshop
- Parcel number: 046W18010
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Composition
Condition
- Year built: 1963
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Water Connected, Propane
Community & HOA
Community
- Subdivision: Downtown
HOA
- Has HOA: No
Location
- Region: Mount Vernon
Financial & listing details
- Price per square foot: $116/sqft
- Tax assessed value: $95,000
- Annual tax amount: $778
- Date on market: 7/21/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,235/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/6/2026 | Contingent | $150,000$116/sqft |
Source:  Imagine MLS #26006296 Report a problem | ||
| 7/21/2026 | Listed for sale | $150,000$116/sqft |
Source: Imagine MLS #26006296 Report a problem | ||
| 6/22/2026 | Pending sale | $150,000$116/sqft |
Source: Imagine MLS #26006296 Report a problem | ||
| 6/3/2026 | Listed for sale | $150,000$116/sqft |
Source: Imagine MLS #26006296 Report a problem | ||
| 5/22/2026 | Contingent | $150,000$116/sqft |
Source: Imagine MLS #26006296 Report a problem | ||
| 5/7/2026 | Listed for sale | $150,000$116/sqft |
Source: Imagine MLS #26006296 Report a problem | ||
| 5/1/2026 | Contingent | $150,000$116/sqft |
Source: Imagine MLS #26006296 Report a problem | ||
| 4/12/2026 | Price change | $150,000-6.3%$116/sqft |
Source: Imagine MLS #26006296 Report a problem | ||
| 3/28/2026 | Listed for sale | $160,000+110.5%$123/sqft |
Source: Imagine MLS #26006296 Report a problem | ||
| 6/26/2014 | Sold | $76,000$59/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $778 -1.1% | $95,000 |
| 2023 | $786 +0.8% | $95,000 |
| 2022 | $780 +24.1% | $95,000 +25% |
| 2021 | $629 +0.1% | $76,000 |
| 2020 | $628 +0.7% | $76,000 |
| 2019 | $624 +0.3% | $76,000 |
| 2018 | $622 +0.5% | $76,000 |
| 2017 | $619 | $76,000 |
| 2016 | -- | $76,000 |
| 2015 | -- | $76,000 +100% |
| 2010 | -- | $38,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 40456
Nearby schools
Schools provided by the listing agent
- Elementary: Mt. Vernon
- Middle: Rockcastle Co
- High: Rockcastle Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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