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  • $750,000

    45 Tone Ter, Rochester, NY 14617

    2beds
    1,160sqft
    Loading
    Single Family Residence
    Built in 1930
    4,356 Square Feet Lot
    $-- Zestimate®
    $647/sqft
    $-- HOA

    What's special

    Two generously sized bedroomsNew vinyl sidingFunctional layout
    Being offered exclusively as part of an extraordinary three-property package, 45 Tone Terrace is included alongside a spectacular lakefront home boasting 80 feet of private Lake Ontario frontage at 489 Lake Front and an additional neighboring property at 51 Tone Terr, creating a rare opportunity that's nearly impossible to replicate. Located just two homes from the water, you'll enjoy direct access to the staircase leading down to the beach, where morning walks with your dog, afternoons spent kayaking or paddleboarding, and breathtaking sunsets over Lake Ontario become part of everyday life. Conveniently located near both Durand Beach and Charlotte, you'll enjoy easy access to parks, marinas, restaurants, and year-round recreation. This 2-bedroom home offers an excellent opportunity for buyers looking to renovate and build equity while benefiting from several major updates already completed. Improvements include new vinyl siding, all new vinyl replacement windows installed last summer, a hot water heater installed last year, and a furnace that's approximately three years old. Inside, you'll find a functional layout with a first-floor full bath, two generously sized bedrooms, and an enclosed porch offering flexibility as a home office, sitting room, or potential third bedroom. A covered carport provides parking for one vehicle and a driveway space for another. Whether you envision renovating for rental income, creating space for extended family or guests, or simply enjoying the flexibility that comes with owning three neighboring properties, this home is an integral part of an exceptional offering. With the stunning lakefront residence serving as the centerpiece of the package, this is a rare chance to secure a unique combination of waterfront lifestyle, income potential, and long-term opportunity in one of Rochester's most historic lakeside communities.
    38 days
    |
    655
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    16
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    Zillow last checked:

    Listing updated:

    Listed by:

    Tru Agent Real Estate 585-362-6810,

    Candace M. Messner 585-545-0426

    Source: NYSAMLSs,MLS#: R1694467MLS LogoOriginating MLS: Rochester

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      Heating
      • Gas, Forced Air
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Gas Water Heater
      • Laundry: Main Level
      Features
      • Eat-in Kitchen, Convertible Bedroom
      • Flooring: Carpet, Laminate, Varies
      • Windows: Thermal Windows
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 1,160
      • Total interior livable area: 1,160 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Carport
      • Garage spaces: 1
      • Has carport: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Gravel Driveway
      • Waterfront features: Beach Access, Lake
      • Body of water: Lake Ontario
      Lot
      • Size: 4,356 Square Feet
      • Dimensions: 40 x 105
      • Features: Rectangular, Rectangular Lot, Residential Lot
      Details
      • Parcel number: 2634000476600001069000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, PEX Plumbing
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1930

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Rochester

      Financial & listing details

      • Price per square foot: $647/sqft
      • Tax assessed value: $129,000
      • Annual tax amount: $5,170
      • Date on market: 6/30/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/30/2026Listed for sale$750,000+1011.1%$647/sqft
        Source: NYSAMLSs #R1694467 Report a problem
        7/29/1996Sold$67,500$58/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $129,000
        2024-- $129,000
        2023-- $129,000 +73.4%
        2022-- $74,400
        2021-- $74,400
        2020-- $74,400
        2018-- $74,400 +12.7%
        2017$1,992 $66,000
        2016-- $66,000
        2015-- $66,000
        2014-- $66,000
        2013-- $66,000
        2012-- $66,000
        2011-- $66,000
        2010-- $66,000
        2009-- $66,000 -3.2%
        2007-- $68,200
        2006-- $68,200
        2005-- $68,200
        2004-- $68,200 +6.1%
        2003-- $64,300
        2002-- $64,300
        2001-- $64,300
        2000-- $64,300
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 14617

        Getting around

        13 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: West Irondequoit

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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