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Pending
    • $150,000

    45 Shirley St, Mount Vernon, KY 40456

    3beds
    1,296sqft
    : 
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    Single Family Residence
    Built in 1963
    0.48 Acres Lot
    $-- Zestimate®
    $116/sqft
    $-- HOA

    What's special

    Propane fireplaceTwo additional buildings
    Back on the market due to NO FAULT of its own...buyer could not get financing! Check out 45 Richmond St in Mt. Vernon, KY, an inviting 3-bedroom, 1-bath ranch home offering 1,296 sq ft of comfortable living space in a highly convenient location. Situated in town, this well-cared-for property is just minutes from local schools, the public library, the hospital, I-75, and all the everyday amenities you need. Inside, you'll find a warm and welcoming living area featuring a propane fireplace addition—perfect for staying cozy during the winter months. The home has been thoughtfully maintained, offering peace of mind and move-in-ready appeal. Outside, the property includes two additional buildings that add excellent versatility. One is ideal for lawn equipment and storage, while the second is a 12x24 structure with electric is perfect for hobbies, a workshop, or creative space. Whether you're looking for your first home, downsizing, or investing, this property combines comfort, functionality, and a prime location. Don't miss your chance to make it yours!
    108 days
    |
    147
    |
    7
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tammy M Miller 606-308-4618,

    WEICHERT REALTORS - Ford Brothers

    Source: Imagine MLS,MLS#: 26006296MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Bathroom 1
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Utility room
      • Level: First
      Heating
      • Forced Air
      Cooling
      • Heat Pump
      Appliances
      • Included: Refrigerator, Cooktop
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Eat-in Kitchen
      • Flooring: Carpet, Hardwood, Other
      • Doors: Storm Door(s)
      • Windows: Storm Window(s)
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Propane
      Interior area
      • Total structure area: 1,296
      • Total interior livable area: 1,296 sqft
      • Finished area above ground: 1,296
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached Carport
      • Carport spaces: 1
      Features
      • Levels: One
      Lot
      • Size: 0.48 Acres
      Details
      • Additional structures: Shed(s), Workshop
      • Parcel number: 046W18010

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Composition
      Condition
      • Year built: 1963

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Water Connected, Propane

      Community & HOA

      Community
      • Subdivision: Downtown
      HOA
      • Has HOA: No
      Location
      • Region: Mount Vernon

      Financial & listing details

      • Price per square foot: $116/sqft
      • Tax assessed value: $95,000
      • Annual tax amount: $778
      • Date on market: 6/3/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $983/mo

        Price history

        DateEventPrice
        6/22/2026Pending sale$150,000$116/sqft
        Source: Imagine MLS #26006296 Report a problem
        6/3/2026Listed for sale$150,000$116/sqft
        Source: Imagine MLS #26006296 Report a problem
        5/22/2026Contingent$150,000$116/sqft
        Source: Imagine MLS #26006296 Report a problem
        5/7/2026Listed for sale$150,000$116/sqft
        Source: Imagine MLS #26006296 Report a problem
        5/1/2026Contingent$150,000$116/sqft
        Source: Imagine MLS #26006296 Report a problem
        4/12/2026Price change$150,000-6.3%$116/sqft
        Source: Imagine MLS #26006296 Report a problem
        3/28/2026Listed for sale$160,000+110.5%$123/sqft
        Source: Imagine MLS #26006296 Report a problem
        6/26/2014Sold$76,000$59/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$778 -1.1%$95,000
        2023$786 +0.8%$95,000
        2022$780 +24.1%$95,000 +25%
        2021$629 +0.1%$76,000
        2020$628 +0.7%$76,000
        2019$624 +0.3%$76,000
        2018$622 +0.5%$76,000
        2017$619 $76,000
        2016-- $76,000
        2015-- $76,000 +100%
        2010-- $38,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 40456

        Getting around

        9 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mt. Vernon
        • Middle: Rockcastle Co
        • High: Rockcastle Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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